Daily Newsletter: Wednesday December 10, 2014

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30 Year Fixed

                                                                3.87%
                                                                  
                                                                -0.01

15 Year Fixed

                                                                3.13%
                                                                  
                                                                -0.01

10YR Treasury

                                                                2.17%
                                                                  
                                                                -0.0421

FNMA 30YR 3.5

                                                                104-02
                                                                  
                                                                -0-05

FNMA 15YR 2.5

                                                                103-30
                                                                  
                                                                +0-01

View Today's Rates

Wednesday December 10, 2014

Mortgage Rate Watch - 3:59PM

Mortgage Rates Back to 2014 Lows

Mortgage rates moved only slightly lower today, but it was enough to bring the end-of-day average to the lowest in more than a year an a half. For the record, there were lower rates ...

MND NewsWire - 2:47PM

Dwindling REO Sales Blunt Importance of All-Cash Transactions

Cash sales continued to decline in importance in September. These sales, which represented close to half of all home sales when foreclosures and lender owned real estate (REO) were ...

Pipeline Press - 10:32AM

TILA-RESPA Video; Update on CFPB's Exams, Financial Condition and Civil Penalty Fund

Winston Churchill said, "There are a terrible lot of lies going around the world, and the worst of it is half of them are true." Figures don't lie, right? For folks who like lists, ...

MND NewsWire - 9:49AM

More Holiday-Adjusted Volatility for Mortgage Applications

The week ended December 5 was another of those post-holiday periods when mortgage application data skews all over the place just as it did during the holiday week itself. At the end ...

Latest Video

Mortgage rates to go lower: Pro

Strong demand at 10-year Note auction

Mortgage apps up ... sort of

More News from 'Around the Web'

CNN - 3:51PM
Elizabeth Warren is really angry about Dodd-Frank change
Washington Post - 3:50PM
Millennials can afford to become homeowners â" just not where most of them live
Bloomberg - 3:00PM
Fannie Mae Taps Reinsurers in Mortgage Risk-Sharing Deal - Bloomberg
WSJ - 3:00PM
Where Will Aging Baby Boomers Buy Homes?
Bloomberg - 1:22PM
Congress Deal to Avoid Shutdown Includes Victory for Banks - Bloomberg
Fannie Mae - 11:59AM
News Release - Fannie Mae Taps Reinsurance Industry in ...
CNBC - 10:53AM
Crowdfunding real estate
Calculated Risk Blog - 10:53AM
FNC: Residential Property Values increased 5.7% year-over-year in October
www.cfpbmonitor.com - 10:53AM
CFPB posts video of Nov. 18th webinar on new closing disclosure
Washington Post - 10:52AM
D.C. region's housing market remains stalled
CNBC - 9:00AM
Areas with good jobs have pricey homes
CNBC - 8:52AM
For home buyers, mortgage demand is locked at lows
transunion.mwnewsroom.com - 8:52AM
TransUnion Forecasts Mortgage Delinquency Rate to Reach Pre-Recession Levels in 2015

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.87%

-0.01

15 Yr FRM

3.13%

-0.01

FHA 30 Year Fixed

3.35%

-0.05

Jumbo 30 Year Fixed

3.71%

-0.01

5/1 Yr ARM

3.22%

-0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

4.18%

0.24

-0.01

15 Yr. Fixed

3.38%

0.27

+0.00

30 Yr. Jumbo

4.10%

0.16

-0.03

30 Yr. FHA

3.85%

0.18

-0.05

5/1 ARM

3.09%

0.34

+0.04

Freddie Mac **

30 Yr. Fixed

3.89%

0.50

-0.08

15 Yr. Fixed

3.10%

0.50

-0.07

1 Yr. ARM

2.41%

0.40

-0.03

5/1 Yr. ARM

2.94%

0.50

-0.07

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

100-28

-0-03

30YR FNMA 3.5

104-02

-0-05

30YR GNMA 3.0

102-14

+0-05

30YR GNMA 3.5

104-26

+0-01

15YR FNMA 3.0

103-30

+0-01

15YR FNMA 2.5

101-23

+0-03

Treasuries

Yield

Change

2 YR

0.5719%

-0.0398

5 YR

1.5639%

-0.0526

10 YR

2.1691%

-0.0421

30 YR

2.8358%

-0.0321

Prices as of: 12/10/2014 4:31PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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