The latest New Home Sales report showed little change in July, with sales holding very close to June’s pace. The seasonally-adjusted annual sales rate came in at 652,000. This marks a -0.6% dip from June’s revised 656,000, and leaves sales -8.2% lower than July 2024’s 710,000 level. For all practical purposes, the pace of sales continues to run sideways, reflecting the same stable range seen over the past 2+ years despite periodic swings. Regional Breakdown (Sales, July 2025) South: -3.5% MoM Midwest: -6.6% MoM Northeast: unchanged MoM West: +11.7% MoM Market Inventory & Pricing Homes for sale: 499,000 units (-0.6% from June; +7.3% YoY) Months’ supply: 9.2 months (flat MoM; +16.5% YoY) Median sales price: $403,800 (-0.8% MoM; -5.9% YoY) Average sales price: $487,300 (-3.6% MoM; -5.0% YoY) Big Picture Takeaway July’s new home sales data reinforces the recent pattern: demand is steady at best, but not accelerating. Inventory remains elevated, keeping months’ supply near multi-year highs. While prices have softened meaningfully versus last year (reflecting lower square footage more than actual price declines), elevated housing costs continue to limit the benefit to buyers.

August 27, 2025 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.15% -0.02%   6.01% 7.13% 15 Yr. Fixed 5.72% -0.03%   5.55% 6.5% 30 Yr. Jumbo 6.33% -0.02%   6.1% 7.45% Compare Mortgage Rates from Local Lenders for Aug 27, 2025 Mortgage Rates Hit Another 2025 Low Wed, Aug 27, 2025 3:44PM It continues to be the case that day-to-day changes in average mortgage rates are very small. Today was no exception in that regard. Nonetheless, today represents a technical "record low" for 2025 with average rates edging just slightly lower than those seen on August 22nd and 26th. Our index (which tracks top tier, conventional 30yr fixed rates for ideal scenarios) is now 6.51%, the lowest it's been since October 3rd 2024 when it was 6.26%. Virtually all of the recent improvement in rates followed the August 1st jobs report. Everything since August 4th has transpired in a relatively narrow ... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.15% -0.02 0.00 15 Yr. Fixed 5.72% -0.03 0.00 30 Yr. FHA 5.75% -0.05 0.00 30 Yr. Jumbo 6.33% -0.02 0.00 7/6 SOFR ARM 5.56% -0.03 0.00 30 Yr. VA 5.77% -0.04 0.00 Updates Daily - Last Update: 2/6 Freddie Mac Rate Change Points 30 Yr. Fixed 6.11% +0.01 0.00 15 Yr. Fixed 5.50% +0.01 0.00 Updates Weekly - Last Update: 2/5 Mortgage Bankers Assoc. 30 Yr. Fixed 6.24% +0.08 0.55 15 Yr. Fixed 5.64% +0.09 0.61 30 Yr. Jumbo 6.34% -0.05 0.40 Updates Weekly - Last Update: 1/28 UMBS 30YR 5.0 100.05 +0.01   95.71 100.50 UMBS 30YR 5.5 101.49 +0.04   98.11 101.64 10 YR Treasury 4.213 +0.033   3.932 4.608 Light Data Calendar Leaves Focus on Treasury Auctions. Do Earning Matter? Wed, Aug 27, 2025 11:18AM Not that this week's economic calendar is especially robust, but Wednesday's offerings are especially light. There are no monthly economic reports on tap and no major events.  The only potential market mover on the calendar is the 1pm auction of... (read more) MBS Price Change UMBS 4.5 98.06 +0.03 UMBS 5.0 100.05 +0.01 UMBS 5.5 101.49 +0.04 GNMA 4.5 97.84 +0.10 GNMA 5.0 100.18 +0.11 GNMA 5.5 101.22 -0.02 Pricing as of: 2/7 12:31PM EST US Treasury Yield Change 2 YR Treasury 3.496 +0.044 5 YR Treasury 3.753 +0.036 7 YR Treasury 3.965 +0.026 10 YR Treasury 4.213 +0.033 30 YR Treasury 4.851 +0.006 Pricing as of: 2/7 12:31PM EST Other News New Home Market Remains Stuck in Neutral Wed, Aug 27, 2025 4:19PM The latest New Home Sales report showed little change in July, with sales holding very close to June’s pace. The seasonally-adjusted annual sales rate came in at 652,000. This marks a -0.6% dip from June’s revised 656,000, and leaves sales -8.2% lower than July 2024’s 710,000 level. For all practical purposes, the pace of sales continues to run sideways, r... (read more) Home Prices Still Growing, But at The Slowest Pace Since 2012 Wed, Aug 27, 2025 4:37PM Both the FHFA and the S&P CoreLogic Case-Shiller indices published updated home-price data this week. The takeaway remains the same: prices are rising year-over-year, but at an increasingly slow rate. Case Shiller--the more volatile index--is at the lowest pace in more than 2 years while the broader FHFA index is the lowest since 2012 in year-over-year t... (read more) Cost to Originate; Automatic Lender, Custom Software; Disaster News; Mr. Cooper Acquisition; Fed Independence Wed, Aug 27, 2025 11:43AM I was today years old when I realized that the shovel was literally a groundbreaking invention. The best ads and marketing focus on rates and products, right? Wrong. From Florida, Todd P. reminds me of a powerful, memorable lending ad that doesn’t even mention words like mortgage or loan or technology or lending. What message are you sending to potential cli... (read more) Latest Video Mortgage fraud risk is on the rise, but lenders catch it more often due to ... Watch CNBC's full interview with New York Fed President John Williams Consumers are in neutral as they wait for tariffs to play out, says Confere... Consumer confidence comes in at 97.4 vs. 96.6 estimated Around the Web The Basis Point Real estate investors explain why theyre willing to pay nearly double in interest to work with private money lenders Calculated Risk Blog Final Look at Local Housing Markets in July and a Comment on July Sales from Tom Lawler CNBC It's been a year since new rules changed how real estate agents are paidwhere commissions stand now Richmond Fed Tariff Cost Pass-through Among Fifth District Firms Calculated Risk Blog MBA: Mortgage Applications Decrease in Latest Weekly Survey Calculated Risk Case-Shiller: National House Price Index Up 1.9% year-over-year in June Eye on Housing Most Home Builders are Small Businesses Calculated Risk Blog A few comments on the Seasonal Pattern for House Prices Eye on Housing Wood-Framed Home Share Increased in 2024 CNBC Treasury yields little changed as investors look ahead to key inflation data CNBC An indicator of commercial real estate transaction volume just improved for the first time this year Marketwatch Durable-goods orders retreat due to Boeing, but details look stronger Eye on Housing Who Are NAHBs Builder Members?

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