All Headlines Rob Chrisman
Rob Chrisman's Daily Commentary
For the past 10 years Mortgage News Daily has provided our readers with Rob Chrisman's daily commentary.
NEW Originator Identification Requirements; Mortgage Fraud Report; Flood Insurance Saga; Condo Guidance; FHA Annual Premiums
NEW More On Mortgage Insurance; Non-Agency Lending Thaw; FHA Reform Act Amendments; EPO Policies; Credit Rating Agencies
NEW Private Mortgage Insurers Make Push For FHA Business; GSEs Roll Out Uniform Data Program Details; Bulletins From BoA and Wells
NEW Checking In On Mortgage Reform Legislation; Mark-To-Market Loan Hedging Concerns; FTC & Countrywide; Subprime The Talk Of The Town?
NEW GNMA Single Loan Securitization; Slow Recovery For Housing; GFE Guidance; FDIC & CRA News; More Originator Jobs
NEW Most Profitable Bank Owned Origination Channels; FHA Net Worth Requirements; Manufactured Home Lending; HomePath News; More On Flood Insurance Policies
NEW Warehouse Line Issues Still Prevalent; Another Lender Exits Wholesale Business; BoA Suspends USDA Commitments & Updates Flood Insurance Guidance
NEW Flood Insurance Update; USDA Conditional Commitments; Originator Jobs; News From Fannie & Freddie, Citi, SunTrust, Guild, Mountain West, USB
NEW The "Never-Ending" Mortgage Program From ING; Are Home Loans Now Worthless?; Bank Closures; Barclays To Sell Servicing Unit
NEW USDA Issuing Conditional Loan Approvals Again; MBA Studies Housing and Mortgage Market Collapse; Jumbo Loan Pricing; Scratch and Dent Desk
NEW New Bond Rating Supplier With a Twist; Jumbo Loan Buyers; Banks Selling Distressed Debt; Financial Reform Update;
NEW Perspective on Fannie & Freddie's UMDP; Flood Insurance Expiration; Fed's Credit Card Website; More Lender Updates!
NEW Loan Quality Initiative Reminder; Pricing Discrepancies Explained; More Mortgage Jobs; Primer On Case-Shiller Index; Plenty Of Investor Updates
NEW Extensive Updates From Citi and Chase; Extended Lock Fees; NMLS Deadlines; Approved Fraud Detection Vendors; Quarterly Bank Performance;
NEW Loan Production Slowed By Collateral Valuations?; Financial Reform And Mortgages; Consumer Spending and Saving; Delinquency Rates
NEW FOMC Minutes Discuss Fed's Feelings On Mortgage Asset Sales; NonBank Lender Oversight; RMIC Cuts Distressed Markets; Where Are The Loans?
NEW Originator Feedback From The Trenches; FHA Broker/Lender Approval Guidance; HomePath Update; Citi Non-Agency Lending; 95% MI
NEW Defending The Mortgage Industry From Generalizations; New HUD Mortgagee Letter; HAMP Data; TB&W Chairman in Trouble
NEW Big Banker MBS Holdings Decline in Q1 2010; More Originator Job Offers; Secondary Marketing Conference; Investor Regs
NEW Why Isn't Loan Production Picking Up?; More on Originator Compensation and Risk Retention Legislation; HomePath Update; Less and Less Product
NEW Senate Votes to Limit Broker Compensation Options and Require Bankers to Retain Risk; Industry Job Losses; More on Loan Buyback Requests;
NEW FDIC Proposes Risk Retention Rules for Securitized Loans; The Price Mechanism and Discounting Risk; FHA Broker Approval Update
NEW Two Housing Reports: Underwater Homeowners & Home Values; Chase Updates Flipping Policy; Fannie Mae DU Version 8.1; GSE Reform Bill
NEW Quality Control Second Credit Report Requirements; FHA Broker Approvals; Do Not Call Lists; Lender Turn Times Redefined
NEW Impact of Fannie's Quality Control Initiative on Lenders; PMI Reports Improving Home Values; HUD Gives Guidance on Lead Paint
NEW Plethora of Job Openings for Mortgage Originators; Negative Convexity Explained; Clean Energy Loans; Freddie Mac Earnings
NEW Cinco de Mayo: HAMP Incentives Denied to NonCompliant Servicers? High Balance Loans; Penny Mac Earnings; Flood Zone Alert
NEW MARI Says Loan Fraud "Significantly Understated"; Risk Retention Reform Issues; Jumbo Loan Pricing; Many Important Investor Updates
NEW Fannie Mae Cuts Interest Only Program and Releases ARM Updates; FDIC Shuts Down Seven More Banks; MGIC Reg Revision
NEW Last Day to Take Advantage of Home Buyer Tax Credit; Last Day of GFE Leniency From HUD; Carry Trade Primer
NEW Originators Face Moral Dilemma: Cheer On The Economy or Root For Low Mortgage Rates; Ginnie Issuance Down in March; Greek Ramifications
NEW Do Brokers Have Better Pull-Through Then Retail Originators? USDA Update; Home Prices; Lender Bulletins
NEW How Will Mortgage Bankers Survive in 2010?; HUD Online Training; Mortgage Rate and Yield Spread Primer
NEW Federal Reserve Board Vacancies; FDIC Bank Closings; USDA Update; Mortgage Insurance Bulletin
NEW Ratings Agency Primer; More On The Non-Agency Mortgage Market; Wells Fargo Still Battling Baltimore; Swimming Pool Requirement
NEW Life in the Secondary Mortgage Market; More on FHA Approvals; Govie Loan Volume; New $100 Note
NEW FHA Issues Final Rule on Lender Approval Process; No Guarantee Tax Credit Loans Close By June 30; Several Investor Updates
NEW Anything New in Warehouse Lending?; Long Term Locks and RESPA; DO/DU Version 8.1 Release Notes; Earnings News
NEW Flood Insurance Extension; Citi Earnings; More Discussion on Goldman Sachs News; Updates from BofA, Flagstar, Pinnacle, GMAC, AmTrust, USB
NEW Top Ranked Mortgage Originators; Important Appraisal Updates; BofA Q1 Results; Loan Mod Progress; Reform
NEW Fannie Mae Reduces "Waiting Period" for Re-Established Credit; Ginnie to Allow Single Loan Securitization; More Foreclosures; RESPA Updates
NEW How FICO Scores Are Calculated; Chatter from the Trenches; JP Morgan Chase Earnings; Updates: Wells, Freddie, Provident, Citi, USB
NEW The Magnitude of the 2nd Mortgage Problem; Numerous Investor Bulletins; Banks and Hedge Funds Buying; SATO
NEW Mortgage Insurance Updates; Credit Union Shuts Down; HUD Accepts Electronic Signatures; Wells Reminds About Appraisal Flipping
NEW FHA to Accept Electronic Signatures; Closing, Settlement, Funding, and Signing Discrepancies; Does a GFE Need a Property Address?
NEW Changes in Originator Commission Plans; Prepayment Speeds and Delinquency Buyouts; No Fee Reverse Mortgages; Commercial Loan Rankings
NEW FHA Net Worth Requirements; Primer on Compare Ratios & Neighborhood Watch; Loan Profitability
NEW The Re-Emergence of Seller Financing; Problems Modifying 2nd Liens; More Flood Insurance Updates;
NEW UFMIP Reminder; HUD Shuts Down Two Lenders; REO Appraisal Guidance; Primary Dealers; Texas Laws Pay Off
NEW FDIC Finds Buyer for $491 Million in RMBS; Freddie Selling Foreclosed Homes; Flood Insurance Directives; Condo News