Daily Newsletter: Thursday July 16, 2015

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30 Year Fixed

                                                                4.08%
                                                                  
                                                                -0.01

15 Year Fixed

                                                                3.26%
                                                                  
                                                                -0.01

10YR Treasury

                                                                2.36%
                                                                  
                                                                +0.0001

FNMA 30YR 3.5

                                                                102-29
                                                                  
                                                                +0-02

FNMA 15YR 2.5

                                                                103-13
                                                                  
                                                                +0-01

View Today's Rates

Thursday July 16, 2015

Mortgage Rate Watch - 5:36PM

Mortgage Rates Steady to Slightly Lower

Mortgage rates are doing a great job of holding their ground after two days of solid improvement. If we look closely enough, today's rate sheets also improved, but by such a small amount ...

MND NewsWire - 1:25PM

Builder Confidence Highest Since 2005

Builder confidence may finally be back to stay. After yo-yoing in and out of the "good" range of 50 or more for years, the National Association of Home Builders (NAHB) said on Thursday ...

MND NewsWire - 10:16AM

Freddie Mac Updates Alter DTI Calculations, Multi Property Requirements

A number of selling updates to Freddie Mac's Single-Family Seller/Servicer Guide are slated to go into effect over the next several months. The largest number of updates concern credit ...

MND NewsWire - 9:54AM

Applications Hint at Strong June New Home Sales

Applications for mortgages to purchase newly constructed homes rose again in June and the Mortgage Bankers Association (MBA) said this bodes well for a substantial increase in the sales ...

Latest Video

US rates won't go up that much: Pro

Yellen & Sen. Shelby to face off

Greece short-term smooth, long-term 'messy': El-Erian

More News from 'Around the Web'

Bloomberg - 5:25PM
Yellen: Fed Sees Risk of Tightening Too Early, Too Late
Reuters - 5:22PM
Exclusive: U.S. housing regulator paid law firms $373 million to sue banks
Calculated Risk Blog - 3:33PM
Early Read on Existing Home Sales in June
CNBC - 1:27PM
How Dodd-Frank changed housing, for good and bad
CNBC - 1:27PM
Housing supply shrinking in Phoenix
Washington Post - 12:18PM
Bonds are starting to look scary. How this pro is navigating the market.
www.cfpbmonitor.com - 12:18PM
Director Cordray appears before Senate Banking Committee
freddiemac.mwnewsroom.com - 10:11AM
Mortgage Rates Seesaw Higher
WSJ - 10:11AM
The Fed's Risk-Management' Case for Raising Rates Soon
CNBC - 10:09AM
Philly Fed index below expectations
CNBC - 10:09AM
Builder sentiment hits decade high, rising to 60
www.treasury.gov - 10:09AM
Treasury Seeks Public Comments on Marketplace Lending
Reuters - 8:43AM
U.S. jobless claims resume downward trend
Bloomberg - 8:43AM
Schaeuble Shrugs Off Greek Vote Saying Euro Exit Is Best
rss.nytimes.com - 8:42AM
Thinking About Taking Out a Mortgage? Don't Obsess Over the Fed
Reuters - 8:42AM
U.S. foreclosure activity in first half of 2015 fell to 10-year low

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

4.08%

-0.01

15 Yr FRM

3.26%

-0.01

FHA 30 Year Fixed

3.75%

+0.00

Jumbo 30 Year Fixed

3.85%

-0.01

5/1 Yr ARM

3.08%

+0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.26%

1.25

-0.06

30 Yr. Fixed

3.90%

1.28

-0.03

MBA **

30 Yr. Fixed

4.23%

0.37

-0.03

15 Yr. Fixed

3.41%

0.31

-0.03

30 Yr. Jumbo

4.18%

0.30

-0.03

30 Yr. FHA

4.01%

0.18

-0.03

5/1 ARM

3.03%

0.37

-0.06

Freddie Mac **

30 Yr. Fixed

4.09%

0.60

+0.05

15 Yr. Fixed

3.25%

0.60

+0.05

1 Yr. ARM

2.50%

0.30

+0.00

5/1 Yr. ARM

2.96%

0.50

+0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

99-15

+0-01

30YR FNMA 3.5

102-29

+0-02

30YR GNMA 3.0

101-01

+0-01

30YR GNMA 3.5

103-29

+0-03

15YR FNMA 3.0

103-13

+0-01

15YR FNMA 2.5

100-32

-0-00

Treasuries

Yield

Change

2 YR

0.6613%

+0.0283

5 YR

1.6563%

+0.0248

10 YR

2.3576%

+0.0001

30 YR

3.1163%

-0.0271

Prices as of: 7/16/2015 4:30PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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