All Headlines Rob Chrisman
Rob Chrisman's Daily Commentary
For the past 10 years Mortgage News Daily has provided our readers with Rob Chrisman's daily commentary.
NEW Pool of Potential Borrowers Deep; Why a Company Would Close a Division; Lots of Training Coming Up
NEW Letters on Servicing Premiums, Title Scam, and the Sacred Mtg Deduction; Top 10 Signs You've Been Doing Loans Too Long
NEW Why the Recent G-fee Increase? Why the Annual Fannie Sales Cap? Will There be More?
NEW Revamped Repurchase Plan; Thoughts on Importance of QC; Agency Updates
NEW New CFPB Exam Procedure; States and NMLS Expansion; Do Rates Correlate Directly to Production?
NEW Romney Housing Plan; Thoughts on Q4 Mortgage Profits; Price Appreciation to Defeat Eminent Domain?
NEW Trends in Subprime Collateral and Homeownership; Ready for Fannie DU 9.0?
NEW Servicing Value Observations; Affiliated Pulls DU Refi Plus; Lots of M&A News
NEW Mortgage Banker Profit Figures; G-fee Hike Implications; Credit Unions Rockin' & Rollin'
NEW Dodd Frank Diversity Requirements; Updates on TARP and Shadow Inventory
NEW Eminent Domain Fade? Thoughts on GSE Capping Volumes; An Informal List of Bank Exams - Holy Smokes!
NEW Thoughts on the Broker Business Model and Current Compensation; Wells' New HARP Policy
NEW SAFE Act for Depositories and Non-depositories; CMG Halts the HARP; USDA Program in Turmoil Again
NEW Interesting Product Mix Stats - What do they Tell Us About Borrowers, Ops, and Future Fundings?
NEW Fannie and Freddie Short Sale Change; LO-Realtor Comments; Specified Pool Primer - How to Pick Up an Extra Point or Two
NEW Rating Agencies' Thoughts on Servicing Changes; More on Treasury and GSE's
NEW Spotlight Back on LO Comp and Potential Penalties; Why Mortgage Rates Maybe Shouldn't Be Here
NEW Builder Market Share; CFPB Jobs Pay How Much? Eminent Domain Setback
NEW How Many Banks Were Created Last Year? CFPB and Others Tackle Appraisals - Still Waiting on QM
NEW Chicago Eminent Domain Update; "When" Not "If" for Buybacks; CFPB Servicing Proposal Info and Undercover Sleuth Program Hiring
NEW "Green Shoots" in the Mortgage Biz with New MI Company, Vendors, and Business Plans; Builder Commitment Interest Upswing
NEW Basel III Comment Period Extended; CFPB Servicing Guideline Proposals; LO Realtor Thoughts
NEW SunTrust Sets Broker Comp; Streamline Changes; Underwriter Finds Two-headed Armadillo USDA Loan File
NEW Wells' Buybacks; Agency Results and the Impact of the HARP; How Much Does NAR Spend on Lobbying?
NEW Are Closing Costs Really Going Down? Historical LIBOR Data; Lender/Industry Updates
NEW CFPB and the MI Biz, Audit Comments, and Discussion Group; What Redwood Trust & PennyMac's Results Show Us
NEW Banks and Lending (or the Lack Thereof) and it's Impact on Rates and Inflation
NEW What is the Fastest Growing Commercial Sector? BofA & Fannie Grapple Over $10 billion
NEW LOS Primer; VA Loan Changes Coming? Appraisers to Have Comp Set in Stone? San Bernardino Bankrupt
NEW DeMarco and Geithner Grappling; The Good, Bad, and Ugly of Freddie's HARP News
NEW The CFPB and Non-banks; Yes, Mortgage Companies are Making Money; Lots of Training, Conferenceand M&A Updates
NEW Texas Bank Sues the CFPB; Hawaii's New Originator Laws; Chicago Now Looking at Eminent Domain
NEW Why the Industry Cares About this Eminent Domain Thing; Investor Updates
NEW How Long Should You Keep a Loan File? Government Report on Appraisals; One Take on DOJ/Wells Settlement
NEW FAMC's Broker Comp Move; Want to Participate in a Compensation Survey?
NEW CFPB Publishes Year's Agenda; New FICO Score; Watching Kroll Bond Ratings; Poverty in U.S. Increasing
NEW Realtors and the CFPB; Flagstar and First Horizon Diverge; Viscal vs. Monetary Policy Primer
NEW FinCen Compliance for Lenders Coming; Mortgage Production and Secondary Jobs; Lender and Agency Updates
NEW Size Doesn't Matter with the CFPB, Which Issues First Enforcement Action
NEW Security vs. Rate Sheet Prices; Big Bank Earnings and Layoffs; Eminent Domain Conference Call
NEW Yes, Qualified Mortgage Rules are a BIG Deal for the Lending and Real Estate Industry
NEW Broker to Banker Chatter; Letters from the Trenches on QM, Eminent Domain, QC and Compliance
NEW QM Rules a Huge Concern; More on Eminent Domain; ARM's, HARP, and Refi Rates
NEW Bastille Day Thoughts on Wells, 4th Party Originations, Agency Caps, Minimum Net Worth, and Counter-party Risk
NEW Eminent Domain Issue Should not be Taken Lightly; Investor and Training Updates
NEW The 800lb Gorilla Makes a Move - Who's Left for Brokers? Chase and Wells Earnings
NEW Employment Trends; ResCap; HARP Chatter; Agency Updates
NEW TARP Update; FHFA REO News; Comment on FHFA's PACE Loan Prohibition; Still Waiting for Buyback Clarity
NEW 1099 Pages from the CFPB and Links to Comment; Mortgage Debt Relief Act Expiration
NEW Reg Z and QRM Comment Period Ends Today; It's a CFPB World - Including Non-banks! Blackstone as a Landlord