Fri, Dec 12 2025, 11:44 AM
“What happened with the DSCR appraisal issue in Baltimore earlier this year?” Good question. Baltimore is not alone: This week we have investors eithe...
Thu, Dec 11 2025, 11:46 AM
Lender and Broker Services, Products, and Software For some servicers, the idea of implementing workflow automation is both appealing and overwhelmi...
Wed, Dec 10 2025, 11:55 AM
Somewhere, in a parallel universe, Mariah Carey is walking around some supermarket, sick of listening to me sing Christmas carols. This is, of course,...
Tue, Dec 9 2025, 11:43 AM
“Seminar ‘How to avoid frauds’ is canceled. Tickets are non-refundable.” Collectively, we don’t want mortgage fraud, right? It’s a non-partisan issue....
Mon, Dec 8 2025, 11:26 AM
“Blimps are one of the only forms of advertisement people are actually excited to see.” “Rob, we see all kinds of companies advertising at conferences...
Fri, Dec 5 2025, 11:45 AM
Recently I paid over $10 for a simple Oscar Mayer 12-ounce package of bacon. Jerome Powell, help me! Well, the U.S. Federal Reserve doesn’t set bacon ...
Thu, Dec 4 2025, 11:39 AM
“No plan survives contact with the enemy.” While Freddie rolled out its AI plans, for some lenders, mortgage companies owned by builders, and the buil...
Wed, Dec 3 2025, 11:42 AM
Both Dick Van Dyke and Mel Brooks turn 100, Dick in less than two weeks and Mel next summer. 100 years is a long time, and it’s a big number. Despite ...
Tue, Dec 2 2025, 11:44 AM
I don’t know about you, but a hot shower or bath always sounds good. Tech wizards, however, have created a human washing machine. I’ll pass. At this p...
Mon, Dec 1 2025, 11:45 AM
A buddy from Kentucky wrote to me, saying, “Statistics show that the average person has sex 89 times per year. Looks like I'm in for a pretty wild Dec...
Fri, Nov 28 2025, 11:45 AM
When did our business start with the catchy slogans? Stay alive in ’25? Stay in the mix in ’26. It’ll be heaven in ’27. How about, “Try to earn a litt...
Wed, Nov 26 2025, 11:42 AM
The new phone books are here, the new phone books are here! Oh, wait a minute. The new conventional conforming loan limits are here! The new conventio...
Tue, Nov 25 2025, 11:52 AM
Want better affordability? Lower house prices certainly helps, and this article states that more than half of homes in the United States have fallen i...
Mon, Nov 24 2025, 11:45 AM
“Remember to bring up politics at Thanksgiving to save some money on Christmas presents.” “What do tornadoes and Tennessee divorces have in common? So...
Fri, Nov 21 2025, 12:04 PM
“Six cows were smoking joints and playing poker. That's right: The steaks were pretty high.” The steaks, uh, stakes, are high when changes to our hous...
Thu, Nov 20 2025, 11:46 AM
“Here we are, a week away from Thanksgiving, and I’m in Kansas City. My family told me to stop telling Thanksgiving jokes, but I said I couldn’t quit ...
Wed, Nov 19 2025, 11:41 AM
As I type these words, I am sitting in front of one of Chuck Berry’s early residences in St. Louis. STL has a good musical reputation, a fine mortgage...
Tue, Nov 18 2025, 11:44 AM
Supposedly commercial air travel is back to normal, good for anyone coming in for the Mortgage Bankers Association of St. Louis event tomorrow and Thu...
Mon, Nov 17 2025, 11:47 AM
Today’s trivia: Missouri and Tennessee are tied for bordering the most states: eight. This week I head to Missouri, the jumping off point for thousand...
Fri, Nov 14 2025, 11:47 AM
I always wonder, when I see two gas stations near each other in a small town, if the owners agree on pricing and share information. But when you’re de...
Thu, Nov 13 2025, 11:45 AM
In news underwriters will need to know, banks and satirists across the United States are taking Director Bill Pulte’s and President Donald Trump’s 50-...
Wed, Nov 12 2025, 11:53 AM
Its dog eat dog in the ranks of the FHFA and Fannie Mae & Freddie Mac. The question is, does anyone care, or is anyone surprised? We want to follow th...
Mon, Nov 10 2025, 11:46 AM
“6-7!” has swept the nation for youngsters of indeterminant age, and for no real reason. Other numbers have meaning, as do dates. For example, today i...
Fri, Nov 7 2025, 11:50 AM
How was the Louve in Paris robbed? The password for the cameras was… ready? Louve. (I’m sure that the Smithsonian, MOMA, and Vatican IT staffs are bus...
Thu, Nov 6 2025, 11:51 AM
Frequent conference goers or traveling salespeople are obviously concerned about the Trump Administration cutting 10 percent of flights for a variety ...
