It's getting pretty tough to weave an interesting narrative on mortgage rates over the past 3 weeks. During that time, they just haven't changed that much for the average lender. Today was just another day in that regard. Bonds (which dictate day to day movement in rates) were slightly weaker than yesterday. This implies slightly higher mortgage rates and, indeed, today was no exception. But the important points are as follows: bond market movement has been relatively small on any given day winning and losing days have been in relatively equal supply Bottom line: today's losses leave the average rate easily inside the narrow prevailing range.

October 9, 2025 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.38% +0.02%   6.13% 7.26% 15 Yr. Fixed 5.88% +0.01%   5.6% 6.59% 30 Yr. Jumbo 6.29% +0.01%   6.14% 7.45% Compare Mortgage Rates from Local Lenders for Oct 9, 2025 Mortgage Rates Move Slightly Higher Thu, Oct 9, 2025 3:33PM It's getting pretty tough to weave an interesting narrative on mortgage rates over the past 3 weeks. During that time, they just haven't changed that much for the average lender. Today was just another day in that regard. Bonds (which dictate day to day movement in rates) were slightly weaker than yesterday. This implies slightly higher mortgage rates and, indeed, today was no exception. But the important points are as follows: bond market movement has been relatively small on any given day winning and losing days have been in relatively equal supply Bottom line: today's losses leave ... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.38% +0.02 0.00 15 Yr. Fixed 5.88% +0.01 0.00 30 Yr. FHA 6.05% 0.00 0.00 30 Yr. Jumbo 6.29% +0.01 0.00 7/6 SOFR ARM 5.85% +0.02 0.00 30 Yr. VA 6.07% -0.01 0.00 Updates Daily - Last Update: 10/9 Freddie Mac Rate Change Points 30 Yr. Fixed 6.30% -0.04 0.00 15 Yr. Fixed 5.53% -0.02 0.00 Updates Weekly - Last Update: 10/9 Mortgage Bankers Assoc. 30 Yr. Fixed 6.46% +0.12 0.61 15 Yr. Fixed 5.76% +0.06 0.68 30 Yr. Jumbo 6.54% +0.10 0.40 Updates Weekly - Last Update: 10/1 UMBS 30YR 5.0 99.25 +0.00   95.05 99.96 UMBS 30YR 5.5 100.86 +0.00   97.47 101.28 10 YR Treasury 4.138 -0.002   3.932 4.780 In-Range Weakness For No Particular Reason Thu, Oct 9, 2025 9:17AM With Jobless Claims on hold due to the shutdown, bonds are forced to endure another data-free morning. The calendar offered a glimmer of hope with a Powell speech, but it was pre-recorded and did not address monetary policy. With that, bonds wait for the day's only real potentially significant event: the 1pm 30yr bond auction. We're seeing a bit of selling t... (read more) MBS Price Change UMBS 4.5 97.13 +0.02 UMBS 5.0 99.26 +0.00 UMBS 5.5 100.86 +0.00 GNMA 4.5 97.21 +0.01 GNMA 5.0 99.54 +0.02 GNMA 5.5 100.76 +0.05 Pricing as of: 10/9 9:26PM EST US Treasury Yield Change 2 YR Treasury 3.591 -0.005 5 YR Treasury 3.732 -0.003 7 YR Treasury 3.918 -0.003 10 YR Treasury 4.138 -0.002 30 YR Treasury 4.722 -0.001 Pricing as of: 10/9 9:26PM EST Other News DPA, eNote, Credit Tools; Fannie and Freddie Open for Business; Conv. Conforming Changes Thu, Oct 9, 2025 11:46AM “Two lawyers walk into a pub. They order a couple of drinks and take subs out of their brief cases. They begin to eat. Seeing this, the angry pub owner exclaims, ‘Excuse me but you cannot eat your own sandwiches in here!’ The two look at each other, shrug, then exchange sandwiches.” Legal news leads off the Commentary today as Optimal Blue and nearly 30 orig... (read more) Latest Video Treasury Secretary Scott Bessent blasts Dodd-Frank rules for community bank... U.S. Treasury sells $22B in 30-year bonds Consumer spending falls in September, CNBC/NRF Retail Monitor finds U.S. Treasury sells $39B in 10-year notes Around the Web CNBC The IRS unveils higher capital gains tax brackets for 2026 CNBC 'Around half' of Fed officials saw another two interest rate cuts by the end of 2025 CNBC Borrowers head back to riskier mortgages, looking for any potential savings Eye on Housing Refinancing Activity Surges in September CNBC Investors are making up the highest share of homebuyers in 5 years CNBC Treasury yields little changed as U.S. government shutdown drags on CNBC What the government shutdown means for commercial real estate Eye on Housing Remodeling Market Sentiment Improves in Third Quarter Market Watch Equifaxs credit-score pricing counterpunch draws praise for potential profit boost CNBC Consumer outlook sours as inflation expectations rise, New York Fed survey finds Calculated Risk Blog Wholesale Used Car Prices Declined Slightly in September; Up 2% Year-over-year NY Fed September Survey: Inflation Expectations Tick Up at Short- and Longer-Term Horizons; Labor Market Expectations Deteriorate CNBC U.S. Treasury yields tick lower as government shutdown drags on

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