On Tuesday, the average top-tier 30yr fixed mortgage rate hit the lowest level in exactly 4 weeks. If you're not interested in splitting hairs, today's rates are essentially the same. Although our official average is 0.01% higher, that's such a small change that many of today's rate quotes will look the same as yesterday's.  In the bigger picture, these rates are about halfway between the highs seen in late March and the lowest rates in more than 3 years seen at the end of February. The bond market (which dictates rates) remains focused on developments in the Iran war, but there's an ever-higher bar for relevant news. At this point the average war update is not having a noticeable impact. It will take a material change in the status of the war and a clear response in energy prices to catch the bond market's attention.

April 15, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.32% +0.01%   5.99% 7.08% 15 Yr. Fixed 5.97% +0.01%   5.55% 6.39% 30 Yr. Jumbo 6.54% +0.00%   6.1% 7.15% Compare Mortgage Rates from Local Lenders for Apr 15, 2026 Mortgage Rates Essentially Sideways at Recent Lows Wed, Apr 15, 2026 3:20PM On Tuesday, the average top-tier 30yr fixed mortgage rate hit the lowest level in exactly 4 weeks. If you're not interested in splitting hairs, today's rates are essentially the same. Although our official average is 0.01% higher, that's such a small change that many of today's rate quotes will look the same as yesterday's.  In the bigger picture, these rates are about halfway between the highs seen in late March and the lowest rates in more than 3 years seen at the end of February. The bond market (which dictates rates) remains focused on developments in the Iran war, but there's an ev... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.32% +0.01 0.00 15 Yr. Fixed 5.97% +0.01 0.00 30 Yr. FHA 5.89% +0.01 0.00 30 Yr. Jumbo 6.54% 0.00 0.00 7/6 SOFR ARM 5.98% 0.00 0.00 30 Yr. VA 5.90% 0.00 0.00 Updates Daily - Last Update: 4/15 Freddie Mac Rate Change Points 30 Yr. Fixed 6.37% -0.09 0.00 15 Yr. Fixed 5.74% -0.03 0.00 Updates Weekly - Last Update: 4/9 Mortgage Bankers Assoc. 30 Yr. Fixed 6.51% -0.06 0.61 15 Yr. Fixed 5.90% +0.01 0.74 30 Yr. Jumbo 6.54% -0.05 0.35 Updates Weekly - Last Update: 4/8 UMBS 30YR 5.0 99.36 +0.06   95.71 100.50 UMBS 30YR 5.5 101.03 +0.05   98.11 101.64 10 YR Treasury 4.270 -0.014   3.948 4.590 Bonds Growing Tired of "Game On! Game Off!" News Cycle Wed, Apr 15, 2026 10:34AM Markets have plenty of war-related headlines to digest at any given moment these days. And while some of those headlines have been the biggest market movers of the month, traders are increasingly focusing on the examples that speak to the biggest-picture changes. Specifically, markets aren't as interested in Wayne and Garth saying "game on" and "game of... (read more) MBS Price Change UMBS 4.5 97.30 +0.12 UMBS 5.0 99.39 +0.08 UMBS 5.5 101.05 +0.07 GNMA 4.5 97.37 +0.08 GNMA 5.0 99.95 +0.08 GNMA 5.5 101.14 +0.07 Pricing as of: 4/16 12:14AM EST US Treasury Yield Change 2 YR Treasury 3.746 -0.016 5 YR Treasury 3.874 -0.020 7 YR Treasury 4.059 -0.021 10 YR Treasury 4.266 -0.018 30 YR Treasury 4.886 -0.012 Pricing as of: 4/16 12:14AM EST Other News TBA Bidding, HELOC, DSCR, CRM, HMDA Analysis, MI Tools; Events Throughout 2026 Wed, Apr 15, 2026 11:55AM According to Curinos’ proprietary application index, March 2026 funded mortgage volume increased 35 percent y-o-y and increased 30 percent m-o-m. How did your company stack up? Curinos calculates that refinance and purchase rates were 5-6 basis points lower m-o-m and about 73 basis points y-o-y. (Curinos sources a statistically significant data set directly ... (read more) Latest Video Housing market index misses estimates to the downside Watch CNBC’s full interview with Federal Reserve Bank of Cleveland Presiden... Fed's Beige Book: Economic activity increased at slight to moderate pace in... Strong retail sales gains in March despite weakening consumer confidence: C... Around the Web Eye on Housing Builder Sentiment Posts Notable Decline on Economic Uncertainty CNBC Mortgage applications rise as rates fall to one-month low Investing Live Fed's Hammack signals "patient policy" as Fed navigates five-year inflation miss Investing Live S&P 500 rises above 7000 to new record high. Was there a tell at the war bottom? Marketwatch The private-credit mess won't lead to a financial crisis like 2008's, says top IMF official CNBC Treasury Secretary Bessent now says it's OK for the Fed to wait to lower rates amid oil surge Investing Live Fed's Beige Book: Overall activity showed slight to modest growth in 8 of 12 districts CNBC U.S.-Iran talks could restart before ceasefire expires: Reports Eye on Housing Single-Family Permits Decline Sharply to Start 2026 Eye on Housing Higher Energy Prices Increase Residential Construction Costs CNBC U.S. Treasury yields hold steady as markets eye Middle East resolution Investing Live US and Iran negotiation teams reportedly set to return to Islamabad for talks this week NY Fed Manufacturing activity grew moderately in April

© 2026  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031 Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc. This email was sent to: [recipientemail]. Go here to UNSUBSCRIBE from this email.