Well... they can't all be winners. It seems as if rates could do no wrong over the past 3 days with each marking the lowest level in more than a month for the average top tier 30yr fixed rate. Today wasn't a winner, but it wasn't exactly bad. Apart from the past 3 days, today would still have been the lowest rate in more than a month, and it was only 0.03% higher to boot. So what happened? First off, when we're talking about a 0.03% change day-over-day, it's not particularly important to investigate causation because that level of movement falls in the "incidental" category. Nonetheless, there was some obvious motivation this morning in the form of stronger economic data.  Job openings data for the month of September was released today. It was the highest in 4 months and quite a bit higher than expected. All else equal, stronger labor market data tends to put upward pressure on rates. Tech stocks were also modestly higher today, and weakness in the tech sector has been a key factor driving persistently lower rates over the past several weeks. 

November 3, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 7.30% +0.03%   5.99% 7.61% 15 Yr. Fixed 6.91% -0.01%   5.55% 7.23% 30 Yr. Jumbo 7.45% -0.07%   6.26% 7.71% Compare Mortgage Rates from Local Lenders for Nov 3, 2026 Mortgage Rates Move Slightly Higher After Stronger Econ Data Tue, Nov 3, 2026 3:21PM Well... they can't all be winners. It seems as if rates could do no wrong over the past 3 days with each marking the lowest level in more than a month for the average top tier 30yr fixed rate. Today wasn't a winner, but it wasn't exactly bad. Apart from the past 3 days, today would still have been the lowest rate in more than a month, and it was only 0.03% higher to boot. So what happened? First off, when we're talking about a 0.03% change day-over-day, it's not particularly important to investigate causation because that level of movement falls in the "incidental" category. Nonetheless, the... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 7.30% +0.03 0.00 15 Yr. Fixed 6.91% -0.01 0.00 30 Yr. FHA 6.95% +0.04 0.00 30 Yr. Jumbo 7.45% -0.07 0.00 7/6 SOFR ARM 6.71% +0.01 0.00 30 Yr. VA 6.97% +0.05 0.00 Updates Daily - Last Update: 11/3 Freddie Mac Rate Change Points 30 Yr. Fixed 7.24% -0.08 0.00 15 Yr. Fixed 6.60% -0.08 0.00 Updates Weekly - Last Update: 10/29 Mortgage Bankers Assoc. 30 Yr. Fixed 7.37% -0.04 0.76 15 Yr. Fixed 6.70% -0.03 0.85 30 Yr. Jumbo 7.28% -0.05 0.64 Updates Weekly - Last Update: 10/28 UMBS 30YR 6.0 99.74 -0.12   97.78 102.75 UMBS 30YR 6.5 101.54 -0.08   100.34 104.00 10 YR Treasury 4.964 +0.059   3.948 5.318 Just a Bit More Evidence For War Headlines and Oil Prices Helping Bonds Tue, Nov 3, 2026 8:57AM Bonds were sideways to slightly weaker overnight, but they're rallying back to unchanged levels in the 8am hour following favorable headlines regarding the Iran war.  Iranian officials floated the possibility of concessions in exchange for sanctions relief and separate headlines suggested Washington approved a draft MOU.  Certainly not the first ti... (read more) MBS Price Change UMBS 5.5 97.49 -0.17 UMBS 6.0 99.75 -0.12 UMBS 6.5 101.56 -0.07 GNMA 5.5 97.81 -0.11 GNMA 6.0 99.86 -0.02 GNMA 6.5 101.41 -0.07 Pricing as of: 11/3 6:07PM EST US Treasury Yield Change 2 YR Treasury 4.631 +0.033 5 YR Treasury 4.757 +0.047 7 YR Treasury 4.844 +0.048 10 YR Treasury 4.970 +0.066 30 YR Treasury 5.332 +0.042 Pricing as of: 11/3 6:07PM EST Other News POS, DPA, HELOC, LO Productivity Tools; Webinars; STRATMOR on M&A; MISMO's Compliance Dataset Tue, Nov 3, 2026 11:48AM Lender and Broker Products, Services, and Software Most lenders are still catching up on tech. Here’s your chance to get ahead. In this report, Plaid and National Mortgage News asked 128 lenders how they’re handling today’s pressures. Most still rely on manual processes, and only 15 percent have optimized their tech strategy. Read the report to see what it... (read more) Latest Video October ISM manufacturing PMI comes in at 55.5, beating estimates Fed's Logan: Need at least 2 quarter-point hikes, calls for pause after 50 ... Third-quarter U.S. GDP increases a better-than-expected 3.4% as September i... Fed's Musalem: Not concerned by recent tightening of financial conditions Around the Web CNBC New national home listing database is taking on Compass in the battle for control of real estate information Investing Live JOLTs Job openings 7.523M vs 7.100M estimate CNBC Job openings posted big September gain in positive sign for labor market ahead of payrolls report CNBC Fed will vote on rates less often. What that could mean for borrowers Reuters US Treasury cuts fourth-quarter borrowing estimate to $618 billion CNBC Treasury yields rise as investors weigh midterm vote, jobs data and Iran tensions Eye on Housing Construction Job Openings Rise in September Investing Live US September factory orders +1.8% vs +1.2% expected CNBC Oracle files to sell $20 billion in new stock, bonds to finance AI buildout ISM October Manufacturing PMI at 55.5% Investing Live US construction spending for the month of September -1.9% versus 0.3% estimate Eye on Housing Private Residential Construction Slips as Remodeling Weakens Investing Live US S&P Global final manufacturing PMI for October 54.9 vs 56.0 preliminary

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