Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices are
moderately stronger
today. This upward movement in MBS could move mortgage rates lower.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
Daily Mortgage Rate Market Analysis
Wed, Jun 24 2026, 2:52 PM
Rate momentum shifted noticeably on Wednesday. The underlying bond market saw heavy buying in pre-market trading--likely a result of large-scale quarter-end rebalancing among the largest money managers (i.e. adjusting balance of stocks vs bonds in investment portfolios). Excess demand for bonds = lower rates, all else equal.
It also hasn't hurt that oil prices continue declining as bond demand has frequently benefited from the lower implied inflation.
The average top-tier 30yr fixed rate fell 0.10% to 6.55--just a hair above June 16th levels of 6.54%. Before that, you'd have to go back to May 14th to see anything lower.
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| Rate | Points | Change | |
|---|---|---|---|
|
6/24/26
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.55% | -- | -0.10% |
| 15 Yr. Fixed | 6.15% | -- | -0.04% |
| 30 Yr. Jumbo | 6.79% | -- | -0.06% |
| 7/6 SOFR ARM | 6.22% | -- | -0.15% |
| 30 Yr. FHA | 6.15% | -- | -0.08% |
| 30 Yr. VA | 6.17% | -- | -0.08% |
|
6/18/26
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.47% | 0.00 | -0.05% |
| 15 Yr. Fixed | 5.81% | 0.00 | -0.03% |
|
6/17/26
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.60% | 0.63 | +0.00% |
| 15 Yr. Fixed | 6.02% | 0.65 | +0.03% |
| 30 Yr. FHA | 6.25% | 0.73 | -0.02% |
| 30 Yr. Jumbo | 6.62% | 0.57 | -0.04% |
| 7/6 SOFR ARM | 5.86% | 0.81 | -0.10% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices are
moderately stronger
today. This upward movement in MBS could move mortgage rates lower.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 6/24/26
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.55% | -- | -0.10% | -0.27% | 5.99% |
|
6.85% |
|
| 15 Yr. Fixed | 6.15% | -- | -0.04% | +0.11% | 5.55% |
|
6.25% |
|
| 30 Yr. Jumbo | 6.79% | -- | -0.06% | -0.11% | 6.10% |
|
6.93% |
|
| 7/6 SOFR ARM | 6.22% | -- | -0.15% | -0.17% | 5.29% |
|
6.49% |
|
| 30 Yr. FHA | 6.15% | -- | -0.08% | -0.15% | 5.62% |
|
6.41% |
|
| 30 Yr. VA | 6.17% | -- | -0.08% | -0.14% | 5.64% |
|
6.42% |
|
|
as of 6/18/26
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.47% | 0.00 | -0.05% | -0.34% | 5.98% |
|
6.81% |
|
| 15 Yr. Fixed | 5.81% | 0.00 | -0.03% | -0.15% | 5.35% |
|
5.96% |
|
|
as of 6/17/26
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.60% | 0.63 | +0.00% | -0.33% | 6.09% |
|
7.01% |
|
| 15 Yr. Fixed | 6.02% | 0.65 | +0.03% | -0.14% | 5.48% |
|
6.45% |
|
| 30 Yr. FHA | 6.25% | 0.73 | -0.02% | -0.35% | 5.97% |
|
6.80% |
|
| 30 Yr. Jumbo | 6.62% | 0.57 | -0.04% | -0.31% | 6.16% |
|
7.17% |
|
| 7/6 SOFR ARM | 5.86% | 0.81 | -0.10% | -0.28% | 5.23% |
|
6.48% |
|
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