Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
Daily Mortgage Rate Market Analysis
Mon, Sep 21 2026, 3:15 PM
It was a fairly uneventful day for mortgage rates to start the new week. The underlying bond market was slightly stronger. This suggests slightly lower interest rates. The average mortgage lender lowered top-tier 30yr fixed rates by 0.01% compared to Friday.
Underlying motivation for the bond market can mostly be attributed to lower oil prices, which have been a common source of intraday inspiration for better or worse.
With today's drop, the average lender remains right in line with the rates they offered before last week's Fed rate hike.
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| Rate | Points | Change | |
|---|---|---|---|
|
9/21/26
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 7.19% | -- | -0.01% |
| 15 Yr. Fixed | 6.83% | -- | +0.00% |
| 30 Yr. Jumbo | 7.35% | -- | -0.01% |
| 7/6 SOFR ARM | 6.74% | -- | -0.01% |
| 30 Yr. FHA | 6.81% | -- | +0.00% |
| 30 Yr. VA | 6.83% | -- | +0.01% |
|
9/17/26
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.95% | 0.00 | +0.19% |
| 15 Yr. Fixed | 6.26% | 0.00 | +0.17% |
|
9/16/26
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.97% | 0.72 | +0.12% |
| 15 Yr. Fixed | 6.30% | 0.98 | +0.13% |
| 30 Yr. FHA | 6.62% | 0.85 | +0.09% |
| 30 Yr. Jumbo | 7.03% | 0.59 | +0.29% |
| 7/6 SOFR ARM | 6.23% | 0.99 | +0.41% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 9/21/26
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 7.19% | -- | -0.01% | +0.84% | 5.99% |
|
7.24% |
|
| 15 Yr. Fixed | 6.83% | -- | +0.00% | +0.93% | 5.55% |
|
6.84% |
|
| 30 Yr. Jumbo | 7.35% | -- | -0.01% | +1.07% | 6.10% |
|
7.40% |
|
| 7/6 SOFR ARM | 6.74% | -- | -0.01% | +0.96% | 5.29% |
|
6.75% |
|
| 30 Yr. FHA | 6.81% | -- | +0.00% | +0.78% | 5.62% |
|
6.82% |
|
| 30 Yr. VA | 6.83% | -- | +0.01% | +0.78% | 5.64% |
|
6.84% |
|
|
as of 9/17/26
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.95% | 0.00 | +0.19% | +0.60% | 5.98% |
|
6.95% |
|
| 15 Yr. Fixed | 6.26% | 0.00 | +0.17% | +0.76% | 5.35% |
|
6.26% |
|
|
as of 9/16/26
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.97% | 0.72 | +0.12% | +0.48% | 6.09% |
|
6.97% |
|
| 15 Yr. Fixed | 6.30% | 0.98 | +0.13% | +0.60% | 5.48% |
|
6.30% |
|
| 30 Yr. FHA | 6.62% | 0.85 | +0.09% | +0.35% | 5.97% |
|
6.62% |
|
| 30 Yr. Jumbo | 7.03% | 0.59 | +0.29% | +0.59% | 6.16% |
|
7.03% |
|
| 7/6 SOFR ARM | 6.23% | 0.99 | +0.41% | +0.46% | 5.23% |
|
6.23% |
|
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