Fri, Jun 5 2026, 10:53 AM
Today we’re going to learn about the facts of life. Trivia-loving basketball facts’ fans know that this is the first time the NY Knicks have led in th...
Thu, Jun 4 2026, 11:52 AM
Lender and Broker Products, Software, and Services There’s been plenty of chatter lately about lenders trying to rebuild realtor referral pipelines....
Wed, Jun 3 2026, 12:00 PM
The latest and greatest with FHFA Director Bill Pulte (happy 38th birthday last week!) is that President Trump tapped him (more below), to be the acti...
Tue, Jun 2 2026, 12:08 PM
Those in the Northern Hemisphere are moving toward summertime already, it being June. The calendar is always changing, as is the corporate landscape. ...
Mon, Jun 1 2026, 10:48 AM
While M&A continues (the latest example being Berkshire Hathaway buying homebuilder Taylor Morrison for $8.5 billion!), I find myself in San Juan Capi...
Fri, May 29 2026, 12:07 PM
U.S. home foreclosures are accelerating: filings rose 26 percent year-over-year in Q1 2026, to roughly 119k, the highest in six years. It’s expensive ...
Thu, May 28 2026, 11:55 AM
What is something that small and mid-sized lenders can’t offer? Chase rolled out a program for borrowers to earn 100,000 Chase Points. (Bilt and UWM r...
Wed, May 27 2026, 11:06 AM
How ‘bout this one: A firefighter went to the college graduation ceremony for a baby he helped deliver many years ago. Loan originators can be involve...
Tue, May 26 2026, 11:25 AM
The gap between where rates are and where households “need them to be” is suppressing labor mobility, distorting retirement decisions, and reshaping e...
Fri, May 22 2026, 11:49 AM
Wanna know the new buzz acronym? Residential Transition Loans (RTL): financing for properties in transition, including fix-and-flip, bridge, and rehab...
Thu, May 21 2026, 11:15 AM
Lots of folks were leaving the MBA’s National Secondary yesterday, and many comments and questions were heard. “Did you hear that Jerry Seinfeld is do...
Wed, May 20 2026, 11:43 AM
Here in New York, as over a thousand of us head to airports (hopefully avoiding manholes… tragic), the mood has been pragmatic. Not overly optimistic,...
Tue, May 19 2026, 11:55 AM
One of the discussion topics here in New York at the MBA conference is, just like every other conference, artificial intelligence, and one of the ques...
Mon, May 18 2026, 11:43 AM
For those of you who like maps, here’s one of the states’ closing costs. And here’s something for companies who have training programs: New hires shou...
Fri, May 15 2026, 10:57 AM
As the legal and proxy battles are waged among Two Harbors, UWM, and CrossCountry, today I head to New York for the MBA's Secondary & Capital Markets ...
Thu, May 14 2026, 11:03 AM
How do you go about trying to run your company’s AI efforts without knowing the rules? Testing suggests Google's AI overviews tells millions of lies p...
Wed, May 13 2026, 10:55 AM
The April FOMC Meeting concluded with the Fed leaving interest rates unchanged, and it was the last under Jerome Powell's chairmanship. Chair Powell i...
Tue, May 12 2026, 10:52 AM
If you’re hoping that the summer is going to bring a trend of purchase market prosperity, I hope you’re right but there are indications otherwise. Roc...
Fri, May 8 2026, 10:42 AM
If you haven’t signed up for the Mortgage Action Alliance, do so. It’s free, has good advocacy information, and there’s strength in numbers. Recent co...
Thu, May 7 2026, 11:53 AM
Lender and Broker Products, Software, and Services Spring homebuying season is in full swing, and for many lenders, that also means a surge in home ...
Wed, May 6 2026, 11:47 AM
“What do you call an aging actor who has finally paid off his house? Mortgage freeman.” Servicing is a highly important component of that, and I was f...
Tue, May 5 2026, 11:20 AM
Broker and Correspondent Products NFTYDoor, an end-to-end digital HELOC platform, is now operating as a fully independent company, enabling direct p...
Mon, May 4 2026, 10:49 AM
The industry is talking about their earnings: Fannie Mae had $3.7 billion of net income, Freddie Mac had net income of $3.6 billion. Regular and frequ...
Fri, May 1 2026, 11:45 AM
The use of down payment assistance has risen sharply over the past year and a half, especially among FHA borrowers. Participation has jumped from 7.5 ...
Thu, Apr 30 2026, 11:47 AM
As an industry, we tend to care about interest rates, especially mortgage rates. (A recent STRATMOR piece is titled, “Mortgage Rates Are Not Random.”)...
