All Headlines Rob Chrisman
Rob Chrisman's Daily Commentary
For the past 10 years Mortgage News Daily has provided our readers with Rob Chrisman's daily commentary.
NEW Thoughts on Strategic Defaults and State-specific Foreclosures; Mortgage Spreads
NEW MBA Conference Buzz; Comments on Gfees; How to Pick a Broker-dealer
NEW VA Lending on the Upswing; 2013 Pre-forecast Forecasts; What Conference-goers are Talking About
NEW Why Have Mortgage Rates Gone Up? Fiscal Cliff Breakdown; CFPB Still Looking to Hire
NEW Bank Earnings Solid; Gfee Chatter - Who's Buying "dem" Mortgages? And what are they Buying?
NEW Credit Unions' View of CFPB's APR; Redwood's Latest Deal; What is the Average Gfee Now?
NEW Wells Fargo Addresses "Illegal" Income; Forced Place Insurance Defined; Mortgage Jobs with a Twist;
NEW How Wells and Chase Results Reflect Overall Mortgage Trends - Citi Video; Basel III to be Delayed?
NEW Eminent Domain Still Out There; Wells and Chase Earnings; Investor and Agency Updates Continue
NEW H&R Block Bank on the Block Due to Dodd Frank; Fitch Doesn't Like Ocwen Deal; Mortgage Jobs
NEW Wells' Lobbying and Lawsuit; M&A and Layoffs Continue in the Name of Efficiency; U.S. Debt Levels Declining
NEW Loan Limit Primer; Lessons on Basel III, Ocwen Debt Ratings, and Mortgage Company Ratings and Profits
NEW The Fiscal Cliff and Home Values; Ocwen to Start Lending? Training News; Bond Markets Closed
NEW A Brave New World in the Secondary Markets? Non-agency Chatter; More M&A in Mortgage Banking; Flagstar Changes its Broker Comp
NEW REIT Business Booming; Blackstone Becomes #1 Home Buyer; Banks Making Big Bucks
NEW Flagstar's Leadership Change; Big Lawsuits and Settlements; Private MI News; Lock Desks Busy!
NEW Unintended Consequences - Can Home Loan Rates Go to 0%? (Hint: Nope)
NEW CFPB Update on Credit Reporting; NMLS Changes for LO's; USDA Rural News; Non-depositories Continue to Buy Servicing
NEW Could Congress let Mortgage Forgiveness Debt Relief Act Expire? ICON Residential sold; LO Compensation Comments Due
NEW Basel III to Help Big Banks? A Calculation Tool to Show it's Impact; Texas Ratio Helps LO's Think About Bank Health
NEW Politics and Housing; 3.8% Real Estate Tax Myth; Lots of Processing and Origination Stats
NEW Luther Burbank-DOJ Fair Lending Settlement; Guild's Switch on FHA Streamlines; Bernanke's Baby Picture
NEW Stearns' Anti-steering Form for Brokers; FHA and Condos; Mass of Servicing Rules
NEW Freddie and Fannie Can Earn a Profit, Right? And their Double-secret "High Risk" Watch List of 300 lenders
NEW Unintended Consequences of QE3; Letters from the Trenches on Current Lending Standards; Fannie to Roll out State-Based Pricing?
NEW Dodd Frank Rulemaking Update; NAR and Builders Suggest Looser Lending Standards - Surprised?
NEW Pool of Potential Borrowers Deep; Why a Company Would Close a Division; Lots of Training Coming Up
NEW Letters on Servicing Premiums, Title Scam, and the Sacred Mtg Deduction; Top 10 Signs You've Been Doing Loans Too Long
NEW Why the Recent G-fee Increase? Why the Annual Fannie Sales Cap? Will There be More?
NEW Revamped Repurchase Plan; Thoughts on Importance of QC; Agency Updates
NEW New CFPB Exam Procedure; States and NMLS Expansion; Do Rates Correlate Directly to Production?
NEW Romney Housing Plan; Thoughts on Q4 Mortgage Profits; Price Appreciation to Defeat Eminent Domain?
NEW Trends in Subprime Collateral and Homeownership; Ready for Fannie DU 9.0?
NEW Servicing Value Observations; Affiliated Pulls DU Refi Plus; Lots of M&A News
NEW Mortgage Banker Profit Figures; G-fee Hike Implications; Credit Unions Rockin' & Rollin'
NEW Dodd Frank Diversity Requirements; Updates on TARP and Shadow Inventory
NEW Eminent Domain Fade? Thoughts on GSE Capping Volumes; An Informal List of Bank Exams - Holy Smokes!
NEW Thoughts on the Broker Business Model and Current Compensation; Wells' New HARP Policy
NEW SAFE Act for Depositories and Non-depositories; CMG Halts the HARP; USDA Program in Turmoil Again
NEW Interesting Product Mix Stats - What do they Tell Us About Borrowers, Ops, and Future Fundings?
NEW Fannie and Freddie Short Sale Change; LO-Realtor Comments; Specified Pool Primer - How to Pick Up an Extra Point or Two
NEW Rating Agencies' Thoughts on Servicing Changes; More on Treasury and GSE's
NEW Spotlight Back on LO Comp and Potential Penalties; Why Mortgage Rates Maybe Shouldn't Be Here
NEW Builder Market Share; CFPB Jobs Pay How Much? Eminent Domain Setback
NEW How Many Banks Were Created Last Year? CFPB and Others Tackle Appraisals - Still Waiting on QM
NEW Chicago Eminent Domain Update; "When" Not "If" for Buybacks; CFPB Servicing Proposal Info and Undercover Sleuth Program Hiring
NEW "Green Shoots" in the Mortgage Biz with New MI Company, Vendors, and Business Plans; Builder Commitment Interest Upswing
NEW Basel III Comment Period Extended; CFPB Servicing Guideline Proposals; LO Realtor Thoughts
NEW SunTrust Sets Broker Comp; Streamline Changes; Underwriter Finds Two-headed Armadillo USDA Loan File
NEW Wells' Buybacks; Agency Results and the Impact of the HARP; How Much Does NAR Spend on Lobbying?