Mortgage rates were mixed today, depending on the lender, as well as the time of day. Earlier this morning, most lenders were quoting slightly higher rates compared to last Friday. As the day progressed, bond markets worked through some of the events that had been causing anxiety and trading levels improved. That paved the way for several lenders to offer mid-day improvements on rate sheets. This brought the average lender back to 'unchanged' by mid-day, and just barely lower by the end of the day. 4.25% remains the most prevalently-quoted conventional 30yr fixed rate on top tier scenarios, but 4.125% is nearly as common. Bond market anxiety remains over the next 2 days, which could serve to limit the potential for a big bounce back. There is widespread agreement that the Fed will hike its

December 12, 2016 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.15% -0.02%   6.01% 7.13% 15 Yr. Fixed 5.72% -0.03%   5.55% 6.5% 30 Yr. Jumbo 6.33% -0.02%   6.1% 7.45% Compare Mortgage Rates from Local Lenders for Dec 12, 2016 Mortgage Rates Hold Fairly Steady to Begin Week Mon, Dec 12, 2016 4:17PM Mortgage rates were mixed today, depending on the lender, as well as the time of day. Earlier this morning, most lenders were quoting slightly higher rates compared to last Friday. As the day progressed, bond markets worked through some of the events that had been causing anxiety and trading levels improved. That paved the way for several lenders to offer mid-day improvements on rate sheets. This brought the average lender back to 'unchanged' by mid-day, and just barely lower by the end of the day. 4.25% remains the most prevalently-quoted conventional 30yr fixed rate on top tier scenarios, bu... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.15% -0.02 0.00 15 Yr. Fixed 5.72% -0.03 0.00 30 Yr. FHA 5.75% -0.05 0.00 30 Yr. Jumbo 6.33% -0.02 0.00 7/6 SOFR ARM 5.56% -0.03 0.00 30 Yr. VA 5.77% -0.04 0.00 Updates Daily - Last Update: 2/6 Freddie Mac Rate Change Points 30 Yr. Fixed 6.11% +0.01 0.00 15 Yr. Fixed 5.50% +0.01 0.00 Updates Weekly - Last Update: 2/5 Mortgage Bankers Assoc. 30 Yr. Fixed 6.24% +0.08 0.55 15 Yr. Fixed 5.64% +0.09 0.61 30 Yr. Jumbo 6.34% -0.05 0.40 Updates Weekly - Last Update: 1/28 UMBS 30YR 5.0 100.05 +0.01   95.71 100.50 UMBS 30YR 5.5 101.49 +0.04   98.11 101.64 10 YR Treasury 4.213 +0.033   3.932 4.608 MBS Live Week Ahead: Bonds' Bumpy Start is Not About The Fed Mon, Dec 12, 2016 9:04AM Fed policy is one of the biggest, most consistent market movers for bonds.   With such a high likelihood of a hike, bond markets surely must be focused on this Wednesday's Fed Announcement, right? Yes and no.  Sure, if you read th... (read more) MBS Live Recap: Bonds Battle Back to Unchanged After Auctions Mon, Dec 12, 2016 4:58PM We were hoping to see some traction for bond markets after today's Treasury auctions, and we got it!  Unfortunately, the overnight session pushed yields to the highest levels in more than 2 years before the domestic session began.  In oth... (read more) MBS Price Change UMBS 4.5 98.06 +0.03 UMBS 5.0 100.05 +0.01 UMBS 5.5 101.49 +0.04 GNMA 4.5 97.84 +0.10 GNMA 5.0 100.18 +0.11 GNMA 5.5 101.22 -0.02 Pricing as of: 2/7 8:16AM EST US Treasury Yield Change 2 YR Treasury 3.496 +0.044 5 YR Treasury 3.753 +0.036 7 YR Treasury 3.965 +0.026 10 YR Treasury 4.213 +0.033 30 YR Treasury 4.851 +0.006 Pricing as of: 2/7 8:16AM EST Other News Multi-Family Sector Thriving; Affordability a Major Concern Mon, Dec 12, 2016 2:23PM Multi-family housing, in the words of a Freddie Mac executive vice president, is on a roll . David Brickman says his company is on track to purchase approximately $55 billion in multifamily loans this year and to securitize over $50 billion of them. Both would be new records. Further, he says the industry and Freddie Mac can grow, barring any surprises, by a... (read more) Triple Threat Posed by Pacific Coast Earthquakes Mon, Dec 12, 2016 12:10PM Another in a series of articles from Corelogic Senior Product Manager, MaiClaire Bolton, about assessing earthquake risk from a mortgage and insurance perspective focuses on the Pacific Northwest. While the region is not generally high on the list, at least in the public's mind, of those that are earthquake prone, Bolton points to a massive 9.0 quake in 1700... (read more) Credit Trends; Training/Events; Capital Markets News (Plenty of New Acronyms) Mon, Dec 12, 2016 9:44AM “The Mile High City” has seen solid appreciation, but NAR expects that to slow in 2017. (Chicago is expected to put in the worst performance of the top 100 metro areas in 2017.) While we’re on “The Mile High City (puns still aside), do you know at what location in a city is its official elevation measured? In this era where everything... (read more) Latest Video Oil soars on output deal El-Erian: We're seeing a 'romance of reflation' Fed outlook in question Around the Web Market Watch Yellen to tell the markets to cool your jets' Fannie Mae Fannie Mae's 'Day 1 Certainty' Initiative Gives Lenders Greater ... Calculated Risk Blog Update: Framing Lumber Prices Up Year-over-year Fannie Mae Fannie Mae Announces Eviction Moratorium for the Holidays ... freddiemac.mwnewsroom.com Freddie Mac Announces Holiday Eviction Moratorium Dec. 19, 2016 to Jan. 3, 2017 Market Watch What the Fed can learn from Greenspan as it prepares for Trump Bloomberg Yellen Outlook Blurred by Trump Fiscal Plans: Decision-Day Guide Washington Post More homes sold in the D.C. area last month than any November in the past seven years NAHB Eye on Housing Growth in Homeowners' Equity Continues Redfin Millions of Renters Face EvictionWhy Today's Housing Market is Partially to Blame Freddie Mac Multifamily Is On a Roll Reuters After explosive growth, bond ETFs brace for the next big test Bloomberg JPMorgan Traders Back Risky Property Deals as Bank Shows Caution - Bloomberg

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