down in the 100-20 to 100-30 range.

If for some stupid reason, your lender hasn't repriced yet, and their rates are in the market, go ahead and take advantage of them now.

Who knows what will happen tomorrow, but I think we could recapture some of these losses.  Today has been an exuberant day on the street. 

Don't lose your cool if you missed the lock today.  We're only back down to pricing from the middle of yesterday.  A couple bad days of data and the floaters could still win.