Wed, Oct 12 2016, 1:31 PM
Anyone who has been paying attention must know that the national homeownership rate, which has been dropping for over a decade , is now at a 50-year l...
Tue, Oct 11 2016, 9:49 AM
As they have following other natural disasters, both Fannie Mae and Freddie Mac have announced that their "full menu of disaster relief policies" will...
Thu, Sep 29 2016, 9:54 AM
How is it that we only have two days left in September, and that it is National Coffee Day already? Maybe you’ll receive a free or discounted cup at K...
Mon, Sep 26 2016, 9:33 AM
Tonight we can all watch a big job interview on TV at 9PM ET. And whether it is money or other things, sometimes you if don’t ask for it, you won’t ge...
Mon, Sep 19 2016, 10:19 AM
You’ve made it to “Talk like a Pirate” day. Many lenders are saying, “Arrggghh” when it comes to appraisals. Mike Simmons with Axis AMC put some thing...
Thu, Aug 25 2016, 9:08 AM
How’d you like to work for a company that was in the press nearly every day – rarely in a good way? How’d you like to work for a company whose future ...
Wed, Aug 24 2016, 9:57 AM
While it won't be available for more than a year, the government sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, have unveiled a new Uniform...
Mon, Aug 15 2016, 4:15 PM
Strong home sales, near-historic low interest rates, a burst of refinancing, and continued home price growth are moving Freddie Mac's economic team to...
Wed, Aug 10 2016, 3:15 PM
Instead of writing off citizens in their golden years - or in this case semi-golden - Dave Lowman suggests lenders view them as a business opportunity...
Tue, Aug 2 2016, 11:34 AM
Despite
speculation that it might require a Treasury draw after its first quarter
financial loss, Freddie Mac reported on Tuesday it had net incom...
Fri, Jul 29 2016, 10:28 AM
"Buy land - they're not
making any more of it." And the reverse is happening in Louisiana. Say what you
want about global warming, or inappropriate ...
Mon, Jul 25 2016, 9:47 AM
Every day we have news coming out of Fannie Mae and Freddie Mac. Some of the news is attempts at changing the structure of the two – being under gover...
Tue, Jul 12 2016, 11:54 AM
Lou Holtz observed, "Never tell your problems to anyone....80% don't care and the other 20% are glad you have them." People who don’t understand econo...
Tue, Jul 12 2016, 1:10 PM
The Brexit decision continues to reverberate and Freddie Mac, in its current issue of Outlook sees it as both a plus and a minus for the U.S., and n...
Thu, Jul 7 2016, 4:35 PM
The Federal Housing Finance Agency (FHFA) has released an update on the progress made toward the Single Security that is expected to replace those cur...
Fri, Jul 1 2016, 11:24 AM
The Fourth of July is Monday...the date of the Declaration of Independence (quibble all you want about late signers); the next commentary will be Tues...
Wed, Jun 29 2016, 2:04 PM
Freddie Mac says that the housing market as a whole in the U.S. is on the outer range of its historic benchmark level of housing activity. The spri...
Mon, Jun 27 2016, 10:12 AM
Everyone is talking about the future of the European Union. Tad Dahlke sends, “Brexit to be followed by Grexit, Departugal, Italeave, Fruckoff, Czech...
Wed, Jun 8 2016, 9:13 AM
In reviewing Fannie MORA and Freddie CORE reviews it's clear that seller/servicers continue to struggle with establishing and implementing an internal...
Thu, May 26 2016, 10:13 AM
The nation's housing market continues to improve and the spring home buying season appears to be off to a strong start according to a Freddie Mac re...
Mon, May 23 2016, 9:50 AM
My memory's not as sharp as it used to be. Also, my memory's not as sharp as it used to be. The Bureau of Labor Statistics reports nearly 20% of Ameri...
Wed, May 18 2016, 4:02 PM
As Fannie Mae did earlier in its May Economic Summary, Freddie Mac today downgraded its outlook for economic growth for the remainder of 2016. And ...
Thu, May 5 2016, 9:45 AM
May is Older Americans Month. Underwriters probably know that about 21% of the labor force is comprised of men 65 and older and only 13.5% of women in...
Wed, May 4 2016, 9:11 AM
Freddie Mac said today that the company had a net loss in the first quarter of 2016, the first time in four years that it has failed to show a pro...
Fri, Apr 1 2016, 4:59 PM
Freddie Mac predicted in its monthly Outlook on Thursday that 2016 might be the best year for housing in a decade with most sectors, sales, constr...
