Wed, Oct 29 2014, 10:34 AM
You don't think things are changing? Apple announced it has signed up 500 more banks
in addition to the 6 largest US banks it announced during the l...
Tue, Oct 28 2014, 10:53 AM
is the season that CEOs are asking underlings for 2015 projections, and
of course no one wants to tell the boss that volume is going to go
Mon, Oct 27 2014, 10:38 AM
Fed reports home ownership among families with a head of household
younger than 40 years old have fallen from about 50% from 2005 to 42%
Fri, Oct 24 2014, 10:55 AM
to Zillow Real Estate Research, home ownership rates among millennials
have declined over the past four decades mainly due to changing...
Thu, Oct 23 2014, 10:45 AM
"I've decided to sell my Hoover ... well, it was just collecting dust". While we're talking about dust, if you think the drought in California
Wed, Oct 22 2014, 10:49 AM
If I was going to build a house, I'd want to make sure it was on the right lot. For some folks that doesn't work out so well
- thanks to Ali F. fo...
Tue, Oct 21 2014, 10:57 AM
was dealt a serious setback yesterday here at the MBA conference, being
held in the immense Four Seasons, Mandalay, Delano, conference center
Mon, Oct 20 2014, 9:57 AM
brought a set of workout clothes to the MBA conference, which turned
out to be a waste because we're all burning lots of calories dashing to
Fri, Oct 17 2014, 11:31 AM
Zillow most recently published research indicating that a
recession negatively affects the housing industry due to a decrease in
Thu, Oct 16 2014, 10:24 AM
of California's Santa Clara Valley, the words "Affluent" and
"Millennial" aren't used too often together. But it turns out that when
Tue, Oct 14 2014, 10:51 AM
"American schoolchildren rank 25 th in math and 21 st in science out of the top 30 developed countries, but USA ranked 1 st in confidence that they...
Fri, Oct 10 2014, 8:45 AM
Hiring or firing, banks are finding their lending is about to come under further scrutiny by the Fed .
US regulators have started to audit Wall St ...
Thu, Oct 9 2014, 9:41 AM
Markets folks are always watching the MBS market. It is not a simple
topic. For example, a "Catch-22" is preventing the issuance of
Wed, Oct 8 2014, 10:54 AM
banker thwarts Zions Bank robbery?! Don Worthington with Primary
Residential writes, "Our sales Manager Corey Lewis was on the phone with...
Tue, Oct 7 2014, 10:30 AM
Where does bank settlement money go? Well, if it is up to New York's Governor Andrew Cuomo, it will go toward building bridges in New York . I imagin...
Mon, Oct 6 2014, 10:11 AM
was fined $600,000 by the U.S. Federal Communications Commission for
blocking hotel customers from connecting to the internet on personal...
Fri, Oct 3 2014, 10:14 AM
"Rob, do you have an easy article about who is responsible for the condition of a property after a foreclosure?" Yes - according to Henry Chuang in t...
Thu, Oct 2 2014, 10:58 AM
interesting story on a company in San Francisco that is doing
its best to refinance student debt, which in turn lowers the debt level
Wed, Oct 1 2014, 10:50 AM
I was young, my parents taught me that my income was my own business,
and talking about wages and bonuses with others never did anyone any
Tue, Sep 30 2014, 11:00 AM
How did we arrive at the end of the 3 rd
quarter so quickly? It has been filled with legal news about the
financial services sector right up to...
Mon, Sep 29 2014, 10:23 AM
Is it against the law for an employer to provide
an employee with better-than-market rates? KPMG hopes not . And the only thing I could find employ...
Fri, Sep 26 2014, 10:44 AM
I don't know what you earn on your savings in
the bank, but I earn about 0%. I think plenty of others do as well, and
plenty of others are thinkin...
Thu, Sep 25 2014, 11:23 AM
Harvard study tells us that 35% of American households (both homeowners
and renters) spend at least 30% of their pre-tax income on housing
Wed, Sep 24 2014, 10:49 AM
like to put my money to work. I could earn some decent dividend returns
(3-4%) if I buy some Exxon, or AT&T. Or maybe I should start
Tue, Sep 23 2014, 10:58 AM
It would be nice to think that fraud in any industry doesn't exist - but it does. And a story in the Los Angeles Times
reminds readers that frau...
