Fri, Jan 30 2026, 4:36 PM
Volatility Eludes Bonds
Bonds saw some steady selling pressure earlier in the week, but with the total damag...
Fri, Jan 30 2026, 4:10 PM
While there was certainly plenty of volatility elsewhere in the financial market this week, there was almost none to be found in mortgage rates. Wed, ...
Fri, Jan 30 2026, 2:09 PM
Both the FHFA and the S&P/Cotality Case-Shiller home price indices released November data this week, and the combined message is that home price appre...
Fri, Jan 30 2026, 1:59 PM
Mortgage application activity retreated a bit last week following two weeks of unusually strong volume, although holiday timing played a meaningful ro...
Fri, Jan 30 2026, 11:59 AM
There’s a lot of sensible thinking going on out there in our biz. Yesterday in the Thought Leadership section, attorney Mitch Kider addressed the “Rul...
Fri, Jan 30 2026, 10:03 AM
PPI... The Producer Price Index. It sounds a lot like CPI because both are published by the Bureau of Labor Statistics and they share lots of methodol...
Thu, Jan 29 2026, 4:37 PM
Bonds End Up Little-Changed. Other Markets May Have Helped
Bonds began the day with a bit of selling pressur...
Thu, Jan 29 2026, 3:59 PM
Sometimes being tuned into daily mortgage rate changes means coming across other news about financial markets. In today's case, that could expose you ...
Thu, Jan 29 2026, 11:20 AM
Fans of MASH know that Alan Alda turned 90 yesterday, and the remaining actors from the show joined him on the beach. When you reach a certain age you...
Thu, Jan 29 2026, 9:51 AM
Continued jobless claims dropped to the lowest level since October 2024 and bonds are selling off a bit. Those two things may seem like they're clear...
Wed, Jan 28 2026, 4:16 PM
No Surprises From Powell. No Major Movement in Rates
As expected, the Fed held rates steady today. The state...
Wed, Jan 28 2026, 3:51 PM
On some occasions, a rate announcement from the Federal Reserve (even one that results in no change to the Fed Funds Rate) can cause a huge move in mo...
Wed, Jan 28 2026, 2:00 PM
Available indicators suggest that economic activity has been expanding at a moderate solid pace. Job gains have slowed this year, remained low, ...
Wed, Jan 28 2026, 11:40 AM
“Did you hear what NASA's new slogan will be once its budget is cut? ‘NASA: The Sky's The Limit’” If you’re a conference organizer, do you have a catc...
Wed, Jan 28 2026, 10:10 AM
Wednesday brings 2026's first Fed announcement, but it's guaranteed to be one of the least interesting. For a start, this is one of 4 annual meetings ...
Tue, Jan 27 2026, 4:15 PM
Gradual Weakness After AM Gains
Bonds began the day in weaker territory, but logged some solid gains in the ...
Tue, Jan 27 2026, 3:40 PM
Today was the 5th day in a row where mortgage rates moved at least a little bit lower. While rate movement is often the product of obvious underlying ...
Tue, Jan 27 2026, 11:53 AM
On January 29 at 1PM ET, STRATMOR Group and T3 Sixty launch a new collaboration with a live T3 Insight TODAY webinar focused on the New Housing Servic...
Tue, Jan 27 2026, 8:37 AM
There are few developments in bond market charts that can lead even fundamental analysts to acknowledge the technicals. One of the most common catalys...
Mon, Jan 26 2026, 3:59 PM
Small, Steady Gains and MBS Outperformance
It was a relatively quiet Monday for the bond market, but not a b...
Mon, Jan 26 2026, 3:20 PM
Mortgage rates trickled modestly lower again today for the 4th straight business day on Monday. The average top-tier 30yr fixed rate is the lowest it'...
Mon, Jan 26 2026, 11:52 AM
Products, Services, and Software for Brokers and Lenders New detailed analysis on borrower retention suggests that recapture performance varies far ...
Mon, Jan 26 2026, 9:05 AM
This week's only marquee calendar event is Wednesday's Fed announcement, and it's unclear what the Fed could possibly do or say to inspire much of a r...
Fri, Jan 23 2026, 4:45 PM
Uneventful Conclusion to a Volatile Week
Bonds put in a decent day on Friday, ultimately getting back into p...
Fri, Jan 23 2026, 2:49 PM
This week's only real mortgage rate movement was seen at the outset on Tuesday morning (Monday was closed for the holiday) in response to geopolitical...
