Track Live Mortgage Rates
» Download our Mobile App
In the bigger picture, the past two and a half weeks have been marked by a very narrow range in the bond market. Because bonds dictate mortgage rates, the latter have also been in a narrow range with average top tier 30yr fixed rates of 6.15-6.20%.
Yesterday's employment-related data helped bonds improve. Many lenders made mid-day improvements to mortgage rates yesterday, but there was enough of a tailwind that the average lender was lower again this morning--now in line with the lower boundary of the recent range.
Next Wednesday's labor market data is a higher stakes event--one that could either bring rates back to the multi-year lows seen in January or push them up to the highest levels since December.
(view article)
| Rate | Points | Change | |
|---|---|---|---|
|
2/6/26
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.15% | -- | -0.02% |
| 15 Yr. Fixed | 5.72% | -- | -0.03% |
| 30 Yr. Jumbo | 6.33% | -- | -0.02% |
| 7/6 SOFR ARM | 5.56% | -- | -0.03% |
| 30 Yr. FHA | 5.75% | -- | -0.05% |
| 30 Yr. VA | 5.77% | -- | -0.04% |
|
2/5/26
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.11% | 0.00 | +0.01% |
| 15 Yr. Fixed | 5.50% | 0.00 | +0.01% |
|
1/28/26
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.24% | 0.55 | +0.08% |
| 15 Yr. Fixed | 5.64% | 0.61 | +0.09% |
| 30 Yr. FHA | 6.06% | 0.75 | +0.02% |
| 30 Yr. Jumbo | 6.34% | 0.40 | -0.05% |
| 7/6 SOFR ARM | 5.56% | 0.80 | +0.14% |
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 2/6/26
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.15% | -- | -0.02% | -0.85% | 6.01% |
|
7.13% |
|
| 15 Yr. Fixed | 5.72% | -- | -0.03% | -0.65% | 5.55% |
|
6.50% |
|
| 30 Yr. Jumbo | 6.33% | -- | -0.02% | -0.97% | 6.10% |
|
7.45% |
|
| 7/6 SOFR ARM | 5.56% | -- | -0.03% | -1.19% | 5.56% |
|
7.25% |
|
| 30 Yr. FHA | 5.75% | -- | -0.05% | -0.63% | 5.69% |
|
6.53% |
|
| 30 Yr. VA | 5.77% | -- | -0.04% | -0.63% | 5.70% |
|
6.54% |
|
|
as of 2/5/26
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.11% | 0.00 | +0.01% | -0.84% | 6.06% |
|
6.89% |
|
| 15 Yr. Fixed | 5.50% | 0.00 | +0.01% | -0.62% | 5.38% |
|
6.09% |
|
|
as of 1/28/26
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.24% | 0.55 | +0.08% | -0.78% | 6.16% |
|
7.01% |
|
| 15 Yr. Fixed | 5.64% | 0.61 | +0.09% | -0.81% | 5.55% |
|
6.45% |
|
| 30 Yr. FHA | 6.06% | 0.75 | +0.02% | -0.68% | 6.04% |
|
6.80% |
|
| 30 Yr. Jumbo | 6.34% | 0.40 | -0.05% | -0.64% | 6.32% |
|
7.17% |
|
| 7/6 SOFR ARM | 5.56% | 0.80 | +0.14% | -0.85% | 5.40% |
|
6.48% |
|
