30YR Fixed Rate
6.75%
+0.02%
15YR Fixed Rate
5.98%
+0.01%
UMBS 30YR 5.5
99.64
-0.20
10 Year Treasury
4.347
+0.067
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Late Day Reversal For Bonds After Trump Stimulus Threat Today wasn't going too terribly poorly for the bond market in the first place even though 10yr yields were technically confirming a negative move up and out of the recent range.  The afternoon complicated the outlook as Trump's Tweets on Stimulus threw both sides of the market for a loop.  Today's video discusses whether or not this is enough to reconsider our range breakout verdict. Econ Data / Events 20min of Fed 30yr UMBS Buying  10am, 1130am (M-F) and 1pm (T-Th) International Trade -67.1 bln vs -66.1 bln f'cast, -63.4 bln prev Market Movement Recap 08:42 AM Bonds were flat to slightly stronger at the start of the overnight session but moved fairly up fairly quickly as domestic traders clocked in for the day.  Stock prices led the move, but it's not substantial--more of an "insult to injury" scenario where the insult portion isn't the end of our world just yet.  10yr yields are up less than 1bp on the day at .787 and 2.0 MBS are down 1 tick (0.03) at 103-06 (103.19). 09:52 AM Quick jump into positive territory at the 9:30am NYSE open.  Yes, that's for stocks, but bonds are also stocks when you consider bond-based ETF trading as well as simple asset allocation trading (i.e. money managers selling stocks and needing a different place to put the money).  10yr yields are now DOWN almost a bp and 2.0 UMBS are up an eighth. 01:44 PM 3yr auction was decent enough to not have a noticeable impact on longer-term bonds.  MBS and Treasuries are both in a symmetrical sideways consolidation (higher lows and lower highs occurring at regular intervals, aka a perfect sideways triangle).  10yr yields are holding under the .79% technical level (.777% currently) and 2.0 UMBS are up 2 ticks (0.06). 02:59 PM Trump tweet re: no stimulus until after election causing massive sell-off in stocks and a sharp rally in bonds.  S&P futures off 1.3% in short order.  10yr yields down 4bps to .738 and 2.0 UMBS up an eighth. 
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October 6, 2020
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MBS Commentary
MBS Live Recap: Late Day Reversal For Bonds After Trump Stimulus Threat
Late Day Reversal For Bonds After Trump Stimulus Threat Today wasn't going too terribly poorly for the bond market in the first place even though 10yr yields were technically confirming a negative move up and... (read more)
Mortgage Rate Watch
Mortgage Rates Under Pressure as Market Volatility Picks Up
Mortgage rates have been spoiled, relatively, by an extraordinarily calm/narrow trading pattern in the bond market. That's important because the bond market directly affects the day to day changes in mortgage rates. A narrow/calm trading pattern mean... (read more)
Rob Chrisman
IT and Sales Management; Operations, Forbearance Products; Training Webinars; Women Leaving Workforce
Yes, here we are at the 10th month of the year. You know, “Dec” ember. Oh, this is “Oct” ober. There’s a reason. The numerical names of months date back to the time when in the Ancient Rome the year began in March, so Se... (read more)
Housing News
Delinquencies Decline, but That's not the Whole Story
While overall mortgage delinquencies declined by 0.03 percent from July to August, Black Knight's newest Mortgage Monitor reveals some disquieting information about mortgage delinquencies emerging out of the pandemic's financial upheaval. The company... (read more)
Housing News
TRID Rule Has Helped Borrowers Understand Their Loans
The TRID Rule has been in effect for exactly 5 years (October 3, 2015) and the Consumer Financial Protection Bureau (CFPB) has published an assessment of its effects and effectiveness. The TRID Rule and its associated disclosures and forms was part o... (read more)
Housing News
Forbearances Increase For First Time in 6 Weeks
The number of active COVID-19 related forbearance plans grew over the past week according to Black Knight's most recent survey on the subject. The number of mortgages in forbearance rose by 21,000, the first increase in six weeks. Forbearances among ... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.75% +0.02%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.75% +0.02 0.00
15 Yr. Fixed 5.98% +0.01 0.00
30 Yr. FHA 6.27% +0.02 0.00
30 Yr. Jumbo 6.85% +0.01 0.00
7/6 SOFR ARM 6.32% -0.01 0.00
30 Yr. VA 6.29% +0.03 0.00
Updates Daily - Last Update: 7/3
15 Yr. Fixed Rate
5.98% +0.01%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.67% -0.10 0.00
15 Yr. Fixed 5.80% -0.09 0.00
Updates Weekly - Last Update: 7/3
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.79% -0.09 0.62
15 Yr. Fixed 6.06% -0.05 0.67
30 Yr. Jumbo 6.78% -0.10 0.40
Updates Weekly - Last Update: 6/26
MBS / Treasuries
UMBS 30YR 5.5
99.64 -0.20
Price / Yield Change
MBS
UMBS 5.5 99.64 -0.20
UMBS 6.0 101.43 -0.13
GNMA 5.5 99.86 -0.11
GNMA 6.0 101.34 -0.06
Pricing as of: 7/5 2:39PM EST
10 Year US Treasury
4.3467 +0.0669
Price / Yield Change
US Treasury
2 YR Treasury 3.883 +0.095
5 YR Treasury 3.937 +0.070
7 YR Treasury 4.125 +0.068
10 YR Treasury 4.347 +0.067
30 YR Treasury 4.863 +0.055
Pricing as of: 7/5 2:39PM EST
Latest Video
Rates will go higher: Leuthold Group's Paulsen
Trump instructs his representatives to end stimulus talks with Democrats un...
What does a rising Treasury yield mean for growth and technology stocks?
How stimulus talks and election uncertainty are impacted markets
Around the Web
CNBC
Trump says he's calling off stimulus negotiations with Democrats 'until after the election'
Redfin
Redfin Survey: 22% of Homebuyers and Sellers Say the Presidential Election Is Impacting Their Plans
NPR
Fed's Jerome Powell Calls For More Economic Aid, Warning 'Weakness Feeds On Weakness'
Calculated Risk Blog
Reis: Office, Mall and Apartment Vacancy Rates Increased in Q3
Calculated Risk Blog
Las Vegas Real Estate in September: Sales up 16% YoY, Inventory down 31% YoY
Calculated Risk Blog
Fed Chair Powell: Recent Economic Developments and the Challenges Ahead
news.google.com
Fed Chair Jerome Powell delivers remarks on economic outlook
Calculated Risk Blog
BLS: Job Openings Decreased to 6.5 Million in August
news.google.com
Democrats and GOP still fighting over $600 jobless benefits. Where things stand
Calculated Risk Blog
Trade Deficit Increased to $67.1 Billion in August
CNBC
IMF warns of a long ascent' to pre-crisis levels, but will soon upgrade its GDP forecasts
CNBC
European markets head for slightly higher open after Trump returns to the White House
CNBC
Pelosi, Mnuchin speak for an hour but don't reach a coronavirus stimulus deal
© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/3/2025
30 Yr. Fixed Rate
6.75%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.64
-0.20
10 Year US Treasury
99.222
-0.537
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