15 Year Fixed Mortgage Rates
Average 15 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 15 Year Fixed (daily survey) | |||||
| Jan 02 2026 1/2/26 | 5.75% | -- | -0.01% | 6.47% | -0.72% |
| Dec 31 2025 12/31/25 | 5.76% | -- | +0.01% | 6.48% | -0.72% |
| Dec 30 2025 12/30/25 | 5.75% | -- | +0.01% | 6.46% | -0.71% |
| Dec 29 2025 12/29/25 | 5.74% | -- | +0.00% | 6.47% | -0.73% |
| Dec 26 2025 12/26/25 | 5.74% | -- | +0.00% | 6.48% | -0.74% |
| Dec 24 2025 12/24/25 | 5.74% | -- | -0.01% | 6.45% | -0.71% |
| MBA 15 Year Fixed (weekly) | |||||
| Dec 10 2025 12/10/25 | 5.71% | 0.64 | -0.02% | 6.12% | -0.41% |
| Dec 03 2025 12/3/25 | 5.73% | 0.64 | -0.07% | 6.29% | -0.56% |
| Nov 26 2025 11/26/25 | 5.80% | 0.72 | -0.03% | 5.80% | +0.00% |
| Freddie Mac 15 Year Fixed (weekly) | |||||
| Dec 31 2025 12/31/25 | 5.44% | 0.00 | -0.06% | 6.00% | -0.56% |
| Dec 24 2025 12/24/25 | 5.50% | 0.00 | +0.03% | 5.92% | -0.42% |
| Dec 18 2025 12/18/25 | 5.47% | 0.00 | -0.07% | 5.84% | -0.37% |
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