15 Year Fixed Mortgage Rates
Average 15 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 15 Year Fixed (daily survey) | |||||
| Jul 31 2026 7/31/26 | 6.32% | -- | +0.01% | 6.03% | +0.29% |
| Jul 30 2026 7/30/26 | 6.31% | -- | -0.01% | 6.03% | +0.28% |
| Jul 29 2026 7/29/26 | 6.32% | -- | +0.01% | 6.03% | +0.29% |
| Jul 28 2026 7/28/26 | 6.31% | -- | -0.02% | 6.06% | +0.25% |
| Jul 27 2026 7/27/26 | 6.33% | -- | -0.01% | 6.05% | +0.28% |
| Jul 24 2026 7/24/26 | 6.34% | -- | +0.05% | 6.05% | +0.29% |
| MBA 15 Year Fixed (weekly) | |||||
| Jul 29 2026 7/29/26 | 6.15% | 0.84 | +0.11% | 6.14% | +0.01% |
| Jul 22 2026 7/22/26 | 6.04% | 0.87 | -0.01% | 6.11% | -0.07% |
| Jul 15 2026 7/15/26 | 6.05% | 0.88 | +0.06% | 6.04% | +0.01% |
| Freddie Mac 15 Year Fixed (weekly) | |||||
| Jul 30 2026 7/30/26 | 6.04% | 0.00 | +0.08% | 5.87% | +0.17% |
| Jul 23 2026 7/23/26 | 5.96% | 0.00 | +0.03% | 5.92% | +0.04% |
| Jul 16 2026 7/16/26 | 5.93% | 0.00 | +0.11% | 5.86% | +0.07% |
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