Top tier 30yr fixed mortgage rates started the week right where they were on Friday for the average lender. At 6.89%, we're just a hair below the highest mark since June 2025. In general, rates have been increasing steadily since the Iran war ceasefire ended with the uptick frequently correlating with higher fuel prices. Today's "unchanged" rates require an asterisk. Although mortgage rates are based on bonds and although bonds move constantly throughout the day, mortgage lenders prefer to keep rate changes to a minimum--ideally once a day if the market remains calm enough. This means the bond market can "lead off" in one direction or the other before most mortgage lenders go to the trouble of making mid-day changes. In today's case, bonds have been taking a lead-off in the direction of slightly higher rates. The implication is that tomorrow's rates could be slightly higher unless bonds find a new motivation to improve between now and the time the average lender sets rates for the day (around 10am ET, give or take).

September 8, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.89% +0.00%   5.99% 6.91% 15 Yr. Fixed 6.49% +0.00%   5.55% 6.5% 30 Yr. Jumbo 7.08% +0.02%   6.1% 7.08% Compare Mortgage Rates from Local Lenders for Sep 8, 2026 Mortgage Rates Unchanged to Start The Week Tue, Sep 8, 2026 3:09PM Top tier 30yr fixed mortgage rates started the week right where they were on Friday for the average lender. At 6.89%, we're just a hair below the highest mark since June 2025. In general, rates have been increasing steadily since the Iran war ceasefire ended with the uptick frequently correlating with higher fuel prices. Today's "unchanged" rates require an asterisk. Although mortgage rates are based on bonds and although bonds move constantly throughout the day, mortgage lenders prefer to keep rate changes to a minimum--ideally once a day if the market remains calm enough. This means the bon... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.89% 0.00 0.00 15 Yr. Fixed 6.49% 0.00 0.00 30 Yr. FHA 6.48% +0.04 0.00 30 Yr. Jumbo 7.08% +0.02 0.00 7/6 SOFR ARM 6.53% 0.00 0.00 30 Yr. VA 6.50% +0.04 0.00 Updates Daily - Last Update: 9/8 Freddie Mac Rate Change Points 30 Yr. Fixed 6.71% +0.05 0.00 15 Yr. Fixed 6.04% +0.06 0.00 Updates Weekly - Last Update: 9/3 Mortgage Bankers Assoc. 30 Yr. Fixed 6.79% +0.01 0.65 15 Yr. Fixed 6.14% +0.04 0.86 30 Yr. Jumbo 6.76% +0.03 0.40 Updates Weekly - Last Update: 9/2 UMBS 30YR 5.5 98.76 -0.11   98.67 101.64 UMBS 30YR 6.0 100.97 -0.07   100.90 102.75 10 YR Treasury 4.790 +0.003   3.948 4.803 More Signs of Resilience But Still Tuned-In to Oil Tue, Sep 8, 2026 9:46AM To be sure, bonds are still very tuned-in to oil price movement with a high level of moment-to-moment correlation. That dynamic has seen yields trade both higher and lower so far today with most of the "lower" happening between 8:20 and 9:10am. Since then, both yields and oil are back on the rise. But the more interesting development is the slightly broader ... (read more) MBS Price Change UMBS 5.0 96.24 -0.12 UMBS 5.5 98.76 -0.11 UMBS 6.0 100.97 -0.07 GNMA 5.0 96.48 -0.21 GNMA 5.5 99.11 +0.08 GNMA 6.0 101.16 +0.01 Pricing as of: 9/8 6:58PM EST US Treasury Yield Change 2 YR Treasury 4.396 +0.032 5 YR Treasury 4.564 +0.018 7 YR Treasury 4.669 +0.014 10 YR Treasury 4.790 +0.003 30 YR Treasury 5.245 +0.001 Pricing as of: 9/8 6:58PM EST Other News CRA Sourcing, Correspondent, Internal Audit, AI Content Tools; Pulte, Credit Scores, and Social Media Tue, Sep 8, 2026 11:03AM Many years ago, it seemed like people bragged about how late they stayed up at conferences. Now they brag about how early they went sleep. Today I head to San Antonio, in the Great State of Texas, for a private mortgage event. We’ve plunged into the mortgage conference season, and there are dozens of them in the next month or two. I hope that some people are... (read more) Latest Video NY Fed: Inflation expectations largely unchanged at elevated level U.S. payrolls rose 162,000 in August, much more than expected; unemployment... Fed Governor Waller indicates he will support holding rates steady at Septe... ISM non-manufacturing PMI comes in at 55.4 in August, beating expectations Around the Web Investing Live U.S. Treasury sells $58 billion of 3 or notes at a high yield of 4.474% Investing Live NY Fed survey: Expectations for rising unemployment rise to highest since April 2020 Eye on Housing Single-Family Home Construction Time Declines in 2025 The Conference Board The Conference Board Employment Trends Index™ (ETI) Increased in August Investing Live How oil prices influence inflation, inflation expectations and monetary policy CNBC Trump tells Fed to slash rates or he'll end trade with countries with U.S. surpluses CNBC Treasury yields tick higher as traders look ahead to more economic data releases Eye on Housing New vs. Existing Home Prices: What the National Median Misses Investing Live Cleveland Fed President Beth Hammack is sounding decidedly hawkish on monetary policy CNBC U.S. payrolls rose 162,000 in August, much more than expected; unemployment rate at 4.1% CNBC Global bond sell-off likely not over yet, Mohamed El-Erian tells CNBC Federal Reserve Waller, The Economic Outlook and Some Comments on My PolicyCommunication CNBC Treasurys steady ahead of key nonfarm payrolls and unemployment data

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