15 Year Fixed Mortgage Rates
Average 15 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 15 Year Fixed (daily survey) | |||||
| Jan 26 2026 1/26/26 | 5.75% | -- | -0.01% | 6.51% | -0.76% |
| Jan 23 2026 1/23/26 | 5.76% | -- | +0.00% | 6.52% | -0.76% |
| Jan 22 2026 1/22/26 | 5.76% | -- | +0.00% | 6.50% | -0.74% |
| Jan 21 2026 1/21/26 | 5.76% | -- | +0.01% | 6.51% | -0.75% |
| Jan 20 2026 1/20/26 | 5.75% | -- | +0.15% | 6.50% | -0.75% |
| Jan 16 2026 1/16/26 | 5.60% | -- | +0.03% | 6.48% | -0.88% |
| MBA 15 Year Fixed (weekly) | |||||
| Jan 14 2026 1/14/26 | 5.60% | 0.61 | -0.04% | 6.46% | -0.86% |
| Jan 07 2026 1/7/26 | 5.64% | 0.64 | -0.06% | 6.43% | -0.79% |
| Dec 31 2025 12/31/25 | 5.70% | 0.64 | +0.00% | 6.15% | -0.45% |
| Freddie Mac 15 Year Fixed (weekly) | |||||
| Jan 22 2026 1/22/26 | 5.44% | 0.00 | +0.06% | 6.27% | -0.83% |
| Jan 15 2026 1/15/26 | 5.38% | 0.00 | -0.08% | 6.14% | -0.76% |
| Jan 08 2026 1/8/26 | 5.46% | 0.00 | +0.02% | 6.13% | -0.67% |
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