Products, Services, and Software for Brokers and Lenders

FundingShield, the leader in wire & title fraud prevention, released its Q1‑2026 Wire Fraud Analytics & Risk Report showing 43.72 percent of transactions across a $106.7B+ portfolio carried material wire and title‑related defects. CPL discrepancies impacted 43.49 percent of transactions, wire instruction issues appeared at 6.92 percent, and licensing irregularities persisted at 2.37 percent, underscoring continued vulnerabilities across closing workflows. “Seeing a 14 percent lift in remediation efficiency shows the impact of embedding verification earlier in the lifecycle. FundingShield has evolved from a fraud‑prevention company into an infrastructure layer providing embedded cybersecurity fraud‑prevention solutions, delivering lenders clear ROI as these controls move toward soon‑to‑be mandatory compliance,” said Ike Suri, CEO of FundingShield. Q1 also saw heightened regulatory pressure and increased cyber activity targeting financial‑adjacent systems, reinforcing the need for real‑time, source‑level verification across settlement and vendor ecosystems. Contact Sales@fundingshield.com for demos or trials. Meet us at CMBA Mortgage Innovators Conference, MBA Secondary, Western Secondary, Make Your Mark 2026, MBA Annual.

If you’ve ever tried asking your LOS a simple question and gotten a 12-tab scavenger hunt in return, you’ll appreciate Dark Matter Technologies’ transparency. At its Horizon user conference, CEO Sean Dugan didn’t just recap progress … he looked ahead and made promises. Not “we’re thinking about it” notions, but “we’ll deliver” promises. You don’t have to hold him to it; he’s holding himself to it. Dark Matter also rolled out Ask Aiva, a conversational AI tool that lets lenders and LOs query their data in plain English and see the logic behind the answer. Between now and Horizon 2027, it’s not about what Dark Matter might do; it’s watching them fulfill what they have committed to do.

“It’s time to start thinking about the 2026 MERS Annual Review & Report! Get a head start with TENA Companies, Inc. today. Every MERS Member is required to complete a MERS Annual Review & Report. If your firm had 1,000+ active MINs on March 31, 2026, you must use an independent third party for the review, with the results submitted by December 31st. Lock-in a 40 percent early-bird discount by signing up for the MERS Annual Review & Report with TENA and providing the necessary information to perform the review early. Submissions to MERS open on June 1st, so secure your spot with TENA now to ensure timely completion and avoid a last-minute scramble. Then enjoy the rest of the summer months worry-free! Our experienced team of MERS-certified auditors deliver accurate, efficient, and compliant reviews so you can meet the MERS requirements without stress. Trust the Leaders in Mortgage Quality Control since 1982, TENA Companies, Inc. Contact Us Today!”

Looking for seller-friendly MSR options? Mission Servicing Residential has best-in-class customer experience, flexible execution options, and operational efficiencies to improve execution. Mission Servicing Residential offers a full suite of products, including Fannie Mae SMP and Freddie Mac CIX and is one of only a few MSR purchasers that are Freddie CIX All-In-Funding enabled. Mission Servicing offers bulk, mini-bulk, and flow delivery options with no minimum delivery requirements. Learn more at msrco.com.

Hey Rob, saw your note about how "Any vendor offering AI-related products should make a point of presenting a “tangible use case” and provide actual examples of what a product does and how it can help a lender." Couldn't agree more: there's so much hype and so little solid action. To borrow an old analogy: AI in mortgage is like teenagers & sex: everyone loves talking about it, but not many folks are really doing anything. I wanted to pass along this video Mike shared recently showing the new AI Agent we've built inside Vesta. This is live and clients are using it to automate origination. It's 8 minutes, not 47 seconds, but it's real and lenders could implement today on Vesta. You can also see it on YouTube if that's easier.

The Chrisman Marketplace is a centralized hub for vendors and service providers across the mortgage industry to be viewed by lenders in a very cost-effective manner. We’re adding new providers daily, so check back often to see what’s new. To reserve your place or learn more, contact us at info@chrismancommentary.com.

Company-Sponsored Webinars

Tomorrow, the mortgage industry gets its own hitchhiker’s guide. Join the Ohio MBA and LenderLogix CEO Patrick O’Brien on April 14 from 2:00 to 2:30 PM EST for The Hitchhiker’s Guide to AI in Mortgage Lending, a practical webinar on where AI is actually creating value, how it is showing up in mortgage technology today, and what lenders should really be paying attention to as the noise keeps getting louder. Don’t panic. Just register!

AI in mortgage is everywhere, but where is it truly delivering results, and where is it still just hype? Join JazzX AI on Monday, April 20th at 1PM ET / 10AM PT for our webinar, AI in Mortgage: From Pilot to Production – How Leading Lenders Are Deploying AI Today. We’ll be joined by industry leaders to explore how they’re prioritizing AI initiatives, measuring ROI, and transforming early pilots into real impact. Expect honest insights on what’s working, what’s not, and how teams are approaching time-to-value as adoption accelerates. Save your spot today to learn how leading lenders are putting AI to work.

Today, on Now Next Later at 10AM PT and sponsored by CloudVirga, Jeremy Potter and Sasha Stair are joined by Wendy Lee of LOGS Legal Group to break down the evolving compliance landscape. The conversation focuses on consumer rules, data privacy, and what lenders need to watch as regulatory expectations shift.

