7/6 SOFR Adjustable Mortgage Rates
Average 7/6 SOFR ARM (adjustable rate mortgage) from Mortgage News Daily.
Rate Points Change Prior Year YOY Change
MND's 7/6 SOFR ARM (daily survey)
1/26/26 5.70% -- -0.01% 6.94% -1.24%
1/23/26 5.71% -- +0.00% 6.93% -1.22%
1/22/26 5.71% -- +0.00% 6.95% -1.24%
1/21/26 5.71% -- -0.01% 6.92% -1.21%
1/20/26 5.72% -- +0.09% 6.97% -1.25%
1/16/26 5.63% -- +0.01% 6.98% -1.35%
MBA 7/6 SOFR ARM (weekly)
1/14/26 5.42% 0.49 -0.48% 5.98% -0.56%
1/7/26 5.90% 0.19 +0.11% 5.97% -0.07%
12/31/25 5.79% 0.47 +0.00% 6.03% -0.24%
Freddie Mac 7/6 SOFR ARM (weekly)
Simple Mortgage Calculator 
$
%