All Headlines Rob Chrisman
Rob Chrisman's Daily Commentary
For the past 10 years Mortgage News Daily has provided our readers with Rob Chrisman's daily commentary.
NEW Dodd-Frank:(Not) Addressing Too Big To Fail; New Mortgage Reform Legislation; Call Report Deficiency Deadline; Appraisal Buybacks
NEW Banks Offer Settlement Terms in Servicer Suits; Comp Plan Confusion; Loan Limit Deadline; Declaring Bankruptcy to Void 2nd Lien
NEW More Fannie vs. Freddie; Webinar: The False Claims Act and FHA Lending; Pipeline Hedging and Pull-Through Volatility
NEW Fannie vs. Freddie Earnings; Loan Limit Reduction Ahead; Jumbo Market Chatter; Think Tank Opinion on GSEs;
NEW Banks Prepare for Fines and Penalties; HUD Waives Paperwork Requirement; Fannie Seeks More Aid
NEW FHLB Piles on Lender Lawsuits; LLPAs and FHA Fees Limit Refi Incentives; Freddie Mac Correction; Investor Bulletins
NEW Freddie Mac Forgoes Additional Draw; FHA REO Inventory Jumps; Repurchase Requests Decline; Deutsche Bank Gets Sued
NEW Failed MBS Trades and Loan Pipeline Hedging; CitiMortgage Layoffs; Thornburg Files Bankruptcy Suit; Dodd-Frank Pushback
NEW Impact of QRM Reform on Credit Availability & Securitizations; Upbeat Mood at Secondary Conference; Ally Quarterly Results
NEW Unintended Consequences of Risk Retention Reform: REO Purchase Mortgagee Letter; Zillow Giftcards; Scorecard Clarification
NEW Uniform Mortgage Data Program and Appraisals; Bank MBS Holdings; Obtaining IRS Tax Transcripts;
NEW Continuing Education: Pipeline Hedging Costs; Freddie Mac Delinquencies Decline; Job Openings, Investor Updates
NEW Housing Finance Reform: Bad Time for GSEs to Go Away; Banker MLO Licensing Deadline; Foreclosure Fines in California;
NEW Buying a Condo vs. Buying a Single-Family Home; Feedback: Risk Retention & Ability to Repay
NEW FICO Scores & Strategic Defaults; Older Vintage Jumbo RMBS Downgraded; Call Report Q&A; Industry Jobs
NEW Insider Perspective: Reg Z Reform, Compliance Procedures, Realtor Pay
NEW HomePath Buyer Incentive; Realtor Reform Feedback; NMLS Call Report; Sharp Drop-Off in Loan Production During 1Q
NEW TB&W Exec Farkas Facing Jail Time in Fraud Case; Realtors Off the Hook; Ability-to-Repay Reg Z Rule Change; DC Foreclosure Process
NEW Capital Replacement Certificates: Possible QRM Solution for Smaller Shops?; Mortgage Interest Deduction Noise; Covered Bonds
NEW Mortgage Industry Workforce Cut in Half; S&P Downgrades America's Debt Rating Outlook; CitiBank Earnings; NMLS Call Report
NEW FHA Mortgage Insurance Fee Hike: Last Day to Order Case Numbers; Credit Check Double Standard; BoA Job Cuts; Comp Confusion
NEW Loan Servicer Settlement Not Enough for Some; Wholesaler Exits Biz After Regulatory Exhaustion; Citi Name Change; Orig Comp Rules on N/O/O
NEW JPMorgan Chase Earnings Hit by Mortgage Banking Costs; FHA Market Share Seen Dropping; GSE Uniform Collateral Data Standards;
NEW Safe Harbor Rule Open for Interpretation; FHA Mortgage Insurance Premium Increase; Lenders Looking to Hire
NEW Real Estate Investment Trust Primer; L.O. Track Records; Population Growth and Household Formation; Apartment Building Investments
NEW Wells Cuts 1,900 Mortgage Staffers as Production Slows; Government Shutdown Tips from Lenders; GNMA Pooling Policy Update
NEW Finger Pointing at the Man in the Mirror; Preparing for Potential Government Shutdown; QRM Feedback;
NEW Home Builders Turned Landlords; Banks Storing Funds for Future Settlements; HVCC Replaced by AIR; L.O. Comp Delay Done
NEW Fed Responds to Originator Compensation Delay; Cash Buyers Forego Mortgage Tax Deductions; Warehouse Lending and RESPA
NEW Non-Bank Institutions Expand Mortgage Lending Operations; Who Implemented Comp Rules and Who Didn't?; Investor Bulletins
NEW Reg Z Violations Easily Enforced Under SAFE Act; Comp Plan Recruiting Rush; Shadow Invetory Issue
NEW Helping Everyone Make Payments; "Handshakes for Homeowners"; Dodd-Frank Legislation; Goat Foreclosure!;
NEW L.O. Comp Restraining Order Denied; QRM's Impact on Jumbo Loan Market; HAMP Voted Out in House; Title Insurance Stats
NEW Judge Ponders Compensation Rule Change Restraining Order; Risk Retention Reactions; Mortgage Jobs;
NEW Risk Retention Vote Scheduled. QRM Proposal Expected; Non-Agency Loan Production; Flagstar Loosens FHA Credit Requirements
NEW Fed's Informal Interpretation of Originator Compensation Regs; Where America is Moving; Free HUD Training;
NEW Cash for Keys: Paying Delinquent Borrowers to Vacate Homes; MLO Compensation in Australia; FBI Joins MBA to Fight Mortgage Fraud
NEW Lenders Scramble to Stay in Compensation Compliance; Risk Retention Regs Ready?; FHLMC Servicer Bulletin; Jumbo Up to $3M
NEW Reverse Mortgage Product Offering Thins Out; Broker Business Quiet: Feedback from Trenches; Lots of Lender Updates
NEW HUD Offers Originator Comp Guidance; Wells Fargo on Flipping; EPOs Segregated by Servicer; 30 vs. 15-Year Loan Payoff Speeds
NEW Views on Winding Down the GSEs; Billing Banks to Foreclose; Renovating with 203(k) Money; Lender Bulletins
NEW Alt-A Products Await a Return; Loan Servicers Fuming; Renting vs. Owning; Big Banks Get Bigger; Originator Overtime Lawsuit
NEW Risk-Based Pricing Adjusters Reduce Loan Demand; Excess Servicing Sales Pick Up; FHA E-Signatures Acceptance;
NEW Mortgage Bankers Acting as Mortgage Brokers; Home Prices and Property Values Tools; Winding Down Fannie and Freddie; Empty Homes in Nevada
NEW GSEs Drive for Data Uniformity; MERS Saga Continues; Wealth Wiped Out in Japan; Verification of Funds on Refinance Transactions
NEW Originator Compensation Lawsuits; REITs on the Rise; HARP Extension; Realtor Advertising; Lender Updates
NEW FHA Commissioner David Stevens Resigns; Foreclosure Sale Horror Story; Another Originator Compensation Lawsuit; Credit Suisse Settles
NEW Loan Servicer Settlement Process Far From Over; Fed Webinar on Originator Comp; Net Tangible Benefit Impact on Borrower Qualification;
NEW Feedback on Risk Retention and QRM Definition; Short Sale Delays; Loan Servicers Blamed for Foreclosure Crisis; Lender Bulletins
NEW Overestimated Strategic Default Rates; New Home vs. Foreclosure; Option ARM Worst-Case Assumptions; Flagstar Releases Compensation Guidance