The past 2 weeks have seen very little volatility for mortgage rates.  After being near 6% for a week in early January, rates rose abruptly to 6.21% (avg top tier 30yr fixed) on January 20th in response to geopolitical drama. They've generally descended since then, but in slow, measured steps.   Today's result was actually a 0.01% increase in the MND rate index, but that's not terrible news considering last week ended at 2 week lows. In the bigger picture, apart from the super low week in early January, recent rates have been in line with the lowest levels in years. Last week's most noticeable move came in response to a trio of employment-related reports on Thursday. That suggests the market will be more than willing to react to any interesting developments in this Wednesday's big jobs report (a single report that is orders of magnitude more important than last Thursday's reports combined).

February 9, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.16% +0.01%   6.01% 7.13% 15 Yr. Fixed 5.73% +0.01%   5.55% 6.5% 30 Yr. Jumbo 6.33% +0.00%   6.1% 7.45% Compare Mortgage Rates from Local Lenders for Feb 9, 2026 Mortgage Rates Roughly Flat to Start The Week Mon, Feb 9, 2026 3:15PM The past 2 weeks have seen very little volatility for mortgage rates.  After being near 6% for a week in early January, rates rose abruptly to 6.21% (avg top tier 30yr fixed) on January 20th in response to geopolitical drama. They've generally descended since then, but in slow, measured steps.   Today's result was actually a 0.01% increase in the MND rate index, but that's not terrible news considering last week ended at 2 week lows. In the bigger picture, apart from the super low week in early January, recent rates have been in line with the lowest levels in years. Last week'... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.16% +0.01 0.00 15 Yr. Fixed 5.73% +0.01 0.00 30 Yr. FHA 5.76% +0.01 0.00 30 Yr. Jumbo 6.33% 0.00 0.00 7/6 SOFR ARM 5.57% +0.01 0.00 30 Yr. VA 5.78% +0.01 0.00 Updates Daily - Last Update: 2/9 Freddie Mac Rate Change Points 30 Yr. Fixed 6.11% +0.01 0.00 15 Yr. Fixed 5.50% +0.01 0.00 Updates Weekly - Last Update: 2/5 Mortgage Bankers Assoc. 30 Yr. Fixed 6.24% +0.08 0.55 15 Yr. Fixed 5.64% +0.09 0.61 30 Yr. Jumbo 6.34% -0.05 0.40 Updates Weekly - Last Update: 1/28 UMBS 30YR 5.0 100.10 +0.08   95.71 100.50 UMBS 30YR 5.5 101.46 +0.00   98.11 101.64 10 YR Treasury 4.188 -0.019   3.932 4.608 AM Resilience After Overnight Weakness Mon, Feb 9, 2026 11:02AM Most nights, Treasuries trade in fairly low volume in a fairly narrow range.  Last night's range wasn't much wider than normal, but most of the movement happened all at once. It was also accompanied by much higher volume than normal. These are surefire signs of the market reacting to data or news. In the current case, that news involved Chinese regulato... (read more) MBS Price Change UMBS 4.5 98.08 +0.04 UMBS 5.0 100.10 +0.08 UMBS 5.5 101.46 +0.00 GNMA 4.5 97.82 +0.01 GNMA 5.0 100.22 +0.05 GNMA 5.5 101.27 +0.05 Pricing as of: 2/10 2:43AM EST US Treasury Yield Change 2 YR Treasury 3.477 -0.015 5 YR Treasury 3.733 -0.012 7 YR Treasury 3.953 -0.014 10 YR Treasury 4.188 -0.019 30 YR Treasury 4.846 -0.013 Pricing as of: 2/10 2:43AM EST Other News Analytics, Servicing, AI, Warehouse, Doctor Products; MBS Trends: Credit Scores Matter Mon, Feb 9, 2026 12:04PM Lenders are always analyzing automation for parts of the manufacturing process, and industry vet and STRATMOR Senior Advisor Sue Woodard has her thoughts about last week’s MBA conference. “The IMB has always been a barometer for where this industry actually is, not where slide decks say it should be. This year, the signal was unmistakable. The mood is more o... (read more) Latest Video NY Fed: Inflation expectations largely unchanged, labor market outlook impr... Jobless claims rise more than expected Consumer sentiment improves as inflation worries ease, survey shows Prospective homebuyers are looking at best numbers in years, says ICE's And... Around the Web MSN Homebuilder stocks rise on policy hopes NY Fed Labor Market Expectations Improve Slightly; Short-Term Inflation Expectations Decline Yahoo Treasuries Fall as China Banks Asked to Limit Bond Holdings Marketwatch The labor market was bad last year. Will investors get stung by a poor January jobs report, too? CNBC U.S. Treasury yields move higher as investors await busy week of economic data Eye on Housing The Size of the Housing Shortage: 2024 Data Morningstar U.S. Economy Shed Nearly 1 Million Job Openings Last Year Breaking The News US consumer confidence improves in February Eye on Housing Builders Top Challenges for 2026 CNBC Treasury yields edge lower as investors weigh the state of the U.S. economy BLS JOB OPENINGS AND LABOR TURNOVER – DECEMBER 2025 FXStreet United States Continuing Jobless Claims below forecasts (1.85M) in January 23: Actual (1.844M) CNBC Treasury yields move lower as investors await more jobs data

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