30 Year Jumbo Mortgage Rates
Average 30 year fixed JUMBO mortgage rates from Mortgage News Daily and MBA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 30 Year Jumbo (daily survey) | |||||
| Jan 14 2026 1/14/26 | 6.34% | -- | -0.01% | 7.44% | -1.10% |
| Jan 13 2026 1/13/26 | 6.35% | -- | +0.01% | 7.44% | -1.09% |
| Jan 12 2026 1/12/26 | 6.34% | -- | -0.01% | 7.42% | -1.08% |
| Jan 09 2026 1/9/26 | 6.35% | -- | +0.00% | 7.38% | -1.03% |
| Jan 08 2026 1/8/26 | 6.35% | -- | +0.00% | 7.39% | -1.04% |
| Jan 07 2026 1/7/26 | 6.35% | -- | +0.00% | 7.37% | -1.02% |
| MBA 30 Year Jumbo (weekly) | |||||
| Jan 14 2026 1/14/26 | 6.42% | 0.43 | +0.10% | 6.99% | -0.57% |
| Jan 07 2026 1/7/26 | 6.32% | 0.42 | -0.20% | 7.13% | -0.81% |
| Dec 31 2025 12/31/25 | 6.52% | 0.39 | +0.00% | 6.86% | -0.34% |
What is a jumbo mortgage?
A jumbo mortgage is a loan in an amount that exceeds the conforming loan limits established by the FHFA for Fannie Mae and Freddie Mac. Conforming Loan Limits are set by geographical area, based on median home prices. If the loan amount is greater than Freddie or Fannie's loan limits, the loan is referred to as a "jumbo mortgage".
Additional Information:
Fannie Mae: Loan Limits for Conventional Mortgages
A jumbo mortgage is a loan in an amount that exceeds the conforming loan limits established by the FHFA for Fannie Mae and Freddie Mac. Conforming Loan Limits are set by geographical area, based on median home prices. If the loan amount is greater than Freddie or Fannie's loan limits, the loan is referred to as a "jumbo mortgage".
Additional Information:
Fannie Mae: Loan Limits for Conventional Mortgages
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