30YR Fixed Rate
6.81%
+0.02%
15YR Fixed Rate
6.02%
+0.03%
UMBS 30YR 5.5
99.45
0.00
10 Year Treasury
4.397
-0.009
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Correction Starting to Level Off? Even though very little changed during the course of the trading day, one potentially important thing happened.  Rather than start weaker and continue to lose ground throughout the session, bonds managed to stop the bleeding early and then push back toward unchanged levels by the end of the day. This is the kind of thing typically seen when a corrective trend is running out of steam in the short term. While this doesn't make the bond market immune from another motivation to sell, it suggests that the market is now open to suggestion from either bulls or bears, and that's an upgrade from the selling bias seen on Monday. Market Movement Recap 10:04 AM Moderately weaker overnight with some additional selling early.  MBS down an eighth and 10yr up 3.8bps at 4.419 01:36 PM sideways all day.  MBS still down an eighth and 10yr up 2.1bps at 3.877 03:33 PM Very slight recovery, but very low volatility.  MBS down 3 ticks (.09) and 10yr up 1.3bps at 3.869
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July 8, 2025
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MBS Commentary
Correction Starting to Level Off?
Correction Starting to Level Off? Even though very little changed during the course of the trading day, one potentially important thing happened.  Rather than start weaker and continue to lose ground thr... (read more)
Mortgage Rate Watch
Mortgage Rates Still Lower Than May/June Despite Drifting Higher
Bad news first: mortgage rates have been moving steadily higher in July with the average top tier 30yr fixed scenario rising from 6.67% to 6.81% in just 4 business days.  This isn't an incredibly abrupt move, but it's slightly brisk compared to ... (read more)
Rob Chrisman
MSR Exchange, DSCR, DPA/Energy, Automated Bank Statement Analysis; LO Comp Changes
We’re in the summer travel season. TSA will be eliminating its “shoes off” policy, and many will be sampling today’s rollout of Spicy McMuffin breakfast sandwiches at Mickey D’s. My cat Myrtle was never a fan of the TSA, believing, perhaps, given her... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.81% +0.02%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.81% +0.02 0.00
15 Yr. Fixed 6.02% +0.03 0.00
30 Yr. FHA 6.34% +0.05 0.00
30 Yr. Jumbo 6.90% +0.01 0.00
7/6 SOFR ARM 6.45% +0.10 0.00
30 Yr. VA 6.35% +0.05 0.00
Updates Daily - Last Update: 7/8
15 Yr. Fixed Rate
6.02% +0.03%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.67% -0.10 0.00
15 Yr. Fixed 5.80% -0.09 0.00
Updates Weekly - Last Update: 7/3
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.79% -0.09 0.62
15 Yr. Fixed 6.06% -0.05 0.67
30 Yr. Jumbo 6.78% -0.10 0.40
Updates Weekly - Last Update: 6/26
MBS / Treasuries
UMBS 30YR 5.5
99.44 -0.01
Price / Yield Change
MBS
UMBS 5.5 99.46 +0.00
UMBS 6.0 101.33 +0.00
GNMA 5.5 99.62 +0.00
GNMA 6.0 101.24 -0.01
Pricing as of: 7/9 4:07AM EST
10 Year US Treasury
4.3993 -0.0069
Price / Yield Change
US Treasury
2 YR Treasury 3.891 -0.004
5 YR Treasury 3.970 -0.001
7 YR Treasury 4.168 -0.007
10 YR Treasury 4.394 -0.012
30 YR Treasury 4.913 -0.014
Pricing as of: 7/9 4:07AM EST
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Bank Economists: Credit Conditions May Weaken for Consumersand Businesses Over the Next Six Months
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Trade Deficit increased to $71.5 Billion in May
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© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/8/2025
30 Yr. Fixed Rate
6.81%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.45
0.00
10 Year US Treasury
98.803
+0.055
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