All Headlines Rob Chrisman
Rob Chrisman's Daily Commentary
For the past 10 years Mortgage News Daily has provided our readers with Rob Chrisman's daily commentary.
NEW Loan Servicer Settlement Process Far From Over; Fed Webinar on Originator Comp; Net Tangible Benefit Impact on Borrower Qualification;
NEW Feedback on Risk Retention and QRM Definition; Short Sale Delays; Loan Servicers Blamed for Foreclosure Crisis; Lender Bulletins
NEW Overestimated Strategic Default Rates; New Home vs. Foreclosure; Option ARM Worst-Case Assumptions; Flagstar Releases Compensation Guidance
NEW Update on Warehouse Lending; HUD Training Events & Announcements; Independent Loan Professionals File Suit Against the Fed
NEW Skin in the Game: "Qualified Residential Mortgage" Debate Primer
NEW Retail Banks or Independent Lenders: Who Writes Better Mortgages?; Compensation Reform's Impact on Lock Desk Policies; Lots of Investor Bulletins
NEW The Future of HARP; Reverse Mortgages Cut by Wells Wholesale; Farmland Price Bubble; HSBC Suspends Foreclosures; Project Bravo
NEW Fed Q&A on Originator Compensation; High Quality MBS Investments; BoA Settles One Buyback Suit; Non-Agency Lending Stats
NEW Horizontal vs. Vertical Risk Retention; More Originator Compensation Guidance; Provident Pushing Mandatories
NEW Which Judge is Right on MERS?; Qualified Residential Mortgages or Not; Banks Face Servicing Settlement Liabilities;
NEW Loan Servicing Reform Debate Heats Up; Fed Changes Rule on Escrow Accounts; Citi's Compensation Policy; FHA Loan Applications Fall
NEW Originator Compensation Questionnaire; Rent vs. Own; Attestation of Compliance; Toll Brothers Q1 Earnings; TBW Treasurer in Court
NEW Public Perception of Originator Compensation Changes; Details on Redwood Non-Agency MBS Deal; Several Investor Updates;
NEW Compensation Discussions Around the Country; QRM, MERS updates
NEW Comp Updates from Wells, GMAC - Countrywide's VIP Program Under Fire
NEW Primer on Mortgage Servicing Reform; The Cost to Rescue Fannie and Freddie; Three New Mortgagee Letters; Redwood Markets Non-Agency MBS
NEW Judge Rules Against MERS; Annual FHA MIP Fee Increase; Higher Energy Prices and the Housing Market
NEW HARP Extension Endorsed; Home Loan Industry Layoffs; SEC Sues IndyMac; Too Big To Fail Banks; Lender Updates
NEW Higher Loan Funding Costs Loom; Hardest Hit Housing Funds at Work; Originator Compensation a Work in Progress;
NEW Congress Revisits Originator Compensation Reform; Servicing Values in Question; Freddie Mac COO Resigns; Loan Officer Liability
NEW Fannie & Freddie White Paper Due Friday; ARM Products Gain Marketshare; Importance of Reps and Warrants; Mortgage Jobs
NEW Private Funding Needed for Non-Agency Loans; Rising Demand in the Commercial Sector; Investor Updates Gone Wild; Reverse Mortgage Foreclosures
NEW GSE Reform Debate Heating Up; BoA Exits Reverse Mortgage Business; Prepay Speeds Fall 24%; Fixed Compensation Rates;
NEW Originator Compensation FAQs Part IX; Revisting the Loan Buyback Situation; Rent vs. Own; Radian Write-Down
NEW Originator Compensation FAQs Part VIII; Home Price Projections; Kate Berry on Loan Officer Pay; Non-Agency Product Grading
NEW Originator Compensation FAQs Part VII; Cash-In Refinancing Popular; Window Open for Federal NMLS Registration; MetLife on L.O. Pay
NEW Originator Compensation FAQs Part VI; Conventional ARMs Attracting Loan Apps; Temporary Buydowns Suspended; Ally Financials
NEW Originator Compensation FAQ Part V; FHA Anit-Flipping Waiver Extended; HUD Issues Guidance on New FHA Remittance Process
NEW Originator Compensation FAQ Part IV; 500 FICO FHA Product; Feedback on Fannie and Freddie REO Inventory
NEW Originator Compensation FAQs Part III; Reg Z and TILA Compliance; GSEs Lobbying for Dividend Cut; Cross Channel Envy
NEW Originator Compensation FAQs Part II; NAMB Requests Delayed Implementation, Slowing Loan Production, Fraud in Illinois
NEW Fannie and Freddie Foreclosure Inventory Over 240,000 Properties; Fed Responds to Originator Comp Questions; NMLS Uniform Licensing Forms
NEW Lots of Lender Updates; MERS Leadership Change; Wells on Originator Compensation; Job Openings; Bank of America Legal Fees
NEW Originator Compensation FAQs; Loan Putbacks Bruise BoA; Foreclosures Pinch PNC Profits; Servicer Watchdogs; Lender Updates
NEW Realtor Influenced Settlement Costs; The Future of Fannie and Freddie; New Mortagee Letters; Wells Fargo Q4 Loan Production
NEW Freddie Mac Eliminates Streamline Refi Product; Wells Fargo & U.S. Bank Earnings Recap; Plan B for 2011; Lender Bulletins
NEW Quality Control Review Requirements; JPM Chase Mortgage Banking Earnings; Safe Act Reminder; Loan Officer Comp. Conference Call; Lender Updates
NEW New LLPA's Implemented by Lenders; Flagstar Jumbo Product Offering; JPM Chase Earnings; Plethora of Investor Bulletins
NEW Income Verification Verbiage from Dodd-Frank Bill; Ginnie Mae Net Worth Requirements; Feedback on Reverse Mortgages; MBIA Downgraded
NEW Barclays Sees Sharp Slowdown in Prepayment Speeds & No Ease in UW Guidelines; Loan Fraud in South Florida; Reverse Mortgage Volume Down
NEW Amherst Explains Massachusetts Foreclosure Reversals; More on Citi's Originator Compensation Guidance; Lots of Lender Updates
NEW Risk Retention Regs Delayed; Citi Shares Perspective on Originator Compensation; Massachusetts Foreclosures Reversed
NEW Loan Officer Licensing Linked to Credit Reports; Fannie Mae UMDP Training Schedule; Pipelines Thin Out; USDA Update
NEW Good and Bad Feedback on NMLS Process; 2nd Liens on the Move; Another Contractor Mistaken Levels Wrong Home, Texas Cash-Outs
NEW 112th Congress Seated; Primary Dealer List Expected to Grow; Bearish Home Price Outlook; Preparing for CMBS Issuance; New Mortgagee Letter
NEW Four Housing Issues to Watch in 2011; Quarterly NMLS Call Reports; Budget Debate Looms; BoA Buyback Resolution Feedback
NEW Loan Officer Professional Privacy Gone; New Mortgagee Letters; Covered Bonds Coming?; BoA Settles with GSEs. Allstate & MBIA Still Suing;
NEW A Poem to Sum Up the Year in Mortgage Lending
NEW FTC Blocks Loan Mod Consultants from Collecting Upfront Fees; 3Q Loan Production Stats; Florida Extends L.O Licensing Deadline; Unrealized Losses
NEW Reverse Mortgage Primer; Feedback on Originator Licensing Backlog in California; More Risk-Based Pricing Disclosure Updates