Tue, Oct 30 2018, 4:07 PM
Freddie Mac is forecasting that there will be GDP growth of 3.0 percent in the second quarter of this year, moderating from the strong 4.2 percent gro...
Fri, Oct 26 2018, 10:31 AM
Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 2.3 percent in September. The portfolio balance at...
Mon, Oct 15 2018, 10:27 AM
Freddie Mac is announcing a couple of enhancements to its Loan Advisor underwriting tool. The additional capabilities will allow lenders to automate t...
Fri, Sep 28 2018, 10:07 AM
Freddie Mac made two announcements this week. The first is a long expected administrative change to requirements for private mortgage insurance (PMI) ...
Wed, Sep 26 2018, 10:41 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 6.1 percent in August. The portfolio balance at the en...
Thu, Sep 6 2018, 8:54 AM
In September, major league baseball teams expand their 25-man roster to 40 as teams scramble for the playoffs in October. In the mortgage business, ho...
Thu, Aug 30 2018, 10:52 AM
Freddie Mac will be consolidating two of its mortgage products into a single offering effective October 29, 2018. The company announced this and other...
Thu, Aug 30 2018, 10:35 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 3.5 percent in July. The portfolio balance at the end ...
Tue, Aug 28 2018, 3:27 PM
Freddie Mac analysts see a two-pronged threat to housing sales for the remainder of the year, especially in the previously high-flying western part of...
Fri, Aug 24 2018, 9:21 AM
The rain is still pouring down in Oahu, but Fannie Mae and Freddie Mac are ahead of the game. Both GSEs have already announced that their disaster rel...
Wed, Aug 22 2018, 11:41 AM
The Federal Housing Finance Agency (FHFA) has pulled the plug on pilot programs run by both Fannie Mae and Freddie Mac (the GSEs) to finance instituti...
Wed, Aug 8 2018, 4:39 PM
Some are saying that 2018 may be the worst year in history for wildfires in California and other states are threatened by blazes as well so Freddie Ma...
Tue, Aug 7 2018, 11:33 AM
Freddie Mac has announced two new affordable rental programs. The first is a pilot in three markets (Atlanta, Orlando, and Tallahassee) that supports ...
Thu, Aug 2 2018, 10:58 AM
Both Fannie Mae and Freddie Mac, the two government supported enterprises (GSEs) that have been in federal conservatorship for ten years this month, r...
Fri, Jul 27 2018, 10:03 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 3.8 percent in June. The portfolio balance at the end ...
Wed, Jul 25 2018, 9:05 AM
“Rob, are you hearing that residential lenders are nervous about releasing their 2nd quarter results to warehouse banks, correspondent investors, and ...
Mon, Jul 23 2018, 12:11 PM
While official existing home sales data, released this morning by the National Association of Realtors® (NAR), showed the sector's losing streak exten...
Tue, Jul 17 2018, 8:52 AM
“What can be asserted without evidence can also be dismissed without evidence.” While you ruminate on that one, there continues to be evidence and rem...
Thu, Jun 28 2018, 10:40 AM
Persons who buy or refinance a condominium using a Freddie Mac mortgage may soon be able to skip having a traditional on-the-ground appraisal. The com...
Wed, Jun 27 2018, 9:06 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 6.3 percent in May. The portfolio balance at the end o...
Wed, Jun 20 2018, 8:59 AM
onight/tomorrow morning is the summer solstice. I am in Minneapolis at an ACUMA workshop and where the sun will set tonight at 9:03. (I suppose ACUMA ...
Thu, Jun 14 2018, 8:53 AM
The U.S. Bureau of Labor Statistics projects increasing customer usage of technology will reduce the number of bank tellers by 42,000 through 2026. Gi...
Fri, Jun 8 2018, 8:37 AM
For me this week includes time in Indianapolis and Chicago. Once again, I am impressed by the talent in residential lending – the industry is filled w...
Wed, Jun 6 2018, 8:32 AM
Two companies, Google and Facebook, are dominating the digital side of the marketing business. Six out of every ten dollars spent on digital ads is sp...
Wed, May 23 2018, 9:15 AM
Reams of data have been gathered about what appear to be significant changes in the profile of younger homebuyers and consequently mortgage borrowers....
Mon, May 21 2018, 3:07 PM
In a prior article we summarized the options the Trump Administration might utilize to reform the residential mortgage financing system should Congres...
