Today, 2:59 PM
Surprisingly Big Bond Rally Relative to The Data
Bonds went on a bit of a buying spree on Thursday. It was t...
Today, 1:52 PM
Mortgage rates are driven by bonds and that bonds care about employment data. There are quite a few different economic reports that focus on various e...
Today, 11:31 AM
Yup, another competitor for lenders come July: Bed Bath & Beyond is acquiring Tokens.com “to develop a blockchain-based investment and personal financ...
Today, 9:21 AM
Bonds were incidentally and inconsequentially stronger to start the overnight session, but began to see better gains after 7am ET. There were two nota...
Wed, Feb 4 2026, 3:57 PM
No Whammies in Wednesday's Data. JOLTS Rescheduled for Thursday
With the big jobs report on hold until next ...
Wed, Feb 4 2026, 2:58 PM
The average top tier 30yr fixed mortgage rate hit its highest levels in 2 weeks yesterday. The caveat was that the range has been very narrow during t...
Wed, Feb 4 2026, 11:45 AM
Products, Services, and Software for Brokers and Lenders Can AI help you spot the lending bias you can’t see? In his CEO Magazine Podcast interview,...
Wed, Feb 4 2026, 9:01 AM
Today's two key reports are ADP Employment (8:15am ET) and ISM Services (10am ET). The former came out a bit softer than expected, but bonds didn't r...
Tue, Feb 3 2026, 3:48 PM
Mostly Sideways. Volatility Elsewhere
The legend of the bond market's extreme apathy is increasingly making ...
Tue, Feb 3 2026, 3:23 PM
The bad news: mortgage rates moved up to their highest levels in 2 weeks today. The good news: the rate range has been very narrow during that time,...
Tue, Feb 3 2026, 11:08 AM
Regarding rate movement, the bond market often does the Fed’s job for it, and so whatever the Fed’s Open Market Committee actually does is almost an a...
Tue, Feb 3 2026, 10:38 AM
While not as disruptive or publicized as the most recent example, there's a partial government shutdown underway. Even if the House passes the funding...
Mon, Feb 2 2026, 4:14 PM
Data-Driven Sell-Off Dominates The Day. No Jobs Report on Friday
Very little changed after this morning's co...
Mon, Feb 2 2026, 3:35 PM
Weakness in the bond market generally means higher mortgage rates. Today was no exception. A key economic report on the manufacturing sector was much ...
Mon, Feb 2 2026, 11:54 AM
There are lots of rumors about more M&A. For example, Maxwell, a POS and mortgage origination services company, being acquired by Place, a real estate...
Mon, Feb 2 2026, 10:19 AM
Some would say there were warning signs, such as last week's Chicago PMI surging to the 2nd highest level since 2022, but that was generally dismissed...
Fri, Jan 30 2026, 4:36 PM
Volatility Eludes Bonds
Bonds saw some steady selling pressure earlier in the week, but with the total damag...
Fri, Jan 30 2026, 4:10 PM
While there was certainly plenty of volatility elsewhere in the financial market this week, there was almost none to be found in mortgage rates. Wed, ...
Fri, Jan 30 2026, 2:09 PM
Both the FHFA and the S&P/Cotality Case-Shiller home price indices released November data this week, and the combined message is that home price appre...
Fri, Jan 30 2026, 1:59 PM
Mortgage application activity retreated a bit last week following two weeks of unusually strong volume, although holiday timing played a meaningful ro...
Fri, Jan 30 2026, 11:59 AM
There’s a lot of sensible thinking going on out there in our biz. Yesterday in the Thought Leadership section, attorney Mitch Kider addressed the “Rul...
Fri, Jan 30 2026, 10:03 AM
PPI... The Producer Price Index. It sounds a lot like CPI because both are published by the Bureau of Labor Statistics and they share lots of methodol...
Thu, Jan 29 2026, 4:37 PM
Bonds End Up Little-Changed. Other Markets May Have Helped
Bonds began the day with a bit of selling pressur...
Thu, Jan 29 2026, 3:59 PM
Sometimes being tuned into daily mortgage rate changes means coming across other news about financial markets. In today's case, that could expose you ...
Thu, Jan 29 2026, 11:20 AM
Fans of MASH know that Alan Alda turned 90 yesterday, and the remaining actors from the show joined him on the beach. When you reach a certain age you...
Thu, Jan 29 2026, 9:51 AM
Continued jobless claims dropped to the lowest level since October 2024 and bonds are selling off a bit. Those two things may seem like they're clear...
