30 Year Fixed Mortgage Rates
Average 30 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 30 Year Fixed (daily survey) | |||||
| Jan 21 2026 1/21/26 | 6.20% | -- | -0.01% | 7.08% | -0.88% |
| Jan 20 2026 1/20/26 | 6.21% | -- | +0.14% | 7.08% | -0.87% |
| Jan 16 2026 1/16/26 | 6.07% | -- | +0.03% | 7.07% | -1.00% |
| Jan 15 2026 1/15/26 | 6.04% | -- | -0.03% | 7.13% | -1.09% |
| Jan 14 2026 1/14/26 | 6.07% | -- | +0.00% | 7.25% | -1.18% |
| Jan 13 2026 1/13/26 | 6.07% | -- | +0.06% | 7.26% | -1.19% |
| MBA 30 Year Fixed (weekly) | |||||
| Jan 14 2026 1/14/26 | 6.18% | 0.56 | -0.07% | 6.99% | -0.81% |
| Jan 07 2026 1/7/26 | 6.25% | 0.57 | -0.06% | 6.97% | -0.72% |
| Dec 31 2025 12/31/25 | 6.31% | 0.57 | +0.00% | 6.75% | -0.44% |
| Freddie Mac 30 Year Fixed (weekly) | |||||
| Jan 15 2026 1/15/26 | 6.06% | 0.00 | -0.10% | 6.93% | -0.87% |
| Jan 08 2026 1/8/26 | 6.16% | 0.00 | +0.01% | 6.91% | -0.75% |
| Dec 31 2025 12/31/25 | 6.15% | 0.00 | -0.03% | 6.85% | -0.70% |
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