Tue, May 8 2018, 9:09 AM
Air travel is an interesting thing, and very safe by most metrics. Did you know that there are between 440,000 and 660,000 people in the air over the ...
Thu, May 3 2018, 1:08 PM
Both government sponsored enterprises (GSEs) reported strong earnings in the first quarter of 2018. In separate announcements this week Freddie Mac sa...
Tue, May 1 2018, 11:16 AM
Treasury Secretary Steven Mnuchin told Fox Business News on Monday, that changing the current status of Freddie Mac and Fannie Mae is something that h...
Mon, Apr 23 2018, 2:09 PM
Freddie Mac's economists say, "The broader economic environment remains favorable for home sales," but they add a lot of caveats to that statement . S...
Fri, Apr 20 2018, 9:18 AM
Did you know that Wells Fargo gives more assistance and aid to people and communities through its Foundation than any other company in the United Stat...
Thu, Apr 19 2018, 9:11 AM
Rumors continue to swirl about practically every lender out there, and exaggeration is rampant. A company eliminates low producing LOs in Arizona and ...
Wed, Apr 18 2018, 10:36 AM
They aren't suggesting you shop 'til you drop, but Freddie Mac says neither should borrowers buy the first mortgage they see. Doug McManus and Elias Y...
Wed, Mar 28 2018, 2:49 PM
The long-planned Uniform Mortgage-Backed Security (UMBS), designed to replace the current to be announced- (TBA) eligible MBS issued separately by Fan...
Fri, Mar 2 2018, 9:16 AM
As various parts of the nation are hunkered down due to weather, just think of “2.4 million.” That is a lot of anything, especially when that is how m...
Wed, Feb 21 2018, 9:12 AM
Why couldn’t the sesame seed leave the gambling casino? Because he was on a roll. In an admittedly weak segue, rolls are made in kitchens, and LOs may...
Thu, Feb 15 2018, 2:04 PM
While the prospect of Fannie Mae and Freddie Mac needing taxpayer money conjures up images of a failing mortgage market requiring a government bailout...
Wed, Feb 7 2018, 9:10 AM
Amazon Go opened its doors in Seattle as the first digital grocery store without any cashiers. (One initially simply downloads an app to use the digit...
Fri, Jan 26 2018, 10:09 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 9.0 percent in December. The portfolio balance at the ...
Fri, Jan 19 2018, 9:00 AM
As if we don’t have enough measures of housing and real estate prices, here’s another one. The RE/MAX National Housing Report tells us what most alrea...
Thu, Jan 18 2018, 12:27 PM
There is a rather unusual request up on the Federal Housing Finance Agency's (FHFA's) website. Two FHFA analysts, saying that the issue of updating th...
Wed, Jan 17 2018, 9:14 AM
“It doesn’t matter if you are rich or poor, as long as you have money.” Banks are where the money is, and plenty of them are paying attention to Congr...
Thu, Dec 21 2017, 10:21 AM
The Federal Housing Finance Agency's (FHFA's) House Price Index (HPI) for September slowed to its lowest level since January , 6.3 percent and the mon...
Thu, Dec 21 2017, 9:40 AM
Agreement has been reached between the Federal Housing Finance Agency (FHFA) and the Department of the Treasury to reinstate a $3 billion capital rese...
Wed, Dec 20 2017, 9:36 AM
“Look, if a man says he will fix it, he will. There’s no need to remind him every six months.” Humor aside, it seems that Facebook is fixing things so...
Fri, Dec 15 2017, 11:22 AM
There has been a flurry of news about the two GSEs, Fannie Mae and Freddie Mac, in the last few weeks. The House Financial Services Committee recently...
Wed, Dec 13 2017, 9:49 AM
Both Freddie Mac and Fannie Mae announced this week that evictions from foreclosed single-family and two-to-four-unit properties owned by the GSEs wil...
Tue, Dec 5 2017, 9:19 AM
It’s good to keep things in perspective, and here’s some Tuesday trivia. Today, 2 billion adults around the world remain without a bank account, inclu...
Fri, Nov 10 2017, 9:17 AM
In lending we should all continue to champion and applaud the individuals and companies that are making a difference in our quest for equality, especi...
Fri, Nov 3 2017, 10:14 AM
The second in a scheduled three-part hearing on Sustainable Housing Finance was held on Thursday by the Housing and Insurance subcommittee of the Hous...