Mon, Sep 22 2014, 10:14 AM
I've been hearing it for a while, "the market is slow, and home appreciation is stagnant." But here in South Carolina, for example, many markets are o...
Fri, Sep 19 2014, 10:41 AM
I read in Pirate Quarterly that you could take the entire human
population of the earth, put it inside of Texas, and it would still be ...
Thu, Sep 18 2014, 10:59 AM
Drucker opined, "Management is doing things right; leadership is doing
the right things." The Federal Reserve sure wants banks that lend mon...
Wed, Sep 17 2014, 11:00 AM
some numbers that none of us will remember, but that are indicative of
demographic trends that won't help lending? In 2010, households headed...
Tue, Sep 16 2014, 10:43 AM
can we move forward as an industry when we can't even agree on how to
pronounce the acronym for Truth-in-Lending? I have heard "TILA"
Mon, Sep 15 2014, 9:51 AM
Lead generator Intermundo Media, LLC has agreed to pay $500,000
to settle charges by the Federal Trade Commission (FTC) that it falsely
Fri, Sep 12 2014, 10:30 AM
Community Reinvestment Act is certainly full of policies and
procedures, and you might have a new set of them to contemplate. Using
Thu, Sep 11 2014, 10:40 AM
In preparing to write a small blurb about the Unmarried and Singles Week
that starts in 10 days, which, as best I can tell, is nowhere near
Wed, Sep 10 2014, 10:55 AM
city of San Francisco has 121 square kilometers (about 47 square
miles). The Dallas-Ft. Worth Airport's area is about 70 square
Tue, Sep 9 2014, 10:42 AM
time home buyers include more than just Millennials - see the note a
few paragraphs down. The group includes recent immigrants, newly
Mon, Sep 8 2014, 10:31 AM
at the Pacific Northwest Lenders conference in Portland, a big topic of
conversation is, like it is everywhere, regulation. Understandably
Fri, Sep 5 2014, 10:35 AM
a lot of data swirling around the demographic black-hole of lending
known as "the Millennials." I've come to the conclusion that this is
Thu, Sep 4 2014, 1:51 PM
A Synergy survey finds Gen Y find the following to be the most important bank features and services: ease of
doing business (88%), continual access...
Wed, Sep 3 2014, 9:33 AM
ugh. Most latitudes in the U.S. are losing 2-3 minutes a day of
daylight; in Anchorage they lose 5-6 minutes a day, Key West only abo...
Tue, Sep 2 2014, 10:30 AM
If you don't open up one other link in this e-mail, at least open this link to a photo of a sign that surely has applications to residential lending...
Fri, Aug 29 2014, 10:11 AM
is alive and well in lending, and the "free Russian cat with your loan
funding" story yesterday brought a few e-mails. Chris L. contrib...
Wed, Aug 27 2014, 12:12 PM
month-end funding push is in full swing. There are plenty of jumbo
loans on the Atlantic and Pacific Coasts (providing fodder for the
Tue, Aug 26 2014, 10:04 AM
risk continues to be a BIG DEAL, and word broke yesterday of a huge
title agency defalcation in Georgia. (Defalcation: an amount of f...
Mon, Aug 25 2014, 11:32 AM
this hope (hype?) that the mortgage industry is placing on the
Millennials to bolster volume makes my head spin. (Scholars can't even
Fri, Aug 22 2014, 11:33 AM
The race to the bottom, in terms of guidelines or razor-thin pricing margins , prompted on industry vet to send me, "There's a lot of space in the mo...
Thu, Aug 21 2014, 11:28 AM
A credit report is enough to completely steal a person's identity . It is? Does it take a few weeks? No - it takes 3 minutes .
And we wonder why...
Wed, Aug 20 2014, 10:19 AM
The CFPB released a bulletin outlining expectations for mortgage servicers that transfer loans;
bulletin includes information on how mortgage se...
Tue, Aug 19 2014, 10:42 AM
is fun to see that U.S. homebuilder confidence rose to a seven-month
high, primarily driven by lower mortgage rates and an improving jobs
Mon, Aug 18 2014, 10:59 AM
what you will about Zillow (and people do), the firm does not fall
short as a driver of information. As many in the industry are preparing
Fri, Aug 15 2014, 11:32 AM
what opened up on this date 100 years ago? No, it wasn't the first
Starbucks. The Panama Canal opened. Do you think the mortgage industry