Daily Newsletter: Tuesday January 12, 2016

This website requires Javascrip to run properly.

Newsletter Preview

View our most recent newsletter below, or use the date selector to view past newsletters.

View this Report in your Web Browser | Forward to a Friend | Subscribe

30 Year Fixed

                                                                3.93%
                                                                  
                                                                -0.03

15 Year Fixed

                                                                3.18%
                                                                  
                                                                -0.02

10YR Treasury

                                                                2.11%
                                                                  
                                                                -0.0704

FNMA 30YR 3.5

                                                                103-25
                                                                  
                                                                +0-02

FNMA 15YR 2.5

                                                                103-21
                                                                  
                                                                +0-03

View Today's Rates

Tuesday January 12, 2016

Mortgage Rate Watch - 4:47PM

Mortgage Rates Fall Back to 2-Month Lows

Mortgage rates moved moderately, but somewhat precipitously lower today. How can the improvement be both moderate and precipitous? A fair question. It was moderate in the sense that ...

MND NewsWire - 5:40PM

FHFA Pulls Captive Insurance Company FHLBank Eligibility

The final rule for membership in the Federal Home Loan Banking System (FHLBank) was announced on Tuesday by its regulator the Federal Home Finance Agency (FHFA). The new rule will eliminate ...

MND NewsWire - 5:39PM

"Remarkable Improvement" in Foreclosure Rate -CoreLogic

The number of completed foreclosures nationwide in November was down to about 30 percent of the level in the worst days of the housing crisis. CoreLogic's monthly National Foreclosure ...

Pipeline Press - 10:52AM

Trends in Documentation Requirements and Credit Scores - What is HR 4211?

Seen recently: "The lottery gives you a one-in-two hundred million chance of not going in to work tomorrow. Alcohol gives you one-in-five." What are the odds that the person sitting ...

Latest Video

Oil reaches new 12-year low

Executive Edge: RBS cries 'sell everything'

Earnings recession on the horizon?

More News from 'Around the Web'

CNBC - 4:04PM
Why the Fed feared a quarter-point hike
Bloomberg - 3:50PM
Junk Bonds Signal 44% Recession Risk in 2016, Fridson Says
www.realtor.com - 3:49PM
Realtors' Group Foresees Moderate Home Sales Growth in 2016
Fannie Mae - 12:55PM
Fannie Mae Announces Next Sale of Non-Performing Loans, Including Community Impact Pool
CNBC - 12:55PM
Buy a house online? That's the future, CEO says
freddiemac.mwnewsroom.com - 12:54PM
Freddie Mac Is Top Multifamily Lender With $47.3 Billion in Volume for 2015
CNBC - 10:47AM
Job openings inch up in Nov.
www.corelogic.com - 8:50AM
CoreLogic Reports 33,000 Completed Foreclosures in November 2015
Bloomberg - 12:25AM
China's Central Bank Said to Intervene in Offshore Yuan Market
Bloomberg - 12:25AM
Treasuries Halt 7-Day Rally as Effects of China's Turmoil Fade

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.93%

-0.03

15 Yr FRM

3.18%

-0.02

FHA 30 Year Fixed

3.60%

-0.05

Jumbo 30 Year Fixed

3.74%

-0.02

5/1 Yr ARM

3.08%

+0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.45%

1.20

-0.01

30 Yr. Fixed

4.12%

1.43

-0.05

MBA **

30 Yr. Fixed

4.20%

0.42

+0.01

15 Yr. Fixed

3.47%

0.31

+0.05

30 Yr. Jumbo

4.09%

0.35

+0.02

30 Yr. FHA

3.95%

0.41

-0.02

5/1 ARM

3.47%

0.31

+0.05

Freddie Mac **

30 Yr. Fixed

3.97%

0.60

+0.01

15 Yr. Fixed

3.26%

0.50

+0.04

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.09%

0.50

+0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

100-27

+0-04

30YR FNMA 3.5

103-25

+0-02

30YR GNMA 3.0

102-03

+0-09

30YR GNMA 3.5

104-23

+0-07

15YR FNMA 3.0

103-21

+0-03

15YR FNMA 2.5

101-20

+0-06

Treasuries

Yield

Change

2 YR

0.9276%

-0.0081

5 YR

1.5399%

-0.0557

10 YR

2.1050%

-0.0704

30 YR

2.8846%

-0.0875

Prices as of: 1/12/2016 4:32PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

View this Report in your Web Browser | Forward to a Friend | Subscribe