Daily Newsletter: Thursday January 29, 2015

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30 Year Fixed

                                                                3.61%
                                                                  
                                                                +0.01

15 Year Fixed

                                                                2.99%
                                                                  
                                                                +0.01

10YR Treasury

                                                                1.76%
                                                                  
                                                                +0.0390

FNMA 30YR 3.5

                                                                105-13
                                                                  
                                                                -0-01

FNMA 15YR 2.5

                                                                104-31
                                                                  
                                                                +0-01

View Today's Rates

Thursday January 29, 2015

MND NewsWire - 3:49PM

Averages in 2014: LTV, FICO, Loan Types, and More

Fifty-six percent of loans closed in December were for home purchase, somewhat lower than the average for 2014 as a whole according to the Origination Insights Report from Ellie Mae ...

MND NewsWire - 10:54AM

Pending Home Sales Suffer Largest Drop of Year

The rate at which contracts were signed to purchase homes was down slightly in December the National Association of Realtors® (NAR) said today. Even though buyers were looking at ...

Mortgage Rate Watch - 3:53PM

Mortgage Rates Holding Near Long-Term Lows

Mortgage rates were steady to slightly higher today on average. Some lenders were actually slightly lower, but they were the exception. In contrast to yesterday, the bond markets that ...

MBS Commentary - 12:46PM

MBS MID-DAY: Grinding Sideways to Slightly Weaker With Little Regard for Events

While there have been several economic events in the overnight and domestic sessions that seemingly imparted some momentum, bond markets are better described as simply correcting from ...

Latest Video

Mixed housing message

Fed's inner conflict

Santelli: Watch two-day charts

More News from 'Around the Web'

CNBC - 4:28PM
Reagan's OMB head: Wealth inequality is a problem
CNBC - 4:28PM
Why is the dollar rising? What you need to know
WSJ - 4:28PM
Coeure Cites Deteriorating Inflation Expectations for ECB Bond-Buying
Calculated Risk Blog - 3:32PM
Zillow: Case-Shiller House Price Index year-over-year change expected to slow further in December
CFPB - 3:31PM
CFPB Issues Proposal To Facilitate Access To Credit In Rural And Underserved Areas
The Atlantic - 2:29PM
The World's Next Mortgage Crisis?
www.aei.org - 2:29PM
Building toward another mortgage meltdown
www.cfpbmonitor.com - 1:10PM
ABA seeks removal of mortgage rate calculator from CFPB website
CNBC - 12:03PM
A housing market where there aren't enough homes
CNBC - 10:47AM
Pending home sales fell 3.7% in December
Calculated Risk Blog - 10:47AM
HVS: Q4 2014 Homeownership and Vacancy Rates
Washington Post - 10:47AM
The majority of consumers have subprime credit scores, report says
CNBC - 10:46AM
Will millennials begin buying homes?
freddiemac.mwnewsroom.com - 10:46AM
Mortgage Rates Tick Up
WSJ - 9:38AM
Waiting for Wage Growth? Everyone Is Watching the Employment Cost Index
Bloomberg - 8:43AM
Yellen Deflation-Fighting Formula Doubted by Summers, Investors - Bloomberg
CNBC - 8:42AM
Remodeling boosts housing industry
Bloomberg - 8:40AM
European Bond Investors Flock to U.S. as Draghi Crushes Yields - Bloomberg
CNBC - 8:38AM
US jobless claims approach 15-year low

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.61%

+0.01

15 Yr FRM

2.99%

+0.01

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.61%

+0.01

5/1 Yr ARM

3.24%

+0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

3.80%

0.29

-0.09

15 Yr. Fixed

3.10%

0.29

-0.06

30 Yr. Jumbo

3.86%

0.23

-0.02

30 Yr. FHA

3.66%

0.15

-0.05

5/1 ARM

2.87%

0.41

-0.07

Freddie Mac **

30 Yr. Fixed

3.66%

0.60

+0.03

15 Yr. Fixed

2.98%

0.50

+0.05

1 Yr. ARM

2.38%

0.40

+0.01

5/1 Yr. ARM

2.86%

0.40

+0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

103-01

-0-03

30YR FNMA 3.5

105-13

-0-01

30YR GNMA 3.0

103-13

-0-02

30YR GNMA 3.5

105-19

-0-06

15YR FNMA 3.0

104-31

+0-01

15YR FNMA 2.5

103-05

+0-01

Treasuries

Yield

Change

2 YR

0.5197%

+0.0543

5 YR

1.2747%

+0.0372

10 YR

1.7597%

+0.0390

30 YR

2.3261%

+0.0353

Prices as of: 1/29/2015 4:31PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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