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Latest Opinion Articles
NEW Politics and Housing; 3.8% Real Estate Tax Myth; Lots of Processing and Origination Stats
NEW Luther Burbank-DOJ Fair Lending Settlement; Guild's Switch on FHA Streamlines; Bernanke's Baby Picture
NEW Stearns' Anti-steering Form for Brokers; FHA and Condos; Mass of Servicing Rules
NEW Freddie and Fannie Can Earn a Profit, Right? And their Double-secret "High Risk" Watch List of 300 lenders
NEW Unintended Consequences of QE3; Letters from the Trenches on Current Lending Standards; Fannie to Roll out State-Based Pricing?
NEW Dodd Frank Rulemaking Update; NAR and Builders Suggest Looser Lending Standards - Surprised?
NEW Pool of Potential Borrowers Deep; Why a Company Would Close a Division; Lots of Training Coming Up
NEW Letters on Servicing Premiums, Title Scam, and the Sacred Mtg Deduction; Top 10 Signs You've Been Doing Loans Too Long
NEW Why the Recent G-fee Increase? Why the Annual Fannie Sales Cap? Will There be More?
NEW Revamped Repurchase Plan; Thoughts on Importance of QC; Agency Updates
NEW New CFPB Exam Procedure; States and NMLS Expansion; Do Rates Correlate Directly to Production?
NEW Romney Housing Plan; Thoughts on Q4 Mortgage Profits; Price Appreciation to Defeat Eminent Domain?
NEW Trends in Subprime Collateral and Homeownership; Ready for Fannie DU 9.0?
NEW Servicing Value Observations; Affiliated Pulls DU Refi Plus; Lots of M&A News
NEW Mortgage Banker Profit Figures; G-fee Hike Implications; Credit Unions Rockin' & Rollin'
NEW Dodd Frank Diversity Requirements; Updates on TARP and Shadow Inventory
NEW Eminent Domain Fade? Thoughts on GSE Capping Volumes; An Informal List of Bank Exams - Holy Smokes!
NEW Thoughts on the Broker Business Model and Current Compensation; Wells' New HARP Policy
NEW SAFE Act for Depositories and Non-depositories; CMG Halts the HARP; USDA Program in Turmoil Again
NEW Interesting Product Mix Stats - What do they Tell Us About Borrowers, Ops, and Future Fundings?
NEW Fannie and Freddie Short Sale Change; LO-Realtor Comments; Specified Pool Primer - How to Pick Up an Extra Point or Two
NEW Rating Agencies' Thoughts on Servicing Changes; More on Treasury and GSE's
NEW Spotlight Back on LO Comp and Potential Penalties; Why Mortgage Rates Maybe Shouldn't Be Here
NEW Builder Market Share; CFPB Jobs Pay How Much? Eminent Domain Setback
NEW How Many Banks Were Created Last Year? CFPB and Others Tackle Appraisals - Still Waiting on QM
NEW Chicago Eminent Domain Update; "When" Not "If" for Buybacks; CFPB Servicing Proposal Info and Undercover Sleuth Program Hiring
NEW "Green Shoots" in the Mortgage Biz with New MI Company, Vendors, and Business Plans; Builder Commitment Interest Upswing
NEW Basel III Comment Period Extended; CFPB Servicing Guideline Proposals; LO Realtor Thoughts
NEW SunTrust Sets Broker Comp; Streamline Changes; Underwriter Finds Two-headed Armadillo USDA Loan File
NEW Wells' Buybacks; Agency Results and the Impact of the HARP; How Much Does NAR Spend on Lobbying?
NEW Are Closing Costs Really Going Down? Historical LIBOR Data; Lender/Industry Updates
NEW CFPB and the MI Biz, Audit Comments, and Discussion Group; What Redwood Trust & PennyMac's Results Show Us
NEW Banks and Lending (or the Lack Thereof) and it's Impact on Rates and Inflation
NEW What is the Fastest Growing Commercial Sector? BofA & Fannie Grapple Over $10 billion
NEW LOS Primer; VA Loan Changes Coming? Appraisers to Have Comp Set in Stone? San Bernardino Bankrupt
NEW DeMarco and Geithner Grappling; The Good, Bad, and Ugly of Freddie's HARP News
NEW The CFPB and Non-banks; Yes, Mortgage Companies are Making Money; Lots of Training, Conferenceand M&A Updates
NEW Texas Bank Sues the CFPB; Hawaii's New Originator Laws; Chicago Now Looking at Eminent Domain
NEW Why the Industry Cares About this Eminent Domain Thing; Investor Updates
NEW How Long Should You Keep a Loan File? Government Report on Appraisals; One Take on DOJ/Wells Settlement
NEW FAMC's Broker Comp Move; Want to Participate in a Compensation Survey?
NEW CFPB Publishes Year's Agenda; New FICO Score; Watching Kroll Bond Ratings; Poverty in U.S. Increasing
NEW Realtors and the CFPB; Flagstar and First Horizon Diverge; Viscal vs. Monetary Policy Primer
NEW FinCen Compliance for Lenders Coming; Mortgage Production and Secondary Jobs; Lender and Agency Updates
NEW Size Doesn't Matter with the CFPB, Which Issues First Enforcement Action
NEW Security vs. Rate Sheet Prices; Big Bank Earnings and Layoffs; Eminent Domain Conference Call
NEW Yes, Qualified Mortgage Rules are a BIG Deal for the Lending and Real Estate Industry
NEW Broker to Banker Chatter; Letters from the Trenches on QM, Eminent Domain, QC and Compliance
NEW QM Rules a Huge Concern; More on Eminent Domain; ARM's, HARP, and Refi Rates
NEW Bastille Day Thoughts on Wells, 4th Party Originations, Agency Caps, Minimum Net Worth, and Counter-party Risk