Daily Newsletter: Monday January 4, 2016

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30 Year Fixed

                                                                4.02%
                                                                  
                                                                -0.07

15 Year Fixed

                                                                3.25%
                                                                  
                                                                -0.03

10YR Treasury

                                                                2.24%
                                                                  
                                                                +0.0000

FNMA 30YR 3.5

                                                                103-09
                                                                  
                                                                0-00

FNMA 15YR 2.5

                                                                103-03
                                                                  
                                                                0-00

View Today's Rates

Monday January 4, 2016

Mortgage Rate Watch - 4:59PM

Mortgage Rates Lowest in 2 Weeks

Mortgage rates moved lower today as financial markets roared back to life after the winter break. In this age of ever-increasing automation and digital connectivity, it would be easy ...

MND NewsWire - 3:34PM

California Home Prices Pulling Back

California appears to have topped out in terms of price increases, at least for the present. While Black Knight Financial Services reports a 0.2 percent increase in its Home Price Index ...

MND NewsWire - 3:29PM

November Construction Spending Disappoints; Remains Strong for Year

Both public and private spending on construction eased back slightly in November. The Census Bureau said on Monday that total construction spending in the U.S. during the month was ...

Pipeline Press - 10:23AM

Upcoming Events/Training; Investor Disaster News; MBS Trends

"Rob, I can't help but notice the enormous TRID frustration among so many of your readers. While we/MBA were successful in getting the letter from the Bureau this past week allowing ...

Latest Video

Santelli: All about China

Closing Bell Exchange: Markets stumble

Fed's John Williams: Another 2% year is good

More News from 'Around the Web'

Market Watch - 3:38PM
The Fed: Fed Vice Chairman Fischer's hawkish tone may have added to market angst
CNN - 3:36PM
Oregon is the most popular state to move to
www.realtor.com - 3:35PM
Why First-Time Home Buyers Are Staying on the Sidelines
CNBC - 12:33PM
China is biggest concern in 2016: Citi
Reuters - 12:32PM
Fed's Williams, unfazed by China, sees 3-5 rate hikes this year
Reuters - 10:26AM
U.S. construction spending posts first decline in nearly 1-1/2 years
Bloomberg - 10:25AM
Yellen's Job Puzzle: Why Are 20-Somethings Retiring?
CNBC - 10:25AM
Kovacevich warns market bubbles may burst in 2016
Calculated Risk Blog - 10:25AM
ISM Manufacturing index decreased to 48.2 in December
Bloomberg - 8:36AM
U.S. Real Estate to Draw More Foreigners in 2016, Survey Says
CNBC - 8:35AM
Expect Fed rate backtrack: Jim Grant
CNBC - 8:35AM
US Treasurys rise amid equity sell-off
Calculated Risk Blog - 8:34AM
Black Knight: House Price Index up 0.2% in October, Up 5.5% year-over-year
CNBC - 2:14AM
How the Fed mayor may nothit your wallet in 2016
CNN - 2:14AM
China halts trading after stocks plunge 7%
Bloomberg - 2:10AM
Bonds Stagnant in 2015 Don't Look So Bad Given Forecast for 2016

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

4.02%

-0.07

15 Yr FRM

3.25%

-0.03

FHA 30 Year Fixed

3.75%

+0.00

Jumbo 30 Year Fixed

3.85%

-0.07

5/1 Yr ARM

3.04%

+0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.45%

1.20

-0.01

30 Yr. Fixed

4.12%

1.43

-0.05

MBA **

30 Yr. Fixed

4.14%

0.45

+0.00

15 Yr. Fixed

3.39%

0.35

+0.00

30 Yr. Jumbo

4.01%

0.30

-0.01

30 Yr. FHA

3.90%

0.31

-0.01

5/1 ARM

3.25%

0.36

+0.02

Freddie Mac **

30 Yr. Fixed

3.96%

0.60

-0.01

15 Yr. Fixed

3.22%

0.60

+0.00

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.06%

0.40

+0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

100-03

0-00

30YR FNMA 3.5

103-09

0-00

30YR GNMA 3.0

101-12

0-00

30YR GNMA 3.5

104-05

0-00

15YR FNMA 3.0

103-03

0-00

15YR FNMA 2.5

100-29

0-00

Treasuries

Yield

Change

2 YR

1.0319%

+0.0000

5 YR

1.7303%

+0.0000

10 YR

2.2392%

+0.0000

30 YR

2.9840%

+0.0000

Prices as of: 1/4/2016 4:28PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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