Daily Newsletter: Thursday January 14, 2016

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30 Year Fixed

                                                                3.94%
                                                                  
                                                                +0.01

15 Year Fixed

                                                                3.18%
                                                                  
                                                                +0.00

10YR Treasury

                                                                2.09%
                                                                  
                                                                +0.0210

FNMA 30YR 3.5

                                                                103-25
                                                                  
                                                                -0-02

FNMA 15YR 2.5

                                                                103-23
                                                                  
                                                                +0-01

View Today's Rates

Thursday January 14, 2016

MND NewsWire - 5:26PM

CFPB Criticized for Lack of Guidance

Our old standby for information on all-things-CFPB has slammed a new "fact sheet" issued by the agency regarding the treatment of construction-to-permanent loans under new TRID disclosure ...

Mortgage Rate Watch - 4:54PM

Mortgage Rates Running Out of Steam?

For the first time this year, mortgage rates spent the second straight day without moving any lower. While that may sound like a bad thing, it should be noted that rates certainly haven ...

MND NewsWire - 10:50AM

Foreclosure Filings Topped 1M in 2015

It seems at times that the wave of foreclosures will never end. At the end of 2015, according to RealtyTrac's 2015 U.S. Foreclosure Market Report released on Thursday, foreclosure filings ...

Pipeline Press - 9:05AM

Lender Drops FICO From Underwriting Decisions; Stearns' TRID Defects

I'd recently heard of an English teacher in high school who preached, "Practice safe text, use commas...and never miss a period." How about never miss a cyberattack? Thank you to Sue ...

Latest Video

US pay gap widens, poor get poorer

Initial jobless claims up 7K to 284,000

Are markets and Fed out of sync?

More News from 'Around the Web'

Reuters - 4:14PM
Fed to hike rates three times in 2016, economic outlook subdued: poll
www.cfpbmonitor.com - 2:56PM
CFPB construction loan "fact sheet" falls far short of necessary guidance
Calculated Risk Blog - 12:57PM
Apartment Markets Recede in the January NMHC Quarterly Survey
Bloomberg - 12:57PM
Hitting Home: How Healthy Is Your Real Estate Market?
www.realtor.com - 12:57PM
Is the Tiny-House Movement a Big Fat Lie?
Calculated Risk Blog - 12:57PM
"So You Think A Recession Is Imminent ..."
Fannie Mae - 12:56PM
News Release - 2016 Outlook: Housing Affordability ...
freddiemac.mwnewsroom.com - 10:57AM
Mortgage Rates Fall Further
Bloomberg - 10:00AM
Some ECB Policy Makers Wanted Larger Rate Cut, More QE Purchases
Reuters - 10:00AM
Giving up on stocks: China's retail investors seek safety first
CNN - 9:59AM
Falling oil means rising foreclosures in these states
www.realtor.com - 12:12AM
The Vision We Need for the Future of Housing in America
Bloomberg - 12:12AM
China Bear Market Looms as PBOC Fails to Stop Flight to Safety
SEC - 12:10AM
SEC Charges 11 Bank Officers and Directors With Fraud

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.94%

+0.01

15 Yr FRM

3.18%

+0.00

FHA 30 Year Fixed

3.60%

+0.00

Jumbo 30 Year Fixed

3.75%

+0.00

5/1 Yr ARM

3.10%

+0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.45%

1.20

-0.01

30 Yr. Fixed

4.12%

1.43

-0.05

MBA **

30 Yr. Fixed

4.12%

0.38

-0.08

15 Yr. Fixed

3.42%

0.39

-0.05

30 Yr. Jumbo

4.02%

0.30

-0.07

30 Yr. FHA

3.90%

0.34

-0.05

5/1 ARM

3.42%

0.39

-0.05

Freddie Mac **

30 Yr. Fixed

3.92%

0.60

-0.05

15 Yr. Fixed

3.19%

0.50

-0.07

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.01%

0.40

-0.08

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

100-30

+0-05

30YR FNMA 3.5

103-25

-0-02

30YR GNMA 3.0

102-05

+0-05

30YR GNMA 3.5

104-21

-0-02

15YR FNMA 3.0

103-23

+0-01

15YR FNMA 2.5

101-21

0-00

Treasuries

Yield

Change

2 YR

0.8991%

-0.0082

5 YR

1.5136%

-0.0018

10 YR

2.0944%

+0.0210

30 YR

2.8923%

+0.0393

Prices as of: 1/14/2016 4:31PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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