Wed, Nov 5 2025, 12:00 PM
“Did you hear about the Chinese guy who spoke out against the government? Exactly.” Hate the U.S. Government or love it, sometimes government and lend...
Tue, Nov 4 2025, 11:44 AM
“Being a parent is like being a psychic who is always right but is always ignored.” Here in Austin, TX, whether it was the Texas Women Mortgage Banker...
Mon, Nov 3 2025, 11:45 AM
“Daylight savings time: Is the government cutting off the bottom of a blanket and sewing it to the top and saying, ‘See? Its longer now.’” Here in Aus...
Fri, Oct 31 2025, 11:48 AM
Change is constant. Soon I head to Austin, in the Great State of Texas, for the TMBA’s star-studded Housing Summit where “change” will certainly be st...
Thu, Oct 30 2025, 11:45 AM
Are you ready to change the time on your car’s clock, or leave it and let it be right again on March 8, 2026? Some technology is cool. Imagine control...
Wed, Oct 29 2025, 11:46 AM
"The U.S. Senate is considering a bill that would tax Botox. When Botox users heard this, they were horrified. Well, I think they were horrified. It's...
Tue, Oct 28 2025, 11:54 AM
My cat Myrtle never liked Halloween, apparently believing it was for amateurs. Our nation has plenty of interesting historical sites related to ghosts...
Mon, Oct 27 2025, 11:48 AM
I was recently on a hike with a gal pal, and we were talking about her future. I asked, “You don’t have any kids. Who is going to take care of you whe...
Fri, Oct 24 2025, 11:40 AM
As shown in this video clip, don’t ever underestimate your opponent, or competitor. There were plenty of opponents and competitors at this week’s MBA ...
Thu, Oct 23 2025, 11:46 AM
Economies and strategies impact various groups differently. Remember Mervyn’s, Montgomery Ward, or a dozen other large department stores that are no l...
Wed, Oct 22 2025, 11:54 AM
“Why did the Tibetan Monks go to Las Vegas? They are very good at games of chants.” One topic among hallway chats with lenders here at the MBA Annual ...
Tue, Oct 21 2025, 11:51 AM
“What do Costco and Las Vegas have in common? You go to buy a gallon of milk, and it costs you $285.” There isn’t a lot of autumn foliage here in Las ...
Mon, Oct 20 2025, 11:50 AM
“Why did the Dalai Lama go to Las Vegas? Because he loves Tibet.” Here at the “MBA Annual,” the puns may not be flying, but there is news bouncing off...
Fri, Oct 17 2025, 11:38 AM
Under the category of careers that are, or will be, impacted, by artificial intelligence, attorneys are inevitably on it. Here’s a tale of a lawyer ca...
Thu, Oct 16 2025, 11:46 AM
“I was gambling in Las Vegas; I took a little risk. Send lawyers, guns, and money, Dad, get me out of this!” Hopefully, no one heading to LV tomorrow ...
Wed, Oct 15 2025, 11:51 AM
While the debate rages on about whether the three colors of candy corn taste different, at the other end of the tech spectrum, lenders are weeding out...
Tue, Oct 14 2025, 11:43 AM
“Where do amputees get prosthetics on a budget? The secondhand store.” Budget, stalemate, and shutdown news continues in Washington DC. The sun still ...
Fri, Oct 10 2025, 11:49 AM
The stalemate & shutdown continue, all but eliminating the government release of economic news. Recall that the U.S. Treasury posted a $345 billion bu...
Thu, Oct 9 2025, 11:46 AM
“Two lawyers walk into a pub. They order a couple of drinks and take subs out of their brief cases. They begin to eat. Seeing this, the angry pub owne...
Wed, Oct 8 2025, 11:50 AM
We’re sailing through autumn. Places like Seattle and Minneapolis are losing 3-5 minutes of sunlight a day. Donald Trump told Congress to end changing...
Tue, Oct 7 2025, 11:45 AM
President Trump has recommended that publicly held companies only report earnings every six months instead of every three. Don’t stockholders deserve ...
Mon, Oct 6 2025, 11:45 AM
Often the economy and general business trends are separate from management and business acumen. Like Block Buster, which at the high point had over 9,...
Fri, Oct 3 2025, 11:46 AM
Here in Telluride, CO, after learning of my capital markets background, yesterday someone bluntly asked me, “Can one person slow or stop the United St...
Thu, Oct 2 2025, 11:47 AM
We’re two days into the 4th quarter of the 2025, two days into another government shutdown, and… companies are relishing their September numbers. I ha...
Wed, Oct 1 2025, 11:09 AM
Come on… you don’t believe politics and mortgages are separate? Look at politicized government housing agencies: whoever is running HUD, whether it is...
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