Daily Newsletter: Tuesday January 20, 2015

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30 Year Fixed

                                                                3.65%
                                                                  
                                                                +0.02

15 Year Fixed

                                                                3.01%
                                                                  
                                                                +0.01

10YR Treasury

                                                                1.79%
                                                                  
                                                                -0.0360

FNMA 30YR 3.5

                                                                105-02
                                                                  
                                                                0-00

FNMA 15YR 2.5

                                                                104-21
                                                                  
                                                                +0-02

View Today's Rates

Tuesday January 20, 2015

MND NewsWire - 3:29PM

Supreme Court to Review Fair Housing Interpretation

The Supreme Court will hear oral arguments on Wednesday that may drastically change the way in which the 1968 Fair Housing Act has been interpreted. In the case, Texas Department of ...

Mortgage Rate Watch - 4:30PM

Mortgage Rates Mixed to Begin Volatile Week

Mortgage rates were truly mixed today, with some lenders improving while others moved higher. More than a few were unchanged or close to it. All this despite the fact that broader interest ...

MND NewsWire - 11:31AM

Remodelers Attitudes more Bullish than Home Builders

The National Association of Home Builders' (NAHB') monthly assessment of builder confidence in the new home market showed a slight weakening in January. The Association's Housing Market ...

MBS Commentary - 12:02PM

MBS MID-DAY: Bond Markets Battle Back, but MBS Lag. Rate Sheets Lag More.

For bond markets, today has largely been about holding ground and retrenching. The most relevant example came during the overnight session--just before the domestic open--when 10yr ...

Latest Video

NAHB housing market index 57

Closing Bell Exchange: All eyes on ECB meeting

Sheila Bair: Banks, regulators & Dodd-Frank

More News from 'Around the Web'

www.aia.org - 4:12PM
Architecture Billings Index Rebounds to End 2014 on Solid Footing
CNBC - 4:09PM
S&P in talks for $1.5B settlement
NAHB - 3:31PM
NAHB Presents The New American Home
blog.redfin.com - 3:31PM
Capital Gains and More: Tax Tips for Home Sellers
Market Watch - 3:30PM
SEC to temporarily suspend S&P from rating commercial mortgage-backed securities: Report
Market Watch - 3:30PM
Capitol Report: Regulators stir as high-speed issues move from stock to bond market
freddiemac.mwnewsroom.com - 2:53PM
Freddie Mac January 2015 U.S. Economic and Housing Market Outlook
WSJ - 1:37PM
Summers Sees German Objections to Borrowing as Eurozone Hurdle
Bloomberg - 11:01AM
JPMorgan Spars With CME Over $375 Million - Bloomberg
Reuters - 10:15AM
More oversight of some market trading may be needed: Fed's Powell
Bloomberg - 10:15AM
Blackstone in $1.7 Billion Deal to Buy Apartments - Bloomberg
CNBC - 10:15AM
Home builder sentiment slides a point in January
www.gallup.com - 9:35AM
U.S. Economic Confidence Index Still Positive, but Barely
Bloomberg - 8:47AM
Bond Investors Haven't Been This Gloomy Since 2008
WSJ - 8:46AM
Fed's Bullard Eager to Raise Rates Soon
CNBC - 8:46AM
Spain and Italy headed for 1% yields?

Today's Comments

	Mortgage Rate Watch - 10:11AM "I know many dislike the correction on Friday but I LOVED it. Having $2mil locked at 3.75% does not bode well when I get phone calls wanting a lower rate because they saw it online......"
	MND NewsWire - 4:47PM "I agree it often seems the CFPB keeps coming up with stuff to justify their huge budget. Shopping for the best deal is easy enough for home buyers or homeowners to do. My goodness, look at the unlimited options provided on the internet! It is fine that they encourage shopping for the best deal, though..."

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.65%

+0.02

15 Yr FRM

3.01%

+0.01

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.62%

+0.02

5/1 Yr ARM

3.23%

+0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

4.18%

0.24

-0.01

15 Yr. Fixed

3.38%

0.27

+0.00

30 Yr. Jumbo

4.10%

0.16

-0.03

30 Yr. FHA

3.85%

0.18

-0.05

5/1 ARM

3.09%

0.34

+0.04

Freddie Mac **

30 Yr. Fixed

3.66%

0.60

-0.07

15 Yr. Fixed

2.98%

0.50

-0.07

1 Yr. ARM

2.37%

0.40

-0.02

5/1 Yr. ARM

2.90%

0.40

-0.08

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

102-20

+0-01

30YR FNMA 3.5

105-02

0-00

30YR GNMA 3.0

103-00

-0-09

30YR GNMA 3.5

105-03

-0-04

15YR FNMA 3.0

104-21

+0-02

15YR FNMA 2.5

102-26

+0-02

Treasuries

Yield

Change

2 YR

0.4995%

+0.0119

5 YR

1.2861%

-0.0067

10 YR

1.7914%

-0.0360

30 YR

2.3757%

-0.0677

Prices as of: 1/20/2015 4:30PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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