Daily Newsletter: Friday January 30, 2015

Newsletter Preview

View our most recent newsletter below, or use the date selector to view past newsletters.

View this Report in your Web Browser | Forward to a Friend | Subscribe

30 Year Fixed

                                                                3.55%
                                                                  
                                                                -0.06

15 Year Fixed

                                                                2.95%
                                                                  
                                                                -0.04

10YR Treasury

                                                                1.65%
                                                                  
                                                                -0.1139

FNMA 30YR 3.5

                                                                105-23
                                                                  
                                                                +0-10

FNMA 15YR 2.5

                                                                105-05
                                                                  
                                                                +0-06

View Today's Rates

Friday January 30, 2015

Mortgage Rate Watch - 3:51PM

Mortgage Rates Shoot Past Recent Lows; 3.5% Getting More Prevalent

Mortgage rates moved lower today at their fastest pace since January 14th. Rates sheets moved well past recent lows and back to levels not seen since May 10th 2013. That was the day ...

MND NewsWire - 3:32PM

Rules Set for Disbursement of Affordable Housing Funds

When Federal Housing Finance Agency Director Melvin L. Watts testified before the House Financial Services Committee early this week he said that FHFA had notified Fannie Mae and Freddie ...

MND NewsWire - 3:26PM

CoreLogic: Income Inequality and the Housing Market

The topic of income inequality is, as they say, trending, and this has moved CoreLogic to look at the nature of incomes and homeowners. In a recent article in the company's Housing ...

MBS Commentary - 1:13PM

MBS MID-DAY: Everyone Loves Bonds! Except Greek Bonds!

The overnight session was orderly and positive for Treasuries. Yields continued mechanically grinding lower from yesterday's bounce at 1.785 (10yr Treasuries). Early domestic traders ...

Latest Video

Santelli: 10-year drops below key level

Household formation jumped to 1.7 million

Greece says will not cooperate with troika

More News from 'Around the Web'

Bloomberg - 5:07PM
In Bullard Versus Bond Bulls, There's Potential for Lots of Pain - Bloomberg
Bloomberg - 4:56PM
Fannie Overseer Setting Capital Rules for Nonbank Mortgage Firms - Bloomberg
CNBC - 3:16PM
Fed's Williams: 3% growth in 2015
Calculated Risk Blog - 3:07PM
Freddie Mac: Mortgage Serious Delinquency rate declined in December
WSJ - 3:07PM
Fed-Watchers Look to Janet Yellen's February Testimony Before Congress
Market Watch - 2:02PM
The Fed: Asset managers could face new regulation to prevent runs: Fed's Tarullo
Reuters - 2:02PM
Fed's Fisher: stronger dollar good for U.S. jobs
Bloomberg - 2:02PM
U.S. Oil Rig Count Declines for Eighth Consecutive Week - Bloomberg
Google News - 12:01PM
What a new measure of mortgage denials reveals about mortgage credit access
Bloomberg - 10:26AM
Bullard Says Investors Wrong Not to Expect Rate Rise by Mid-Year - Bloomberg
CNBC - 10:26AM
Consumer sentiment hits 98.1 in January vs. 98.2 estimate
WSJ - 10:26AM
Economists React to Fourth-Quarter GDP: The trend is improving'
WSJ - 10:26AM
U.S. Workers Still Waiting for Wage Growth
Bloomberg - 10:24AM
Private-Student Lenders Draw CFPB Review Over Debt Refinancing - Bloomberg
CNBC - 8:52AM
US growth cools, but consumer spending robust
Market Watch - 8:52AM
U.S. employment-cost index pulls back to 0.6% gain in fourth quarter
Reuters - 8:51AM
Russian central bank makes surprise interest rate cut
Reuters - 8:51AM
World investors' cash holdings highest since 2012: Reuters poll

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.55%

-0.06

15 Yr FRM

2.95%

-0.04

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.58%

-0.03

5/1 Yr ARM

3.13%

-0.11

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

3.80%

0.29

-0.09

15 Yr. Fixed

3.10%

0.29

-0.06

30 Yr. Jumbo

3.86%

0.23

-0.02

30 Yr. FHA

3.66%

0.15

-0.05

5/1 ARM

2.87%

0.41

-0.07

Freddie Mac **

30 Yr. Fixed

3.66%

0.60

+0.03

15 Yr. Fixed

2.98%

0.50

+0.05

1 Yr. ARM

2.38%

0.40

+0.01

5/1 Yr. ARM

2.86%

0.40

+0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

103-15

+0-14

30YR FNMA 3.5

105-23

+0-10

30YR GNMA 3.0

103-25

+0-12

30YR GNMA 3.5

105-27

+0-08

15YR FNMA 3.0

105-05

+0-06

15YR FNMA 2.5

103-15

+0-10

Treasuries

Yield

Change

2 YR

0.4567%

-0.0630

5 YR

1.1596%

-0.1151

10 YR

1.6458%

-0.1139

30 YR

2.2274%

-0.0987

Prices as of: 1/30/2015 4:30PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

View this Report in your Web Browser | Forward to a Friend | Subscribe