Daily Newsletter: Monday December 21, 2015

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30 Year Fixed

                                                                4.01%
                                                                  
                                                                -0.01

15 Year Fixed

                                                                3.24%
                                                                  
                                                                -0.01

10YR Treasury

                                                                2.20%
                                                                  
                                                                -0.0036

FNMA 30YR 3.5

                                                                103-06
                                                                  
                                                                -0-03

FNMA 15YR 2.5

                                                                103-06
                                                                  
                                                                -0-01

View Today's Rates

Monday December 21, 2015

Mortgage Rate Watch - 6:44PM

Mortgage Rates Modestly Lower

Mortgage rates continued a trend of small, steady improvements into the new week today. This marks the 4th straight day of a winning streak that began last Wednesday when the Fed announced ...

MND NewsWire - 11:09AM

Some States Still Near 50 Percent Cash Sales

Cash sales rose incrementally in September while continuing to diminish as a share of all sales on a year-over-year basis. CoreLogic, in it's monthly sales report, said that all cash ...

Pipeline Press - 11:00AM

USDA Rural Program Updates; Chase EPO Note Riles Some of its Clients

Congratulations - from here on out we'll see more daylight in the Northern Hemisphere every day. And for readers living in Anchorage, Alaska, where today's sunrise is at 10:14AM and ...

MBS Commentary - 6:44PM

MBS RECAP: Even Slower Than Imagined

Heading into this week, we were well within our right to expect things to be slow for financial markets. Christmas is on Friday. Thursday is a half day. Anyone who is doing much work ...

Latest Video

European markets lower amid Spain's political uncertainty

Pro: Fed will realize their mistake

Bad news for the banks?

More News from 'Around the Web'

Bloomberg - 6:33PM
Top Forecasters of 2015 Break From Crowd
Calculated Risk Blog - 5:00PM
Bloomberg: "How One Woman Tried To Warn Everyone About The Housing Crash"
freddiemac.mwnewsroom.com - 4:58PM
Freddie Mac Announces First NPL Sale to Non-Profit Buyer
webfeeds.brookings.edu - 3:33PM
America's zip code inequality
Market Watch - 3:32PM
New rules to protect home buyers starting to add delays and costs
Calculated Risk Blog - 3:32PM
Existing Home Sales: Take the Under Tomorrow
Bloomberg - 12:25PM
Making Sense of Year-End Equity and Bond Market Moves
Realtor.Org - 12:25PM
When Presidential Candidates Talk Real Estate
www.realtor.com - 9:12AM
Garden Tubs Are In, Spa Tubs Are Out: The Hot (and Not) List of Home Features
CNBC - 9:08AM
Gas at lowest level in over 6 years
Calculated Risk Blog - 9:06AM
Chicago Fed: "Index shows Economic Growth Slowed in November"
www.freddiemac.com - 9:05AM
Six New Year's Resolutions for Prospective Homebuyers
Calculated Risk Blog - 12:25AM
Existing Home Sales: Expect a Miss
NY Fed - 12:25AM
New York Fed Report Finds Advances in Auto Loans, Mortgage Originations
Bloomberg - 12:24AM
Three Words From the Fed Add Fuel to Treasuries Long-Bond Rally
Calculated Risk Blog - 12:22AM
Goldman Sachs on Fed Funds rate: "Fairly easy path to a second hike in March"
Calculated Risk Blog - 12:21AM
Lawler: "Yes, Houston will have a problem next year"

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

4.01%

-0.01

15 Yr FRM

3.24%

-0.01

FHA 30 Year Fixed

3.75%

+0.00

Jumbo 30 Year Fixed

3.83%

-0.01

5/1 Yr ARM

2.96%

-0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.45%

1.20

-0.01

30 Yr. Fixed

4.12%

1.43

-0.05

MBA **

30 Yr. Fixed

4.14%

0.45

+0.00

15 Yr. Fixed

3.39%

0.35

+0.00

30 Yr. Jumbo

4.01%

0.30

-0.01

30 Yr. FHA

3.90%

0.31

-0.01

5/1 ARM

3.25%

0.36

+0.02

Freddie Mac **

30 Yr. Fixed

3.97%

0.60

+0.02

15 Yr. Fixed

3.22%

0.50

+0.03

1 Yr. ARM

2.67%

0.20

+0.03

5/1 Yr. ARM

3.03%

0.40

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

100-03

-0-03

30YR FNMA 3.5

103-06

-0-03

30YR GNMA 3.0

101-14

-0-04

30YR GNMA 3.5

104-05

-0-02

15YR FNMA 3.0

103-06

-0-01

15YR FNMA 2.5

100-30

-0-01

Treasuries

Yield

Change

2 YR

0.9523%

+0.0001

5 YR

1.6712%

-0.0017

10 YR

2.1969%

-0.0036

30 YR

2.9157%

-0.0016

Prices as of: 12/21/2015 4:30PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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