Daily Newsletter: Monday December 28, 2015

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30 Year Fixed

                                                                4.09%
                                                                  
                                                                -0.01

15 Year Fixed

                                                                3.29%
                                                                  
                                                                -0.01

10YR Treasury

                                                                2.23%
                                                                  
                                                                -0.0107

FNMA 30YR 3.5

                                                                103-02
                                                                  
                                                                +0-03

FNMA 15YR 2.5

                                                                102-31
                                                                  
                                                                +0-03

View Today's Rates

Monday December 28, 2015

Mortgage Rate Watch - 6:49PM

Mortgage Rates Flat to Slightly Lower

Mortgage rates were sideways to slightly lower today as underlying bond markets continue to operate in holiday mode. While that can occasionally result in inexplicable volatility, market ...

MND NewsWire - 5:19PM

TRID Causing Noticeable Delays -Ellie Mae

The new RESPA-TILA Know Before You Owe regulations, commonly called TRIID, was cited as a probable reason for a three day increase in the average time it took to close a mortgage loan ...

Pipeline Press - 12:02PM

Conforming Conventional Lending Trends and Expectations for 2016

Fetch your HP 12c - here's some math magic. Take 259, multiply it by your age, and then multiply that by 39. You'll see an interesting result. (Kids, an HP 12c is an iPhone-sized thing ...

MBS Commentary - 9:15AM

MBS Week Ahead: One More Week of Holiday Market Disruption

2015's winter holidays are laid out nicely for financial markets. Both Christmas and New Years Day fall on Fridays. This makes it much easier to predict the ebbs and flows in market ...

Latest Video

2016 housing market predictions

Santelli Exchange: The 2016 dog

Oil settles down 3.39%

More News from 'Around the Web'

www.cfpbmonitor.com - 3:08PM
CFPB urges federal district court to disclose names of plaintiffs filing lawsuit against CFPB
www.cfpbmonitor.com - 3:05PM
CFPB issues TRID rule corrections
Bloomberg - 2:59PM
US Housing: Challenges for Homebuilders in 2016
Calculated Risk Blog - 2:54PM
How much will housing inventory increase in 2016?
Bloomberg - 11:09AM
U.S Stocks Fall as Crude Weighs on Energy With Year-End Looming
www.builderonline.com - 8:25AM
Realtor: 94% of Young Renters Want to Buy Homes
CNBC - 8:24AM
Buy housing on higher demand: Firm
Bloomberg - 8:24AM
Return of the Single Female Homebuyer
www.realtor.com - 8:24AM
The Hottest U.S. Housing Markets in December 2015
Bloomberg - 8:22AM
Hedge Funds Abandon Bearish Treasury Market Bets From a Year Ago
Reuters - 8:21AM
U.S. holiday retail sales grow a 'solid' 7.9 percent: MasterCard

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

4.09%

-0.01

15 Yr FRM

3.29%

-0.01

FHA 30 Year Fixed

3.75%

+0.00

Jumbo 30 Year Fixed

3.92%

-0.01

5/1 Yr ARM

2.99%

-0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.45%

1.20

-0.01

30 Yr. Fixed

4.12%

1.43

-0.05

MBA **

30 Yr. Fixed

4.14%

0.45

+0.00

15 Yr. Fixed

3.39%

0.35

+0.00

30 Yr. Jumbo

4.01%

0.30

-0.01

30 Yr. FHA

3.90%

0.31

-0.01

5/1 ARM

3.25%

0.36

+0.02

Freddie Mac **

30 Yr. Fixed

3.96%

0.60

-0.01

15 Yr. Fixed

3.22%

0.60

+0.00

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.06%

0.40

+0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

99-31

+0-05

30YR FNMA 3.5

103-02

+0-03

30YR GNMA 3.0

101-10

+0-05

30YR GNMA 3.5

103-32

+0-04

15YR FNMA 3.0

102-31

+0-03

15YR FNMA 2.5

100-25

+0-04

Treasuries

Yield

Change

2 YR

1.0108%

+0.0043

5 YR

1.7197%

+0.0034

10 YR

2.2339%

-0.0107

30 YR

2.9454%

-0.0189

Prices as of: 12/28/2015 4:29PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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