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Latest Opinion Articles
NEW Mortgage Forgiveness Act in Jeopardy? Hiring and Retaining Employees the CFPB Way
NEW LO Education and Bank vs. Non-bank Requirements Under the SAFE Act; Are Foreclosure Prices Really Different?
NEW Comments on Non-agency Modifications and Stated Loans; Investors Examine Who is Refinancing; A Buyer for Servicing
NEW Are Non-agency Loan Mods Coming? Treasury Initiative Rumored; FHA Letter Threatens Standard Reverse Mortgages
NEW Thoughts on the CFPB Complaint Process; Should be a Happy Builder Conference this Year
NEW US Bank Comp Plan Turning Heads; Jumbo Rates Improving on a Relative Basis
NEW The CFPB on QM and Auto Financing; ALTA on Risk Policy and Closing Policies
NEW Servicing Retained or Released?; The CFPB and Credit Reports; CFPB's Guidance on Policies and Procedures Manual
NEW Federal Home Loan Banks in Correspondent Lending; MBA Confirms Average Lenders are Making Big Bucks
NEW What Would Happen if the Fed Stopped Buying MBS?; Is Triad History?; Wells Snags a New SVP
NEW IndyMac Back in the News; First Time Homebuyer Comments; Ocwen's Servicing Audit Not Stellar
NEW The Latest on MBA and LO Wage Lawsuit; FDIC Institutions Making Some Coin; Basic QC Manual
NEW Will 2013 Mortgage Profits be Like 2012?; State's Rights Prominent in Lending
NEW HARP Present and Future; Buybacks Not Going Away; Countrywide Headache Continues
NEW Chatter on Elizabeth Warren; CFPB Ombudsman Report; Investor Updates
NEW The Importance of IT; Fed Notices Lousy Rate Sheet Pricing; "High Cost" Clarification
NEW Congress Targets Gfee Income Again; Mortgages at Wal-Mart?
NEW Investors Like Housing Price Rally - Even Goldman Betting on Subprime
NEW Cloud-based Mortgage Valuation; SEC Drops Wells Fargo Inquiry; More on CFPB Exams from OB
NEW A Primer on Possible FHA Changes in 2013 Given its Red Ink; Mortgage Jobs Across the Nation
NEW Effective Risk Management Program Primer; UBS vs. FHFA; CFPB and the Insurance Industry?
NEW CFPB Exam Findings; Thoughts on the CFPB and Dodd Frank Determining Underwriting; Will PMI Emerge from Bankruptcy?
NEW Former LPS Exec - 1 Million Fraudulent Documents? More on Auditors; Explanation of Europe
NEW Lacker's Critique of Fed Policy; CFPB's Annual Report; Bank Auditors are People Too!
NEW Freddie Tweaks Relief Refi Program; Collection of Company and Builder Business Q&A Tidbits; FAMC jobs
NEW FHA Change to Impact FHA Refi Biz - Ouch!; CFPB Postpones One January Deadline
NEW Bernanke on Underwriting; Post Office and FHA Both Bleeding Red Ink; MBA Future Leaders
NEW Mortgage Interest Deduction Thoughts; FHA - Running Out of Money? Buffett Buys more Wells; Who Takes the Hit on Writedowns?
NEW Raj Date and DeMarco Chatter; Slice and Dice the Latest Redwood Jumbo Deal
NEW AIG Eyes Residential Lending; Big Banks have 2nd Chance at Passing Stress Tests
NEW Flood Bill Primer; Cash Out Refi Trends; Fairway Independent and ValueQuest Do Some Good
NEW Fannie and Freddie Making Some Coin; Ginnie Volumes are Huge; Lack of Inventory to Impact Realtor Ranks?
NEW Election Results Push Rates Down; M&A Trend Rolls On; Increased Regulations Ahead; Ocwen, Nationstar, Zillow Stock Movements
NEW More on Brokering and Compensation; Homeowners vs. Hazard Insurance Basics
NEW The Cons of Brokering Out Loans; Barron's take on Radian; Reverse Mortgage Lending Slows
NEW Do Mortgage Brokers Add Value?; National Mortgage Database; Sandy and Warehouse Banks
NEW Realistic Thoughts on Low Producing LO's; BOK and Impac Earnings; Disasters Don't Boost Economic Well-being
NEW Changes in Correspondent Lending Landscape; Stats Show Very Slow Return of Borrowers that Default
NEW FEMA Update, Bond Markets Closed; Bank Merger Trend Persists
NEW Gfees Impact Mortgage Pricing; Fannie and Freddie Profits; Early Close for Bond Markets Due to Hurricane Sandy
NEW A Little History of the FHA to put things in Perspective & Compare Ratio Thoughts
NEW Warren Buffett up to his Shins in Betting on a Housing-related Recovery; Zillow Lists Foreclosures
NEW BofA vs. U.S. Government; Big Banks Becoming Bigger; How Will Ed DeMarco Cast his Ballot?
NEW Thoughts on Strategic Defaults and State-specific Foreclosures; Mortgage Spreads
NEW MBA Conference Buzz; Comments on Gfees; How to Pick a Broker-dealer
NEW VA Lending on the Upswing; 2013 Pre-forecast Forecasts; What Conference-goers are Talking About
NEW Why Have Mortgage Rates Gone Up? Fiscal Cliff Breakdown; CFPB Still Looking to Hire
NEW Bank Earnings Solid; Gfee Chatter - Who's Buying "dem" Mortgages? And what are they Buying?
NEW Credit Unions' View of CFPB's APR; Redwood's Latest Deal; What is the Average Gfee Now?
NEW Wells Fargo Addresses "Illegal" Income; Forced Place Insurance Defined; Mortgage Jobs with a Twist;