All Headlines Rob Chrisman
Rob Chrisman's Daily Commentary
For the past 10 years Mortgage News Daily has provided our readers with Rob Chrisman's daily commentary.
NEW CFPB Unleashes Amendments to ECOA, RESPA, and TILA; is The FHA Doing Better or Isn't it?
NEW CFPB Cordray's Testimony - Who Will Regulate the Regulator? Talk About Preparing for a CFPB Exam
NEW Even the Big Boys are Supposedly Easing Lending Standards; Sterling / Umpqua Merger; Citi Layoffs
NEW Richmond Approves Eminent Domain; Lender Updates: Goodbye Overlays, Hello TICs, 125s, and Non-QM Loans
NEW Thoughts on Purchase Biz; Gritty Predictions from Wells & Chase; SEC QRM Comment Site
NEW Stonegate Prepares for IPO; Changes in Texas Laws & LO Requirements; Compliance for Broker to Banker
NEW Are LOs Liable for Illegal Comp Plans? You Bet they Are!; Genworth's take on QM/QRM; Builders Tweak Financing
NEW Eminent Domain Setback; Upcoming Repurchase Thoughts; Employment Data Primer; 5yr GSE Anniversary--Would You There?
NEW Provident Cuts IOs; Ellie Mae up for Sale? Do Brokers Have to Keep 5% of Their Production?
NEW Mini-Corr Risks for Brokers; Will Joint Ventures and Affilated Relationships be Banned? Do QM Loans Mean no Lawsuits?
NEW Deals from Radian & Freddie, Prosperity and F&M Bank & Trust; MBA's Per Loan Profit Numbers; Comp Survey Expanded
NEW What has 500 Pages, 3 letters, and What Does it All Mean?
NEW Chase's $6 Billion Lawsuit; Will Your Vendor be Ready for the CFPB's Changes?
NEW QRM - tomorrow; More on Fingerprints; Changing LO Comp; Purchases Worth More than Refis?
NEW Reg. Z Appraisal Reminder; Can LO Commission Change Due to Investor? Do LO Fingerprints Expire?
NEW Readers Contribute: Rapid Rescoring, Defining Affiliated Business Relationships, Renting Space in a Realtor's Office and Appraisal Compliance
NEW Foreclose Timelines; VA Net Value Change; Bank & Credit Union M&A Rolls on Unabated
NEW Economic Numbers are Good, but Mortgage Industry Contracting; LoanDepot & iMortgage to Tie the Knot
NEW Broker's Share of Biz Drops; Fannie & Freddie Update Policies Including QM/ATR, ULDD, and Fees
NEW Realtor's In-House Lenders & Builder/Lender Offices; FinCen compliance; Are Non-Competes Valid?
NEW Appraisal AIR Links; Last Week's CFPB Changes Including ATR/QM; Upcoming Training & Seminars
NEW Servicing Revenues Gain Importance; Lender Margin Survey; LO Comp an Ongoing Issue; Amazing All-Cash Buyer Numbers
NEW HUD Weighs in on Eminent Domain; Berkshire Buys More of Wells; Will QM=QRM?
NEW Europe's Economy Improving; Issue With Freddie Increasing Market Share; Rate Locks Continue Down
NEW Fraud Stats Overstated; Mortgage Banker Margins; Fine-Tuning Nation's LO and Lender Numbers
NEW CFPB goes after PNC; TARP Lawsuit; STRATMOR Survey on Response to Higher Rates
NEW BofA Legal Woes; Primer on Eminent Domain, Its Tax Consequences, and its Lawsuits
NEW State-Level Lending Changes; How Long to Keep LO Web Ads
NEW Reverse Mortgages in the News; the President's Mortgage Pan & MBA's response; FDIC Videos on Interest Rate Risk
NEW LO Comp Implications and the Recent CFPB Complaint; Obama Housing Speech Today
NEW Higher Flood Insurance Costs are Here to Stay; Upcoming Conferences & Training Events
NEW Are LOs Legally Liable for Their Company's Comp Plan?
NEW Definition of a "Mortgage Application"
NEW Eminent Domain Embraced by California City; No Mel Watt Vote until September; Libor Lawsuits
NEW EverBank to Focus on Correspondent; CFPB on ECOA & ARM Disclosures; FHA MIP Disclosure Issues
NEW Freddie's Risk-Sharing Deal; Jumbo Rate Discrepancies Across Channels; LO Affiliated Business Arrangements
NEW UBS Settlement; Bank Lending Trend; Wells Out of JVs - No Big Deal?
NEW LO Comp Plans, 3 Percent QM Cap & LLPAs
NEW Good News in MI Earnings; Good Rumor on QRM; CFPB's LO Comp Complaint
NEW Primer on FHA 203k Loans; General Rate Trends
NEW REIT Performance; Another Big Settlement; NY State's FHA/Subprime Nightmare
NEW 'Point Bank' Legality; Wells, PNC, & Cole Taylor Lay-Offs and Transition; More on 3% Rule
NEW A Formula For The 3% Cap; More on ARM Resets; More on Cole Taylor
NEW Secondary P&L Volatility; Builder Confidence 7-yr High; Cole Taylor up for Grabs?
NEW Wells' Expansion into Real Estate; Non-bank Servicer Growth; RESPA and Affiliate Relationships
NEW LO Overtime Ruling; Jumbo vs. Conforming Rates; Mortgage Companies' Many Risks
NEW CFPB ARM Primer; More on Month-End Closings; Chase and Wells Earnings
NEW Fannie's Non-agency Issuance; Ops and Production Departments Dusting off ARM Manuals
NEW Efforts to Lower costs Continue; Nomura to Roll Out Non-Agency Security
NEW Rising Cost of Compliance; Falling Volumes; Measurement is the First Step Toward Improving Efficiency