Today's Mortgage Rates
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Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
Daily Mortgage Rate Market Analysis
Fri, Mar 27 2026, 2:29 PM
There were mixed blessings in the mortgage rate world today. The bad news is that today's rates are just a bit higher than yesterday's, resulting in another 8 month high. The good news is that things were looking quite a bit worse earlier in the morning.
Mortgage lenders prefer to set rates once per day even though those rates are dictated by movement in the underlying bond market. If bonds move enough, lenders will change rates mid-day. Today was one of those days and, fortunately, the change was in a friendly direction.
Before the improvement, the average lender's top tier 30yr fixed rate was roughly 6.7%, but afterward, only 6.64%.
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| Rate | Points | Change | |
|---|---|---|---|
|
3/27/26
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.64% | -- | +0.02% |
| 15 Yr. Fixed | 6.15% | -- | +0.01% |
| 30 Yr. Jumbo | 6.65% | -- | +0.00% |
| 7/6 SOFR ARM | 6.31% | -- | +0.05% |
| 30 Yr. FHA | 6.10% | -- | +0.05% |
| 30 Yr. VA | 6.12% | -- | +0.05% |
|
3/26/26
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.38% | 0.00 | +0.16% |
| 15 Yr. Fixed | 5.75% | 0.00 | +0.21% |
|
3/25/26
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.43% | 0.65 | +0.13% |
| 15 Yr. Fixed | 5.83% | 0.80 | +0.17% |
| 30 Yr. FHA | 6.15% | 0.75 | +0.07% |
| 30 Yr. Jumbo | 6.45% | 0.56 | +0.06% |
| 7/6 SOFR ARM | 5.75% | 0.68 | +0.10% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 3/27/26
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.64% | -- | +0.02% | -0.18% | 5.99% |
|
7.08% |
|
| 15 Yr. Fixed | 6.15% | -- | +0.01% | -0.09% | 5.55% |
|
6.48% |
|
| 30 Yr. Jumbo | 6.65% | -- | +0.00% | -0.31% | 6.10% |
|
7.20% |
|
| 7/6 SOFR ARM | 6.31% | -- | +0.05% | -0.11% | 5.29% |
|
7.12% |
|
| 30 Yr. FHA | 6.10% | -- | +0.05% | -0.15% | 5.62% |
|
6.53% |
|
| 30 Yr. VA | 6.12% | -- | +0.05% | -0.14% | 5.64% |
|
6.54% |
|
|
as of 3/26/26
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.38% | 0.00 | +0.16% | -0.29% | 5.98% |
|
6.89% |
|
| 15 Yr. Fixed | 5.75% | 0.00 | +0.21% | -0.08% | 5.35% |
|
6.03% |
|
|
as of 3/25/26
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.43% | 0.65 | +0.13% | -0.29% | 6.09% |
|
7.01% |
|
| 15 Yr. Fixed | 5.83% | 0.80 | +0.17% | -0.25% | 5.48% |
|
6.45% |
|
| 30 Yr. FHA | 6.15% | 0.75 | +0.07% | -0.25% | 5.97% |
|
6.80% |
|
| 30 Yr. Jumbo | 6.45% | 0.56 | +0.06% | -0.33% | 6.16% |
|
7.17% |
|
| 7/6 SOFR ARM | 5.75% | 0.68 | +0.10% | -0.09% | 5.23% |
|
6.48% |
|
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