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Latest The Garrett Watts Report Articles
NEW Setting Standards for Loan Officers Is Key Part of Profitability
NEW One Example of How an ARM Loan Isn't All That Toxic
NEW Mortgage Technology Reduces Costs and Improves Processing Flow
NEW Retaining Mortgage Servicing Rights vs. Selling in the Secondary Market
NEW Consistent Counterparty Risk Check-Ups are Key to Sustained Mortgage Banker Profitability
NEW Reviewing an Operation Where Secondary Marketing is Managed by Loan Officers
NEW Mortgage Compliance: The New Four Letter Word
NEW Loan Approvals Before Delegated Underwriting; Repurchase Liability and the Value of a Mortgage Company; Flagstar Stock Dilution; Citi and TARP
NEW The Law of Unintended Consequences: Repurchase Requests and Loan Loss Reserves
NEW Raising Capital to Grow Your Mortgage Operation: Preferred vs. Common Stock
NEW Bank Ratings and Secondary Market Revenue Leakage
NEW Managing a Mortgage Operation While Still Originating Loans
NEW Best Effort Loan Pricing vs. Mandatory Commitments: Making the Transition
NEW Proper Organization of Mortgage Operation Financial Reports Identifies Inefficiencies
NEW Mortgage Bank Liquidity. Key Metrics and Price to Earnings Ratios
NEW Discussing the Attributes of Successful Mortgage Operation Leadership
NEW Raising Capital to Help Grow Your Mortgage Operation
NEW Ranking the Largest Banks by Assets; Warehouse Lending; More on Mandatory vs. Best Efforts; Funding Costs Are Really Cheap
NEW What Did Top Performing Mortgage Bankers Earn in 2009?
NEW Mortgage Portmanteaus -- Brankers and Broanchers vs. Net Branches
NEW Risk Weighted Returns; Warehouse Lending Credit Manager Needed; Subprime Analysts Lost; Bank News
NEW HVCC is Here to Stay. Any Chance for Improvements to the Process?
NEW The Downside of Hedging Interest Rate Risk with Mandatory Loan Commitments
NEW FDIC: Banks Operating at 79% Loan-to-Deposit Ratio
NEW What Makes a Mortgage Operation Attractive to Loan Originators?
NEW Risk Management: Best Effort vs. Mandatory Hedges; FDIC Quarterly Banking Profile; CAMEL Ratings
NEW The Risk/Return Spectrum: Investing in a Mortgage Bank
NEW Mortgage Brokers Still Making a Living; Printing Money to Escape a Deficit: Inflation and Debt Service
NEW Revisiting Revenue Leakage. Time to Call in a Mortgage Plumber
NEW Secondary Marketing Revenue Leakage and Proper Budgeting
NEW Mortgage Operation Financial Statements: The Roadmap to Profitability
NEW Using Profiling as a Means to Hire Productive Loan Officers
NEW Economic Fortune Telling. Observations from Wells Fargo's Housing Outlook
NEW Out of Business Mortgage Insurers; Hedging with TBA MBS; Ideas to Help Create Job Growth; Reasons to Buy a Bank
NEW Outlooks for the Future of Mortgage Lending
NEW Troubled Banks and Construction Loans; More on the Cost of Loan Repurchases; The Size and Scope of NYC
NEW Mandatory vs. Best Effort Loan Commitments. Servicing Values Affect Pricing
NEW Cost of a Loan Repurchase; Budget Deficit; Financial Sector Peformance; MBA Headquarters; ResCap Earnings
NEW Centralized Lock Desks Serve as a Gate Keeper. Source of Revenue
NEW FDIC Doing "A LOT" of Hiring; Less Loan Production in 2010; Neighborhood Watch Scorecard; California Tax Exempt Bonds; FY2011 Budget
NEW If You Can't Measure Performance, You Can't Manage Performance
NEW Rising Loan Repurchase Requests. Preparing for Potential Losses
NEW Mortgage Bankers Buying a Bank; Fair Issac; Michigan Delinquencies; Commission Splits
NEW Adapting and Adjusting to Industry Changes in 2010
NEW Planning for the Slowdown; Texas Ratio Update; MGIC Honoring Claims; Putting Funds to Work
NEW Tracking Your Operation's Financial Position Using a "Dashboard"
NEW Eliminating Fannie Mae and Freddie Mac; Overaggressive Bank Examiners; Rewriting California's Constitution
NEW Dealing with Increased Net Worth Requirements: Developing a "Book"
NEW Sloppy Loan Origination; Warehouse Lending Update; TBW Timing; Failed TARP Repayment; Economic Freedom
NEW Net Worth Requirements Present Tough Decision for Small Mortgage Bankers