Fri, Jan 23 2026, 2:27 PM
Mortgage applications continued to ride the waves from last week's dip in rates, extending the surge that followed early-January rate volatility. The ...
Fri, Jan 23 2026, 11:48 AM
Products, Services, and Software for Brokers and Lenders LEVEL UP YOUR SERVICING PLAYBOOK WITH SAGENT AT MBA SERVICING ‘26. Join Sagent in Dallas at...
Fri, Jan 23 2026, 9:41 AM
Bonds rallied modestly in the overnight session. There were no notable spikes in volume or volatility--just a gradual grind that took 10yr yields roug...
Thu, Jan 22 2026, 4:07 PM
Bonds Erase Most of The Overnight Weakness
Thursday could be viewed two ways. On one hand, bonds lost ground...
Thu, Jan 22 2026, 3:40 PM
Mortgage rates may not be as low as they were before the weekend's geopolitical headlines, but they've moved just a hair lower on each of the past two...
Thu, Jan 22 2026, 11:49 AM
Products, Services, and Software for Brokers and Lenders Curious when a shift from best efforts to mandatory delivery makes sense or how to sharpen ...
Thu, Jan 22 2026, 9:40 AM
Bonds found a bid along with stocks yesterday afternoon after Trump announced a "framework of a deal" on Greenland. Markets were much less interested...
Wed, Jan 21 2026, 3:45 PM
Bonds Recovering a Bit After "Framework of a Deal" on Greenland
Geopolitics have been front and center for f...
Wed, Jan 21 2026, 3:09 PM
Markets held more sideways overnight as traders awaited further geopolitical developments today surrounding Greenland. Both stocks and bonds lost grou...
Wed, Jan 21 2026, 10:47 AM
With mortgage rates right where they were 2 weeks ago, things could be worse. But after rising 20bps from last week's lows, things could also certainl...
Tue, Jan 20 2026, 4:52 PM
Range Breakout Intensifies. Chicken or Egg?
After months spent observing the same old range in the bond mark...
Tue, Jan 20 2026, 3:28 PM
Mortgage rates jumped sharply higher on Tuesday in response to weakness driven by geopolitical events and overseas financial markets. After hitting lo...
Tue, Jan 20 2026, 11:47 AM
On today’s Mortgage Law Today at 3PM ET, sponsored by Polunsky Beitel Green, LLP, Brian Levy sits down with Mitch Kider to unpack the shifting legal a...
Tue, Jan 20 2026, 9:36 AM
As Trump's Greenland aspirations continue unabated, measurable fallout is increasing. Part of the strategy is increased tariffs. EU is also planning/t...
Fri, Jan 16 2026, 4:28 PM
10yr Yields Finally Break The Range
Despite an absence of market movers on the calendar, bonds found a reaso...
Fri, Jan 16 2026, 4:06 PM
Don't stress out. If we ignore the past 5 days, today's mortgage rates are still the lowest since early 2023. That said, they're up a bit from last w...
Fri, Jan 16 2026, 2:23 PM
Builder confidence slipped to start the year, with the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) falling two...
Fri, Jan 16 2026, 11:50 AM
How are we halfway done with January already? Wasn’t it just New Year’s? Some lenders slow down in the winter, but I am hearing reports of great Decem...
Fri, Jan 16 2026, 10:38 AM
Last week reinforced the lesson anything can happen in the bond market--even with less than an hour left on an otherwise uneventful day. There's no wa...
Thu, Jan 15 2026, 4:32 PM
Data-Driven Weakness
It was a reasonably straightforward day for the bond market. Trading was flat overnight...
Thu, Jan 15 2026, 3:25 PM
Mortgage rates moved modestly lower for the average lender today, but higher for others. The distinction is whether the lender in question made a late...
Thu, Jan 15 2026, 11:47 AM
While rumors swirl that Jerome Powell is paying his own legal bills while dealing with the DOJ, and the Administration is ruminating on using 401(k) o...
Thu, Jan 15 2026, 8:40 AM
The weekly jobless claims data (not to be confused with the big monthly jobs report) is hit and miss when it comes to its propensity to move the bond ...
Wed, Jan 14 2026, 3:57 PM
Some Asymmetric Risk When it Comes to Locking vs Floating
Bonds improved today mostly in response to heavy s...
Wed, Jan 14 2026, 3:27 PM
Trading levels in the bond market directly impact the rates that mortgage lenders can offer. This is why rates moved so much lower after last week's n...
