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Latest Opinion Articles
NEW Loan Servicer Settlement Not Enough for Some; Wholesaler Exits Biz After Regulatory Exhaustion; Citi Name Change; Orig Comp Rules on N/O/O
NEW JPMorgan Chase Earnings Hit by Mortgage Banking Costs; FHA Market Share Seen Dropping; GSE Uniform Collateral Data Standards;
NEW Safe Harbor Rule Open for Interpretation; FHA Mortgage Insurance Premium Increase; Lenders Looking to Hire
NEW Real Estate Investment Trust Primer; L.O. Track Records; Population Growth and Household Formation; Apartment Building Investments
NEW Wells Cuts 1,900 Mortgage Staffers as Production Slows; Government Shutdown Tips from Lenders; GNMA Pooling Policy Update
NEW Finger Pointing at the Man in the Mirror; Preparing for Potential Government Shutdown; QRM Feedback;
NEW Home Builders Turned Landlords; Banks Storing Funds for Future Settlements; HVCC Replaced by AIR; L.O. Comp Delay Done
NEW Fed Responds to Originator Compensation Delay; Cash Buyers Forego Mortgage Tax Deductions; Warehouse Lending and RESPA
NEW Non-Bank Institutions Expand Mortgage Lending Operations; Who Implemented Comp Rules and Who Didn't?; Investor Bulletins
NEW Reg Z Violations Easily Enforced Under SAFE Act; Comp Plan Recruiting Rush; Shadow Invetory Issue
NEW Helping Everyone Make Payments; "Handshakes for Homeowners"; Dodd-Frank Legislation; Goat Foreclosure!;
NEW L.O. Comp Restraining Order Denied; QRM's Impact on Jumbo Loan Market; HAMP Voted Out in House; Title Insurance Stats
NEW Judge Ponders Compensation Rule Change Restraining Order; Risk Retention Reactions; Mortgage Jobs;
NEW Risk Retention Vote Scheduled. QRM Proposal Expected; Non-Agency Loan Production; Flagstar Loosens FHA Credit Requirements
NEW Fed's Informal Interpretation of Originator Compensation Regs; Where America is Moving; Free HUD Training;
NEW Cash for Keys: Paying Delinquent Borrowers to Vacate Homes; MLO Compensation in Australia; FBI Joins MBA to Fight Mortgage Fraud
NEW Lenders Scramble to Stay in Compensation Compliance; Risk Retention Regs Ready?; FHLMC Servicer Bulletin; Jumbo Up to $3M
NEW Reverse Mortgage Product Offering Thins Out; Broker Business Quiet: Feedback from Trenches; Lots of Lender Updates
NEW HUD Offers Originator Comp Guidance; Wells Fargo on Flipping; EPOs Segregated by Servicer; 30 vs. 15-Year Loan Payoff Speeds
NEW Views on Winding Down the GSEs; Billing Banks to Foreclose; Renovating with 203(k) Money; Lender Bulletins
NEW Alt-A Products Await a Return; Loan Servicers Fuming; Renting vs. Owning; Big Banks Get Bigger; Originator Overtime Lawsuit
NEW Risk-Based Pricing Adjusters Reduce Loan Demand; Excess Servicing Sales Pick Up; FHA E-Signatures Acceptance;
NEW Mortgage Bankers Acting as Mortgage Brokers; Home Prices and Property Values Tools; Winding Down Fannie and Freddie; Empty Homes in Nevada
NEW GSEs Drive for Data Uniformity; MERS Saga Continues; Wealth Wiped Out in Japan; Verification of Funds on Refinance Transactions
NEW Originator Compensation Lawsuits; REITs on the Rise; HARP Extension; Realtor Advertising; Lender Updates
NEW FHA Commissioner David Stevens Resigns; Foreclosure Sale Horror Story; Another Originator Compensation Lawsuit; Credit Suisse Settles
NEW Loan Servicer Settlement Process Far From Over; Fed Webinar on Originator Comp; Net Tangible Benefit Impact on Borrower Qualification;
NEW Feedback on Risk Retention and QRM Definition; Short Sale Delays; Loan Servicers Blamed for Foreclosure Crisis; Lender Bulletins
NEW Overestimated Strategic Default Rates; New Home vs. Foreclosure; Option ARM Worst-Case Assumptions; Flagstar Releases Compensation Guidance
NEW Update on Warehouse Lending; HUD Training Events & Announcements; Independent Loan Professionals File Suit Against the Fed
NEW Skin in the Game: "Qualified Residential Mortgage" Debate Primer
NEW Retail Banks or Independent Lenders: Who Writes Better Mortgages?; Compensation Reform's Impact on Lock Desk Policies; Lots of Investor Bulletins
NEW The Future of HARP; Reverse Mortgages Cut by Wells Wholesale; Farmland Price Bubble; HSBC Suspends Foreclosures; Project Bravo
NEW Fed Q&A on Originator Compensation; High Quality MBS Investments; BoA Settles One Buyback Suit; Non-Agency Lending Stats
NEW Horizontal vs. Vertical Risk Retention; More Originator Compensation Guidance; Provident Pushing Mandatories
NEW Which Judge is Right on MERS?; Qualified Residential Mortgages or Not; Banks Face Servicing Settlement Liabilities;
NEW Loan Servicing Reform Debate Heats Up; Fed Changes Rule on Escrow Accounts; Citi's Compensation Policy; FHA Loan Applications Fall
NEW Originator Compensation Questionnaire; Rent vs. Own; Attestation of Compliance; Toll Brothers Q1 Earnings; TBW Treasurer in Court
NEW Public Perception of Originator Compensation Changes; Details on Redwood Non-Agency MBS Deal; Several Investor Updates;
NEW Compensation Discussions Around the Country; QRM, MERS updates
NEW Comp Updates from Wells, GMAC - Countrywide's VIP Program Under Fire
NEW Primer on Mortgage Servicing Reform; The Cost to Rescue Fannie and Freddie; Three New Mortgagee Letters; Redwood Markets Non-Agency MBS
NEW Judge Rules Against MERS; Annual FHA MIP Fee Increase; Higher Energy Prices and the Housing Market
NEW HARP Extension Endorsed; Home Loan Industry Layoffs; SEC Sues IndyMac; Too Big To Fail Banks; Lender Updates
NEW Higher Loan Funding Costs Loom; Hardest Hit Housing Funds at Work; Originator Compensation a Work in Progress;
NEW Congress Revisits Originator Compensation Reform; Servicing Values in Question; Freddie Mac COO Resigns; Loan Officer Liability
NEW Fannie & Freddie White Paper Due Friday; ARM Products Gain Marketshare; Importance of Reps and Warrants; Mortgage Jobs
NEW Private Funding Needed for Non-Agency Loans; Rising Demand in the Commercial Sector; Investor Updates Gone Wild; Reverse Mortgage Foreclosures
NEW GSE Reform Debate Heating Up; BoA Exits Reverse Mortgage Business; Prepay Speeds Fall 24%; Fixed Compensation Rates;
NEW Originator Compensation FAQs Part IX; Revisting the Loan Buyback Situation; Rent vs. Own; Radian Write-Down