30YR Fixed Rate
6.73%
+0.06%
15YR Fixed Rate
5.97%
+0.06%
UMBS 30YR 5.5
99.70
-0.15
10 Year Treasury
4.332
+0.052
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Mortgage rates were roughly unchanged today. That's an appalling reality considering the movement in underlying bond markets. Bonds--specifically, mortgage-backed securities (MBS)--are the primary input used by mortgage lenders in determining rates. As bonds improve, mortgage rates tend to improve as well. There can certainly be some input lag (i.e. bonds can move first and lenders need time to catch up or let volatility play out), but it's rare to see substantial improvement in bonds and limited improvement in mortgage rates. Yet that's just what we're seeing today. What gives?! The first part of the issue is the relationship between MBS and broader bond markets. It's common to see mortgages discussed in the context of 10yr Treasury yields because MBS and 10yr Treasuries behave similarly over
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October 24, 2018
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Mortgage Rate Watch
Mortgage Rates Appallingly Unchanged Relative to Market Movement
Mortgage rates were roughly unchanged today. That's an appalling reality considering the movement in underlying bond markets. Bonds--specifically, mortgage-backed securities (MBS)--are the primary input used by mortgage lenders in determining rates. ... (read more)
Housing News
New Home Sales Drop Sharply; Near 2 Year Lows
New home sales managed to pull out a gain last time they were reported. The question was, with an improving inventory but rising interest rates, could they do it again? Analysts were pessimistic, but not quite pessimistic enough. Sales of newly const... (read more)
Housing News
Hurricane Florence, Seasonal Trends Conspire to Boost Mortgage Delinquencies
Mortgage delinquencies surged by 13.2 percent in September, the largest single-month increase since November 2008. But despite the ominous connotations of that comparison, Black Knight attributed the September rise to the calendar and Mother Nature r... (read more)
Rob Chrisman
Non-QM, Tech, Sales Products; M&A Continues; U.S. Bank Correspondent Reorganization
Lenders, investors, and servicers don’t like bankruptcy, and for good reason. Thank you to Brian B. up in New Jersey who sent along this note about how courts are beginning to try to stem the tide of serial debtors who file multiple petitions f... (read more)
Housing News
FHFA Says Annual Price Gains Still Over 6 Percent
Like most measures of monthly home price appreciation, the Federal Housing Finance Agency's House Price Index (HPI) has slowed in recent months but not quite as much as others. That index, which is based on the sales prices of homes financed with mor... (read more)
MBS Commentary
MBS Live Recap: Bonds More Willing to Listen to Stocks' Sob Story
Yesterday was ' neat ' for a while--at least in the morning hours when massive stock losses helped bonds achieve their best levels in weeks.  Then stocks bounced in the afternoon and most of the bond market gains were erased. Today was a carb... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.73% +0.06%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.73% +0.06 0.00
15 Yr. Fixed 5.97% +0.06 0.00
30 Yr. FHA 6.25% +0.06 0.00
30 Yr. Jumbo 6.84% +0.04 0.00
7/6 SOFR ARM 6.33% +0.04 0.00
30 Yr. VA 6.26% +0.06 0.00
Updates Daily - Last Update: 7/2
15 Yr. Fixed Rate
5.97% +0.06%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.77% -0.04 0.00
15 Yr. Fixed 5.89% -0.07 0.00
Updates Weekly - Last Update: 6/26
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.88% +0.04 0.63
15 Yr. Fixed 6.11% -0.03 0.74
30 Yr. Jumbo 6.88% +0.07 0.60
Updates Weekly - Last Update: 6/25
MBS / Treasuries
UMBS 30YR 5.5
99.67 -0.17
Price / Yield Change
MBS
UMBS 5.5 99.70 -0.15
UMBS 6.0 101.42 -0.15
GNMA 5.5 99.89 -0.07
GNMA 6.0 101.18 -0.23
Pricing as of: 7/3 10:32AM EST
10 Year US Treasury
4.3314 +0.0516
Price / Yield Change
US Treasury
2 YR Treasury 3.877 +0.089
5 YR Treasury 3.932 +0.065
7 YR Treasury 4.117 +0.061
10 YR Treasury 4.332 +0.052
30 YR Treasury 4.845 +0.036
Pricing as of: 7/3 10:32AM EST
Latest Video
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Fed's Kaplan: 'We no longer need to be stimulating the US economy'
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2018 Migration Trends accelerate as more people look to leave Denver, San Francisco, and Los Angeles
Calculated Risk Blog
Black Knight: National Mortgage Delinquency Rate Increased in September
Bloomberg
Realtors Spend Record $26 Million on Lobbying
CNBC
Trump directly attacks Fed Chairman Powell, saying 'Obama had zero' interest rates: report
consumerfinancemonitor.com
CFPB Releases HMDA 2019 Filing Instructions Guide
Reuters
Wall St. falls on earnings worries but pares losses
© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/2/2025
30 Yr. Fixed Rate
6.73%
+0.06%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.70
-0.15
10 Year US Treasury
99.321
-0.439
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