Fri, Mar 11 2016, 9:48 AM
Regarding the darned time change Sunday, from Georgia Jim Bedsole writes, “Which is why I continue to advocate that, if we are going to be forced to ‘...
Wed, Feb 24 2016, 10:44 AM
Here's your IT lesson for the day. The NSA's Skynet program utilizes metadata to identify suspected terrorists. The system uses mass surveillance of...
Thu, Feb 18 2016, 10:43 AM
Freddie Mac is announcing changes to its Single-Family Seller/Servicer Guide which the company says will provide expanded homeownership opportuniti...
Wed, Feb 3 2016, 9:08 AM
I
spent some time at the Texas Mortgage Banker's event earlier this week
in Houston, and some of the discussion revolved around another refi
bo...
Wed, Feb 3 2016, 6:24 PM
Freddie Mac's economists are expressing concerns about what
they see as economic headwinds revealed by some recently released
indicators. In thei...
Wed, Jan 6 2016, 10:15 AM
The Wall Street Journal reports banks are beefing up cybersecurity defenses
by taking actions that include banning employees from using USB drives...
Tue, Jan 5 2016, 11:43 AM
Freddie Mac is dismissing concerns of some analysts that the
change in the Federal Reserve's monetary policy may bode ill for the housing
industry. ...
Fri, Nov 27 2015, 11:28 AM
There
are 50 states in the U.S., and 3007 counties in those states. (The
numbers of counties per state ranges from the 3 in Delaware to 254 in
T...
Tue, Nov 24 2015, 10:45 AM
Nonbank online lender CashCall
has paid $2 million in restitution and fines to settle California state
allegations that the company duped consum...
Mon, Nov 9 2015, 2:35 PM
Freddie Mac is counting on an approach to delinquent borrowers
it developed during the foreclosure crisis to forestall any new problems some
of thos...
Wed, Nov 4 2015, 9:06 AM
No
sooner does the commentary (once again) mention cyberattacks than the
FFIEC comes out with a bulletin yesterday on the escalating number of ...
Thu, Oct 22 2015, 10:46 AM
If
anyone out there wants to be buy a big office building, Fannie has one:
the company is preparing to move to its new HQ downtown and is selling...
Thu, Oct 22 2015, 2:31 PM
In the midst of what has been a rather interesting several
weeks for housing finance reform Donald H. Layton published a column in Freddie
Mac's Ex...
Thu, Oct 8 2015, 10:14 AM
Who
says that financial reporters don't have a sense of humor? I caught
this recent headline about a story on Alcoa Aluminum splitting into
mini...
Wed, Oct 7 2015, 9:43 AM
How
long has your staff been on their jobs? The Fed has kept short term
rates unchanged for 6 years and 9 months at this point. Does your senior
...
Wed, Sep 23 2015, 10:48 AM
How bad is the housing market in San Francisco, California? Well, here's a "beauty" that is on the market for $350,000 . Run that one by any investor...
Wed, Sep 23 2015, 2:26 PM
Twenty-nine states and the District of
Columbia have now moved within their own range of stable housing activity
according to Freddie Mac's Multi-...
Thu, Sep 17 2015, 10:40 AM
Freddie
Mae has unveiled another round of changes to its Single-Family
Seller/Servicer Guide. There are more
than a half dozen changes effecting m...
Thu, Sep 3 2015, 4:00 PM
Freddie Mac's long-time chief economist Frank Nothaft
departed some months ago to take the same role at CoreLogic and that vacancy at
the mortgage c...
Thu, Jul 23 2015, 9:36 AM
It is different this time.
At least that's the contention of the writers of this month's Economic
and Housing Outlook regarding new low downpayment...
Thu, Jul 16 2015, 10:16 AM
A number of selling updates to Freddie Mac's
Single-Family Seller/Servicer Guide are slated to go into effect over the next
several months. The lar...
Tue, Jul 14 2015, 10:28 AM
June marked the beginning of hurricane season , as the North Atlantic hurricane season began on June 1 st and ends November 30 th .
The last time ...
Wed, Jul 8 2015, 4:08 PM
Another milestone was reached on Wednesday as the government
sponsored enterprises (GSEs) and their conservator the Federal Housing Finance
Agency m...
Tue, Jul 7 2015, 12:23 PM
Are you in debt? You're not alone - and check out this United States debt clock - enough to make your stomach turn over.
Back in February the Col...
Wed, Jun 24 2015, 1:37 PM
Freddie Mac said on Wednesday that it
Multi-Indicator Market Index (MiMi) shows that the U.S. housing market is
continuing to stabilize and those ...
