Mon, Sep 17 2018, 3:11 PM
The robust growth in the economy in the second quarter may be the final peak of this expansion according to Fannie Mae's Economic Development Report f...
Mon, Sep 17 2018, 11:00 AM
There were quite a few recent milestones, high and low, noted in the Quarter 2 Residential Property Loan Origination Report from ATTOM Data Solutions....
Fri, Sep 14 2018, 11:31 AM
Even as Hurricane Florence is pushing unprecedented levels of flood waters into North and South Carolina homes, CoreLogic is issuing estimates regardi...
Fri, Sep 14 2018, 11:19 AM
While applications for financing new home purchases declined in August, the Mortgage Bankers Association (MBA) is predicting a bump in the month's new...
Thu, Sep 13 2018, 11:58 AM
The risk of mortgage fraud jumped by 12.4 percent on an annual basis in the second quarter, the seventh consecutive quarter in which it has increased ...
Wed, Sep 12 2018, 2:56 PM
In the last half of 2017 the three credit bureaus, Equifax, TransUnion, and Experian, agreed to change the way they handle collection accounts. These ...
Wed, Sep 12 2018, 8:10 AM
Mortgage applications for home purchases managed to move higher for the second straight time last week in spite of the usual lag in activity that acco...
Tue, Sep 11 2018, 4:15 PM
The Mortgage Bankers Association said its Mortgage Credit Availability Index (MCAI) moved lower in August due to a decline in its jumbo loan component...
Tue, Sep 11 2018, 12:57 PM
Mortgage lenders appear to be holding credit standards stable despite increasing competition and declining demand and profit expectations. Fannie Mae'...
Mon, Sep 10 2018, 11:44 AM
Last week we summarized a report from the National Association of Home Builders on the acute labor shortages builders are indicating in responses to t...
Mon, Sep 10 2018, 10:17 AM
Whether due to lessons learned from the foreclosure crisis, an improved economy, or a combination of these and other factors, Black Knight, in its cur...
Fri, Sep 7 2018, 11:40 AM
Nearly all of America's home builders say they are facing significant shortages of skilled labor , both in the form of direct labor and as subcontract...
Fri, Sep 7 2018, 10:43 AM
Consumers appear to be increasingly upbeat about their jobs and their income, but dramatically less so about getting involved in the real estate marke...
Thu, Sep 6 2018, 1:01 PM
Housing trivia probably isn't a major hobby, but if you are into it, it is your birthday and the U.S. Census Bureau brought a present. The Bureau has ...
Wed, Sep 5 2018, 4:32 PM
Will appraisals soon need to indicate a home's driving distance to the nearest cold-brew drive-through? Could be. According to a new study by the Harv...
Wed, Sep 5 2018, 8:14 AM
Purchase applications increased slightly during the week ended August 31, but overall mortgage activity fell slightly according to the Mortgage Banker...
Tue, Sep 4 2018, 12:03 PM
Spending on residential construction continued to outpace construction in general in July although new home construction appeared to falter . The U.S....
Tue, Sep 4 2018, 10:12 AM
"Go West" may not be the best advice for someone in search of elbow room. The National Association of Home Builders (NAHB) says that housing lot sizes...
Fri, Aug 31 2018, 11:11 AM
Taking out a mortgage with an origination balance higher than whatever the conventional loan limit was at the time used to be an expensive proposition...
Thu, Aug 30 2018, 10:52 AM
Freddie Mac will be consolidating two of its mortgage products into a single offering effective October 29, 2018. The company announced this and other...
Thu, Aug 30 2018, 10:35 AM
Freddie Mac reported today that its total mortgage portfolio increased at an annualized rate of 3.5 percent in July. The portfolio balance at the end ...
Wed, Aug 29 2018, 11:46 AM
Earlier this month the National Association of Home Builders' (NAHB's) Eye on Housing blog featured a story on America's aging housing stock. NAHB ana...
Wed, Aug 29 2018, 10:12 AM
Expectations weren't particularly high for a solid July report on home purchase contracts, but today's report from the National Association of Realtor...
Wed, Aug 29 2018, 8:13 AM
In the first quarter of 2018, independent mortgage banks and mortgage subsidiaries of chartered banks posted only their second period of financial los...
Wed, Aug 29 2018, 8:05 AM
The surge in mortgage applications last week, fostered by a 6.0 percent increase in refinancing, was short-lived. Despite slightly lower interest rate...