Wed, Apr 29 2026, 11:17 AM
Broker and Correspondent Products NFTYDoor, an end-to-end digital HELOC platform, announced last week it is now operating as a fully independent com...
Tue, Apr 28 2026, 11:29 AM
The big keep getting bigger: Real Brokerage announced that it is purchasing RE/MAX for $550 million, revealing that, including debt, the deal is worth...
Mon, Apr 27 2026, 11:47 AM
What happens if labor or materials become too expensive here in the United States? Despite the move toward rejuvenating the manufacturing-based econom...
Fri, Apr 24 2026, 11:46 AM
Lender and Broker Products and Services Two established names in mortgage verification. One national CRA built to serve how lenders actually operate...
Thu, Apr 23 2026, 11:54 AM
After over 40 years in this industry and capital markets, I've learned that the best conversations are… with people. For example, a flyer could have b...
Wed, Apr 22 2026, 11:52 AM
Today we have a press conference with HUD Secretary Scott Turner and U.S. Federal Housing Director Bill Pulte announcing “a significant development in...
Tue, Apr 21 2026, 11:46 AM
Wholesale and Correspondent Product and Corporate News Homebridge Financial Services, Inc., one of the nation’s largest privately held non-bank mort...
Mon, Apr 20 2026, 11:47 AM
War in the Middle East made oil prices go up, higher oil prices hurt world economies and stock markets because prices and inflation go up, and higher ...
Fri, Apr 17 2026, 11:10 AM
The MBA's National Advocacy Conference in DC wrapped up this week, and any time you have a gaggle of mortgage personnel in one place, talk in the hall...
Thu, Apr 16 2026, 11:22 AM
The U.S. Census Bureau released a downloadable file containing estimates of the nation’s resident population by single year of age and sex as of July ...
Wed, Apr 15 2026, 11:55 AM
According to Curinos’ proprietary application index, March 2026 funded mortgage volume increased 35 percent y-o-y and increased 30 percent m-o-m. How ...
Tue, Apr 14 2026, 11:47 AM
Products, Services, and Software for Brokers and Lenders Meet the Axos Warehouse Lending and WCPL teams at MBA’s Secondary & Capital Markets Confere...
Mon, Apr 13 2026, 11:01 AM
Products, Services, and Software for Brokers and Lenders FundingShield, the leader in wire & title fraud prevention, released its Q1‑2026 Wire Fraud...
Fri, Apr 10 2026, 11:34 AM
Products, Services, and Software for Brokers and Lenders Yesterday this Commentary mentioned a guide titled, “AI in the Workplace: Acceptable Use Po...
Thu, Apr 9 2026, 11:52 AM
VantageScore, created in 2006, is a joint venture by the three major credit bureaus (Equifax, Experian, and TransUnion). Will it change your lending p...
Wed, Apr 8 2026, 11:44 AM
U.S. population growth slowed sharply between July 2024 and July 2025, rising just 1.8 million people (0.5 percent) to 341.8 million, the weakest grow...
Tue, Apr 7 2026, 11:53 AM
Artificial intelligence is all the rage in conferences and webinars, and today’s Advisory Angle at 2PM ET, powered by STRATMOR Group. Sue Woodard and ...
Mon, Apr 6 2026, 11:19 AM
This year, “Bring a Kid to Work Day” is April 23. The name seems to have shifted: I remember “Bring Your Child to Work Day.” The population of the Uni...
Fri, Apr 3 2026, 10:51 AM
Products, Services, and Software for Brokers and Lenders The team at Model Match has launched the first phase of a complete platform overhaul, reima...
Thu, Apr 2 2026, 11:43 AM
“Rob, what do you hear about Fannie & Freddie being released from conservatorship?” Not much. Although it may change with one random tweet, the idea &...
Wed, Apr 1 2026, 11:40 AM
Time flies, Apple turns 50 today, the first quarter is in the books, and here in Northern Nevada, like everywhere, lenders are watching trends and tec...
Tue, Mar 31 2026, 11:52 AM
Appraisal methodology and analysis have changed over the years, and we’re about to undergo another major alteration with UAD 3.6. Some investors are a...
Mon, Mar 30 2026, 11:21 AM
Do you remember when everyone was talking about the lack of housing inventory as a problem for buyers? Those days are long gone: There are now nearly ...
Fri, Mar 27 2026, 11:52 AM
Products, Services, and Software for Brokers and Lenders Four Methods to Hedge Non-QM & Maximize Profits: In today’s growing non-QM market, selling ...
Thu, Mar 26 2026, 11:43 AM
What’s new out there? Well, United Airlines is talking about having couches in the air. There’s always something new in compliance, and there are firm...
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