Thu, Feb 16 2012, 10:03 AM
Citizens
of the U.S. have well-documented accents, but do you ever wonder what
linguistics majors do when they graduate?
At certain
phases ...
Wed, Feb 15 2012, 9:52 AM
Two Brits
were playing chess. Liam said to John, "Hey, do you want to make this more
interesting?" John said, "Sure." So they stopped playing.
On...
Tue, Feb 14 2012, 11:17 AM
This
morning we had the Retail Sales figures. Shopping in Texas can be a different
experience (30 seconds).
Small
lenders can be assured that ...
Mon, Feb 13 2012, 9:47 AM
Sometimes,
at 4AM PST, my cat disdainfully watches CNBC while I work on the finishing
touches in the daily commentary. Cats spend an inordinate amou...
Sat, Feb 11 2012, 2:34 PM
On the
heels of the State of the Union address, the
MBA has issued its annual State of the Mortgage Industry release, and the
assessment is g...
Fri, Feb 10 2012, 9:31 AM
"Fat,
drunk & stupid is no way to go through life son." One probably doesn't
hear that admonishment much in the halls of the Financial Crimes Enforc...
Thu, Feb 9 2012, 9:51 AM
Top Realtors
and loan officers know that words make a
difference in dealing with buyers and borrowers. It may seem obvious, but
word choice, be i...
Wed, Feb 8 2012, 11:59 AM
What,
exactly, qualifies a person as "rich"? It depends who you are - here in
the States the wealth of the top 1% is about 225 times greater than t...
Tue, Feb 7 2012, 11:00 AM
This is
Black (African-American) History Month. The event began as Black History Week
in 1926. For many years, the second week of February was set a...
Mon, Feb 6 2012, 10:14 AM
Some will
call this a useful tool and a time saver - others will say it is another sign
of our privacy going away and "Big Brother" seeing everythin...
Fri, Feb 3 2012, 10:34 AM
The e-mail
wires here in Miami have been burning up with...e-mails.
PHH clients received a note from Norm
Fitzgerald ,
explaining the recent re...
Thu, Feb 2 2012, 9:18 AM
Yesterday,
as I was standing in line at Franklin's BBQ in Austin, Texas, my head began to
spin. Not because of the great smell, or from wondering wh...
Wed, Feb 1 2012, 10:20 AM
Here we
are in February already, which has Valentine's Day. Some guys out there look
forward to that day with about as much anticipation as hugging ...
Tue, Jan 31 2012, 9:52 AM
Do you
think it takes a long time to have a loan purchased by Wells or MetLife? Try
running the world's longest lab
experiment , begun in the 19...
Mon, Jan 30 2012, 10:09 AM
Sorry, did
I hit the incorrect letter? The Administration announced important enhancements
to the Making Home Affordable Program, including the Hom...
Mon, Jan 30 2012, 1:03 PM
Investors
have been busy in recent weeks, and with no college or pro football, no NASCAR,
no baseball, why not read about recent guideline changes? ...
Fri, Jan 27 2012, 9:44 AM
"The trouble with quotes on the
internet is that it's difficult to determine whether or not they are
genuine." So said Abraham Lincoln. But here is...
Thu, Jan 26 2012, 10:45 AM
I was
speaking to my 88-year old dad the other day on the way to Costco for a hot dog
lunch. (No, this is not elder-abuse - he actually likes them.)...
Wed, Jan 25 2012, 10:26 AM
In last
night's speech President Obama asked for creation of special unit of federal
prosecutors to further investigate mortgage lending practices t...
Tue, Jan 24 2012, 10:02 AM
As red-blooded American males prepare for the advertising onslaught
of Valentine's Day (2/14), we are reminded that the media is indeed
powerful -...
Mon, Jan 23 2012, 9:44 AM
Hey, if
you can't beat 'em, join 'em . I bet many
wouldn't mind making nearly a quarter million a year being a "cutting edge"
CFPB regulator - li...
Fri, Jan 20 2012, 9:51 AM
The world
has been watching the ship incident in the Mediterranean, and the fact that the
captain was seen on an island during the event. His quote,...
Thu, Jan 19 2012, 11:11 AM
Basketball
fans know that all-stars Patrick Ewing, Charles Barkley, Dominique Wilkins,
Elgin Baylor, Reggie Miller, Pete Maravich, Karl Malone, and ...
Wed, Jan 18 2012, 10:29 AM
The
Federal Reserve does other things besides keep overnight Fed Funds at 0% for
years at a stretch. It releases some interesting stats on mortgages...
Tue, Jan 17 2012, 9:48 AM
The
Federal Budget and National Debt numbers are so large that it's often difficult
to get a grasp of just exactly how much money is being discussed...