Wholesaler and Correspondent Updates

Get Ready to Hit a Home Run this Spring with LoanStream’s GAME ON Specials!!! Up to 75 BPS Price Improvement for loans locked 4/1 – 30th, 2026. Specials include up to 75 BPS Price Improvement on Non-QM with Select or 25 BPS without, Government and DPA pricing improvements of 25 BPS on all non-select government loans includes FHA, VA, USDA and DPA (standard and high-balance, excludes CalHFA) and 12 BPS price improvement on all select government loans including FHA, VA, USDA, DPA (standard and high-balance, excludes CalHFA). Plus, LLPA Improvements on Closed End Seconds and a 25 BPS Price Improvement. Step up to the plate with these GAME ON Specials here for a limited time. Learn More.

United Wholesale Mortgage (UWM) teamed up with Bilt to create a servicing platform that rewards borrowers for making their mortgage payment on time through Bilt. UWM partners have access to a first-of-its-kind selling tool, the ability to offer borrowers a mortgage with “Built-In Rewards.” This puts brokers front and center; while also rewarding borrowers with Bilt points every time they make an on-time digital payment.

AmeriHome Operations Announcement 20260304-CL provides a summary of AmeriHome pre-purchase and quality-control loan review findings for Q’4-2025. The review results identify emerging trends and the most common findings.

Beginning with rate sheets issued on and after Monday, April 20, 2026, AmeriHome Mortgage will publish its Best-Efforts Rate Sheet in a new format. See Secondary Announcement 20260403-CL for more information.

As of March 23rd, PHH Mortgage officially changed its name to Onity Mortgage Corporation. If you have any questions, please feel free to contact your Sales Executive, Correspondent Sales Representative, or Correspondent Specialist. Log in to Onity Mortgage to view announcement. (Onity/PHH Mortgage announced enhancements to the company’s proprietary AI Assistant Client Technology, known as LASI.)

Citi Correspondent Lending Bulletin 2026-03 contains credit policy updates on Attorney Opinion Letters (AOL), and DU Version 12.1 information, tips and gratuity income clarification, non-delegated closed loan submission, and Condo/Co-op Project document submission reminders.

Finance of America, provider of home equity-based financing solutions for modern retirement, announced the launch of HomeSafe Second Line of Credit. This new solution is the industry’s first second-lien reverse mortgage line of credit. Designed to give homeowners 55+ to draw funds over time, as needs arise, after an initial 25 percent draw at time of origination while preserving their existing first mortgage and without taking on the new required monthly payments of a traditional HELOC. HomeSafe Second Line of Credit is currently available in California, expanding to additional states throughout 2026.

Newrez Approved Correspondent Clients, please note that Custodian, Deutsche Bank, has changed their corrective note process. Effective immediately, Deutsche Bank will no longer allow note swaps or page replacements. In addition, they will not shred or discard notes on behalf of lenders.

AmeriHome Mortgage General Announcement 20260307-CL summarizes previously published changes made during March, additional changes made with this announcement, and recent Agency and regulatory news.

Newrez Approved Correspondent Clients: effective March 30, 2026, Newrez will be accepting loans from clients who have adopted the Uniform Appraisal Dataset (UAD) 3.6 Appraisal and Forms Redesign and submitted via the Uniform Collateral Data Portal (UCDP).

Capital Markets

March inflation data received at the end of last week sent mixed signals: headline consumer prices (CPI) jumped 0.9 percent, the biggest monthly increase since 2022, driven almost entirely by a sharp surge in energy prices, while underlying inflation told a calmer story, with core measures cooling to multi-month lows. This split gives the Federal Reserve some short-term reassurance, but the risk remains that persistently high energy costs will eventually bleed into broader inflation, especially as higher fuel prices begin to push up everyday expenses like food and travel. Truth be told, markets are focused less on the inflation data itself and more on what happens next with oil. If energy prices ease, the spike will likely be viewed as temporary; if they stay elevated, investors may need to rethink the outlook for inflation and interest rates. That uncertainty is already showing up in weakening consumer sentiment and rising inflation expectations, even as equities remain resilient.

This week’s economic calendar should give investors a read on housing demand, small business confidence, inflation pressures, manufacturing activity, and labor market stability, all key signals shaping expectations for both the economy and the path of interest rates. Fed remarks from scheduled officials, like New York President Williams and Governor Waller, are expected to strike a measured tone. The FOMC, per voting members, is “well positioned,” so any shift in that framing in light of recent developments will be closely watched. Waller has been firmly opposed to further rate hikes, and recently adjusted his stance from favoring an additional cut to supporting a hold following the March FOMC meeting.

Today’s economic calendar kicks off with March Existing Home Sales, due out mid-morning. The report, which tracks contract closings will reflect conditions prior to the onset of the Iran conflict and the subsequent run-up in mortgage rates. Buyer demand was already subdued, as indicated by purchase application data, with affordability constraints continuing to weigh on activity. We begin the week with Agency MBS prices a few “ticks” (32nds) worse than Friday’s close, the 2-year yielding 3.82, and the 10-year yielding 4.34 after closing last week at 4.32 percent, down 3-basis points over the course of last week.