Tue, Aug 28 2018, 3:27 PM
Freddie Mac analysts see a two-pronged threat to housing sales for the remainder of the year, especially in the previously high-flying western part of...
Tue, Aug 28 2018, 11:14 AM
The Fannie Mae's National Housing Survey (NHS) polls a large panel of consumers monthly about their attitudes toward housing and related topics and ge...
Tue, Aug 28 2018, 10:39 AM
Prices slipped in June according to the S&P CoreLogic Case-Shiller price indices. The National Index, which covers all nine U.S. Census divisions, sho...
Fri, Aug 24 2018, 9:21 AM
The rain is still pouring down in Oahu, but Fannie Mae and Freddie Mac are ahead of the game. Both GSEs have already announced that their disaster rel...
Thu, Aug 23 2018, 5:13 PM
The first serious mortgage related impact from last fall's hurricanes started to hit home in July . Foreclosure starts rose 11 percent from June, with...
Thu, Aug 23 2018, 10:55 AM
New home sales broke out of the up-one-month, down the next pattern they have adopted since March, and not in a good way . The Census Bureau and Depar...
Thu, Aug 23 2018, 10:49 AM
Home prices for purchases financed by Fannie Mae and Freddie Mac appreciated at an 0.2 percent rate during June, and the estimate for May was increase...
Wed, Aug 22 2018, 11:41 AM
The Federal Housing Finance Agency (FHFA) has pulled the plug on pilot programs run by both Fannie Mae and Freddie Mac (the GSEs) to finance instituti...
Wed, Aug 22 2018, 10:53 AM
Existing home sales posted their fourth straight loss in July and have dropped to their slowest pace since February 2016. The National Association of ...
Wed, Aug 22 2018, 8:07 AM
Last week's mortgage application activity was the best since early July as interest rates for most products drifted lower for the second week. The Mor...
Tue, Aug 21 2018, 11:42 AM
The Treasury Department has recommended some sweeping changes for consumer financial services including some directly impacting the mortgage industry ...
Mon, Aug 20 2018, 3:29 PM
Irving Berlin once wrote, "The song might be over, but the melody lingers on." That, according to a paper from the Federal Reserve Bank of San Francis...
Fri, Aug 17 2018, 11:41 AM
Fannie Mae's monthly Economic Development papers always have the best headlines, pithy and to the point. The August one reads. "Growth Picks Up as Exp...
Fri, Aug 17 2018, 9:03 AM
Loan performance continued to improve in the second quarter. The overall delinquency rate on one-to-four-unit residential properties fell to a seasona...
Thu, Aug 16 2018, 12:33 PM
Purchase loans held on to the June share of 71 percent of closed loans in July which remains the highest share in the seven-year history of Ellie Mae'...
Thu, Aug 16 2018, 10:15 AM
As analysts had predicted, both housing permits and starts recovered , albeit only slightly, in July after a poor showing the previous month. The U.S....
Thu, Aug 16 2018, 8:05 AM
It shouldn't be news to anyone that the homeownership rate of the Millennial generation continues to be anemic. While it has improved slightly since 2...
Wed, Aug 15 2018, 10:42 AM
Rising concerns about costs and labor shortages continue to take a toll on home builder sentiment according to the August Housing Market Index (HMI). ...
Wed, Aug 15 2018, 8:09 AM
It was another week of decline for mortgage applications as those for home purchase slid for the fifth week in a row. The overall volume of applicatio...
Tue, Aug 14 2018, 11:14 AM
The effects of Hurricane Irma continue to be felt in the Southeast, with Florida the only state to report an increase in its delinquency rate in May. ...
Fri, Aug 10 2018, 12:41 PM
An aging housing stock is usually thought of as a problem. Older homes can be more expensive to maintain and easily fall into enough disrepair to be a...
Fri, Aug 10 2018, 8:06 AM
We now have an unfortunate sign that the recovery is complete. The National Association of Homebuilders (NAHB) says housing affordability is the lowes...
Thu, Aug 9 2018, 11:41 AM
Fannie Mae has informed us that they too have activated their disaster response policies for homeowners , this time for those affected by the Californ...
Thu, Aug 9 2018, 11:39 AM
The Mortgage Bankers Association (MBA) says that responses to its recent Mortgage Builder Applications Survey indicates an increase of 3.6 percent in ...
Wed, Aug 8 2018, 4:39 PM
Some are saying that 2018 may be the worst year in history for wildfires in California and other states are threatened by blazes as well so Freddie Ma...