Mon, Jan 16 2012, 10:55 AM
Remember
in the old days when all you had to worry about was trying to decipher lyrics
from folks like Mick Jagger and Van Morrison? Instead we are ...
Fri, Jan 13 2012, 11:17 AM
There are
folks out there that believe doing Sudoku puzzles will stave off senility and Alzheimer's.
I don't do the puzzles, and don't believe the c...
Thu, Jan 12 2012, 10:36 AM
Did you
know that dolphins are so smart that within 2 weeks of being in captivity they
can train a human to stand on the edge of a pool and give the...
Wed, Jan 11 2012, 10:54 AM
Some would
say it is grim out there, and no, I am not talking about Hostess Brands, the manufacturer
of Twinkies, Ho Hos, and Ding Dongs cake snacks...
Tue, Jan 10 2012, 10:10 AM
Last
weekend I took my daughter, who is taking some fancy economics class in high
school, with me to the used record store. I had eighty three 45 RP...
Mon, Jan 9 2012, 9:41 AM
The IRS
said that taxpayers will have until April 17 to file their 2011 returns, thanks
to two quirks of the calendar this year: April 15 falls on a...
Fri, Jan 6 2012, 9:48 AM
"I would
be moody too if I was standard and poor." I don't know how old that pun is, but
many in the industry continue to wait for the rating agenci...
Thu, Jan 5 2012, 11:44 AM
There sure
is a lot going on for a holiday-shortened week. First off, the Fed sent Congress a little missive on how to fix the housing and
mortgage...
Wed, Jan 4 2012, 10:17 AM
Any ship
can be a minesweeper - once. But not "once in a while." This note
reached me: "Rob, every once in a while you'll mention 'AOT' like everyon...
Tue, Jan 3 2012, 11:10 AM
The U.S.
Census Bureau projected the Jan. 1, 2012, total United States population at
312,780,968. This would represent an increase of 2,250,129, or ...
Tue, Jan 3 2012, 10:07 AM
Although yesterday was a Federal holiday and we should have all had the day off, the number of residential lender, investor, and MI
updates in the ...
Fri, Dec 30 2011, 9:48 AM
We wrap up
the year with the S&P (a better broad measure of stock performance than the
DOW) essentially flat on the year, but 10-yr yields nearly 1....
Thu, Dec 29 2011, 11:48 AM
Who says
that folks in the mortgage business can't rhyme ?
If you're away from your home, and you come back and find that a pipe has
burst, a...
Wed, Dec 28 2011, 11:16 AM
Overheard
recently: "I love Christmas lights - they remind me of some co-workers.
They all hang together, half of them don't work, and the ones that...
Tue, Dec 27 2011, 10:29 AM
Saturday
night, while you were pleasantly dreaming of presents, the cookies for Santa
had a different experience .
FHA lenders had reason fo...
Fri, Dec 23 2011, 10:17 AM
The Census
Bureau reports that between 2005 and 2011, the proportion of young adults
living in their parents' home increased. The
percentage of me...
Thu, Dec 22 2011, 10:23 AM
The JD
Power Survey is mostly known for car rankings. But the rating firm also takes a
look at mortgage lenders .
Congrats
in the above to Qui...
Wed, Dec 21 2011, 11:17 AM
If you
have a few minutes, and want to learn more about our economy ("One recent
survey found that one out of every three Americans would not be abl...
Tue, Dec 20 2011, 10:38 AM
I f you
have trouble finding something for that special person who has everything, how
about a new chia pet.
The old
saying, "Give a man a...
Mon, Dec 19 2011, 10:59 AM
If you
have a few seconds, go to Google and do a search on "Let it snow."
There's even a "defrost" button.
I am sure that many originators wish...
Fri, Dec 16 2011, 10:17 AM
Since
bread is square, then why is sandwich meat round? And why should VA loan limits
be any different than other government agency loan limits? The...
Thu, Dec 15 2011, 10:02 AM
Christmas
Day is only ten days away, and thrill-seeking mortgage bankers and Realtors
everywhere are wondering what they'll find under their tree. H...
Wed, Dec 14 2011, 10:44 AM
A pig and
a chicken are walking down a road. The chicken looks at the pig and says
"Hey, why don't we open a restaurant?" The pig looks back at the
...
Tue, Dec 13 2011, 10:55 AM
For you
folks who are clock-watchers as the day winds down: http://lovedbdb.com/nudemenClock/index2.html .
(It makes one think that some software d...
Mon, Dec 12 2011, 10:00 AM
Any time I
see "Jodie Foster," "housing scheme," "estranged father
"and, "cargo containers" in one sentence, I scramble for the latest edition of
P...
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