Wed, Jan 28 2026, 4:16 PM
No Surprises From Powell. No Major Movement in Rates
As expected, the Fed held rates steady today. The state...
Wed, Jan 28 2026, 3:51 PM
On some occasions, a rate announcement from the Federal Reserve (even one that results in no change to the Fed Funds Rate) can cause a huge move in mo...
Wed, Jan 28 2026, 2:00 PM
Available indicators suggest that economic activity has been expanding at a moderate solid pace. Job gains have slowed this year, remained low, ...
Wed, Jan 28 2026, 11:40 AM
“Did you hear what NASA's new slogan will be once its budget is cut? ‘NASA: The Sky's The Limit’” If you’re a conference organizer, do you have a catc...
Wed, Jan 28 2026, 10:10 AM
Wednesday brings 2026's first Fed announcement, but it's guaranteed to be one of the least interesting. For a start, this is one of 4 annual meetings ...
Tue, Jan 27 2026, 4:15 PM
Gradual Weakness After AM Gains
Bonds began the day in weaker territory, but logged some solid gains in the ...
Tue, Jan 27 2026, 3:40 PM
Today was the 5th day in a row where mortgage rates moved at least a little bit lower. While rate movement is often the product of obvious underlying ...
Tue, Jan 27 2026, 11:53 AM
On January 29 at 1PM ET, STRATMOR Group and T3 Sixty launch a new collaboration with a live T3 Insight TODAY webinar focused on the New Housing Servic...
Tue, Jan 27 2026, 8:37 AM
There are few developments in bond market charts that can lead even fundamental analysts to acknowledge the technicals. One of the most common catalys...
Mon, Jan 26 2026, 3:59 PM
Small, Steady Gains and MBS Outperformance
It was a relatively quiet Monday for the bond market, but not a b...
Mon, Jan 26 2026, 3:20 PM
Mortgage rates trickled modestly lower again today for the 4th straight business day on Monday. The average top-tier 30yr fixed rate is the lowest it'...
Mon, Jan 26 2026, 11:52 AM
Products, Services, and Software for Brokers and Lenders New detailed analysis on borrower retention suggests that recapture performance varies far ...
Mon, Jan 26 2026, 9:05 AM
This week's only marquee calendar event is Wednesday's Fed announcement, and it's unclear what the Fed could possibly do or say to inspire much of a r...
Fri, Jan 23 2026, 4:45 PM
Uneventful Conclusion to a Volatile Week
Bonds put in a decent day on Friday, ultimately getting back into p...
Fri, Jan 23 2026, 2:49 PM
This week's only real mortgage rate movement was seen at the outset on Tuesday morning (Monday was closed for the holiday) in response to geopolitical...
Fri, Jan 23 2026, 2:27 PM
Mortgage applications continued to ride the waves from last week's dip in rates, extending the surge that followed early-January rate volatility. The ...
Fri, Jan 23 2026, 11:48 AM
Products, Services, and Software for Brokers and Lenders LEVEL UP YOUR SERVICING PLAYBOOK WITH SAGENT AT MBA SERVICING ‘26. Join Sagent in Dallas at...
Fri, Jan 23 2026, 9:41 AM
Bonds rallied modestly in the overnight session. There were no notable spikes in volume or volatility--just a gradual grind that took 10yr yields roug...
Thu, Jan 22 2026, 4:07 PM
Bonds Erase Most of The Overnight Weakness
Thursday could be viewed two ways. On one hand, bonds lost ground...
Thu, Jan 22 2026, 3:40 PM
Mortgage rates may not be as low as they were before the weekend's geopolitical headlines, but they've moved just a hair lower on each of the past two...
Thu, Jan 22 2026, 11:49 AM
Products, Services, and Software for Brokers and Lenders Curious when a shift from best efforts to mandatory delivery makes sense or how to sharpen ...
Thu, Jan 22 2026, 9:40 AM
Bonds found a bid along with stocks yesterday afternoon after Trump announced a "framework of a deal" on Greenland. Markets were much less interested...
Wed, Jan 21 2026, 3:45 PM
Bonds Recovering a Bit After "Framework of a Deal" on Greenland
Geopolitics have been front and center for f...
Wed, Jan 21 2026, 3:09 PM
Markets held more sideways overnight as traders awaited further geopolitical developments today surrounding Greenland. Both stocks and bonds lost grou...
