MBA Mortgage Rates
Frequency: Weekly | Source: MBA
The Mortgage Banker's Association surveys interest rates as a part of their
weekly mortgage applications, with results released each Wednesday morning.
| Change | 52 Week Range | ||||
|---|---|---|---|---|---|
| Average Rates | Current | 1 week | Low | High | |
| 30 Yr. Fixed | 6.76% | +0.07% | 6.09% |
|
7.01% |
| 15 Yr. Fixed | 6.15% | +0.11% | 5.48% |
|
6.45% |
| 30 Yr. Jumbo | 6.70% | +0.26% | 6.16% |
|
7.17% |
| 30 Yr. FHA | 6.41% | +0.07% | 5.97% |
|
6.80% |
| 7/6 SOFR ARM | 5.98% | +0.01% | 5.23% |
|
6.48% |
Last Updated: 7/31/26
TIP: Add or remove loan products from the chart above by clicking them in the legend under the chart.
Recent Historic Data
The following table shows recent weekly results for MBA's Rate Survey.
| 30 Yr. Fixed | 15 Yr. Fixed | 30 Yr. FHA | 30 Yr. Jumbo | 7/6 SOFR ARM | |
|---|---|---|---|---|---|
| Rate | Rate | Rate | Rate | Rate | |
| 7/29/2026 |
6.76%
+0.07%
|
6.15%
+0.11%
|
6.41%
+0.07%
|
6.70%
+0.26%
|
5.98%
+0.01%
|
| 7/22/2026 |
6.69%
+0.04%
|
6.04%
-0.01%
|
6.34%
+0.01%
|
6.44%
-0.18%
|
5.97%
+0.22%
|
| 7/15/2026 |
6.65%
+0.07%
|
6.05%
+0.06%
|
6.33%
+0.05%
|
6.62%
+0.12%
|
5.75%
-0.09%
|
| 7/8/2026 |
6.58%
+0.01%
|
5.99%
-0.01%
|
6.28%
+0.01%
|
6.50%
-0.02%
|
5.84%
+0.05%
|
| 7/1/2026 |
6.57%
-0.02%
|
6.00%
-0.02%
|
6.27%
+0.02%
|
6.52%
+0.00%
|
5.79%
+0.11%
|
| 6/24/2026 |
6.59%
-0.01%
|
6.02%
+0.00%
|
6.25%
+0.00%
|
6.52%
-0.10%
|
5.68%
-0.18%
|
| 6/17/2026 |
6.60%
+0.00%
|
6.02%
+0.03%
|
6.25%
-0.02%
|
6.62%
-0.04%
|
5.86%
-0.10%
|
| 6/10/2026 |
6.60%
+0.03%
|
5.99%
+0.06%
|
6.27%
+0.01%
|
6.66%
+0.00%
|
5.96%
+0.14%
|
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