30 Year FHA Mortgage Rates
Average 30 year fixed FHA mortgage rates from Mortgage News Daily and MBA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 30 Year FHA (daily survey) | |||||
| Jan 26 2026 1/26/26 | 5.82% | -- | -0.03% | 6.54% | -0.72% |
| Jan 23 2026 1/23/26 | 5.85% | -- | -0.01% | 6.53% | -0.68% |
| Jan 22 2026 1/22/26 | 5.86% | -- | -0.02% | 6.48% | -0.62% |
| Jan 21 2026 1/21/26 | 5.88% | -- | +0.00% | 6.45% | -0.57% |
| Jan 20 2026 1/20/26 | 5.88% | -- | +0.13% | 6.47% | -0.59% |
| Jan 16 2026 1/16/26 | 5.75% | -- | +0.05% | 6.48% | -0.73% |
| MBA 30 Year FHA (weekly) | |||||
| Jan 14 2026 1/14/26 | 6.08% | 0.68 | -0.01% | 6.65% | -0.57% |
| Jan 07 2026 1/7/26 | 6.09% | 0.77 | -0.05% | 6.69% | -0.60% |
| Dec 31 2025 12/31/25 | 6.14% | 0.75 | +0.00% | 6.49% | -0.35% |
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