Mortgage rates rose moderately today, depending on the lender. It's worth noting that lender pricing is exceptionally widely stratified at the moment. In other words, some lenders made big moves today while others did not. Disparity between lenders is nothing new, but the point is that it's been elevated and persistently volatile. This began after the pandemic hit financial markets a year ago this month, but it has ramped up in the past week or so as lenders contend with new restrictions handed down from regulators (via Fannie and Freddie, collectively "the agencies"). Those restrictions limit the amount of certain types of loans that can receive the agencies' stamp of approval. Lenders who were over the limit had to raise rates on those loans abruptly in order to bring their ratios back down

March 17, 2021 Download our Mobile App: Download our Mobile App: Mortgage Rate Watch Mortgage Rates Inch Up To Another Long-Term High Ahead of The Fed Mortgage rates rose moderately today, depending on the lender. It's worth noting that lender pricing is exceptionally widely stratified at the moment. In other words, some lenders made big moves today while others did not. Disparity between lenders i... (read more) Housing News Millennials Make up Largest Share of Buyers for 8th Consecutive Year Whether or not it was another biproduct of the pandemic, The National Association of Realtors® (NAR) said the popularity of multigenerational homes increased last year. Homes that will house adult siblings, adult children, parents, or grandparent... (read more) Rob Chrisman MLO Jobs; Broker, Underwriting, Non-QM, Processing Tools; Does the Fed Expect a Fast, Hot Recovery? Many years ago I asked my father about why we didn’t have a home gym. He replied, “Want exercise? Jog to the liquor store and get me a beer, then do a 100 pushups, and we’ll talk about it.” Okay, he didn’t really say tha... (read more) Housing News Refi Demand Plummets to Six-Month Low Mortgage application volume declined again during the week ended March 12, as refinancing deflated in the face of rising interest rates. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, decreased 2.2 p... (read more) Housing News Construction Starts and Permits Took a Double-Digit Hit in February It looked last month as though residential construction was about to take off. While starts were down in January, permits surged by 10.4 percent. Builders apparently had second thoughts in February as both measures fell by double digits. The U.S. Cen... (read more) MBS Commentary MBS Live Recap: Powell Punts on SLR; Bonds Survive... Sorta Powell Punts on SLR; Bonds Survive... Sorta Today could have been much worse even though no one will look back on it as a great day for bonds.  We started out at the highest yields in more than a year... (read more) Mortgage Rates 30 Yr. Fixed Rate 6.75% +0.02% Rate Change Points Mortgage News Daily 30 Yr. Fixed 6.75% +0.02 0.00 15 Yr. Fixed 5.98% +0.01 0.00 30 Yr. FHA 6.27% +0.02 0.00 30 Yr. Jumbo 6.85% +0.01 0.00 7/6 SOFR ARM 6.32% -0.01 0.00 30 Yr. VA 6.29% +0.03 0.00 Updates Daily - Last Update: 7/3 15 Yr. Fixed Rate 5.98% +0.01% Rate Change Points Freddie Mac 30 Yr. Fixed 6.67% -0.10 0.00 15 Yr. Fixed 5.80% -0.09 0.00 Updates Weekly - Last Update: 7/3 Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 6.79% -0.09 0.62 15 Yr. Fixed 6.06% -0.05 0.67 30 Yr. Jumbo 6.78% -0.10 0.40 Updates Weekly - Last Update: 6/26 MBS / Treasuries UMBS 30YR 5.5 99.64 -0.20 Price / Yield Change MBS UMBS 5.5 99.64 -0.20 UMBS 6.0 101.43 -0.13 GNMA 5.5 99.86 -0.11 GNMA 6.0 101.34 -0.06 Pricing as of: 7/6 3:11AM EST 10 Year US Treasury 4.3467 +0.0669 Price / Yield Change US Treasury 2 YR Treasury 3.883 +0.095 5 YR Treasury 3.937 +0.070 7 YR Treasury 4.125 +0.068 10 YR Treasury 4.347 +0.067 30 YR Treasury 4.863 +0.055 Pricing as of: 7/6 3:11AM EST Latest Video Powell dodges supplementary leverage ratio question, saying there will be s... Why housing may be reaching a turning point as rates, prices rise Fed: Seven officials see 2023 rate hike, up from five Markets expect Fed's Powell to push back on inflation, says 'Halftime' trad... Around the Web CNBC Here's where the Federal Reserve sees interest rates, the economy and inflation going in the future CNBC IRS pushes April 15 U.S. tax deadline to May 15 CNBC Fed sees stronger economy and higher inflation, but no rate hikes CNBC Fed rate decision and Chairman Jerome Powell's press conference live updates & analysis Reuters Fed likely to forecast biggest economic boom in a generation Reuters U.S. housing market takes breather amid bitterly cold weather Reuters U.S. yields hit new peaks, stocks drop with Fed at hand Calculated Risk Blog Comments on February Housing Starts Calculated Risk Blog Housing Starts decreased to 1.421 Million Annual Rate in February Reuters Futures muted as Fed takes center stage Reuters Lennar rides U.S. housing boom to post more than two-fold surge in profit CNBC Federal Reserve faces a communications test at its meeting this week as the economy improves Calculated Risk Blog Phoenix Real Estate in February: Sales Up 5% YoY, Active Inventory Down 61% YoY

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