The average top-tier mortgage rates made it back to 5.99% yesterday for the first time since January 9th and only the second time in more than 3 years. With rates holding perfectly steady today, this is the 3rd day that matches that multi-year low. In one important way, the past 2 days represent a bigger victory for rates. Back on January 9th, the MND rate index only hit 5.99 for a few hours before bouncing. The next month and a half saw the average well into the low 6s. Contrast that to the current case where we've approached 5.99% more slowly and, thus far, are holding it much more steadily. All that having been said, there's never a guarantee that tomorrow's rates will be as low even if there aren't any economic reports that suggest a potentially volatile response. [thirtyyearmortgagerates]

February 24, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 5.99% +0.00%   5.99% 7.08% 15 Yr. Fixed 5.58% -0.02%   5.55% 6.48% 30 Yr. Jumbo 6.28% -0.01%   6.1% 7.2% Compare Mortgage Rates from Local Lenders for Feb 24, 2026 Mortgage Rates Match Multi-Year Low For 2nd Straight Day Tue, Feb 24, 2026 3:53PM The average top-tier mortgage rates made it back to 5.99% yesterday for the first time since January 9th and only the second time in more than 3 years. With rates holding perfectly steady today, this is the 3rd day that matches that multi-year low. In one important way, the past 2 days represent a bigger victory for rates. Back on January 9th, the MND rate index only hit 5.99 for a few hours before bouncing. The next month and a half saw the average well into the low 6s. Contrast that to the current case where we've approached 5.99% more slowly and, thus far, are holding it much more steadily... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 5.99% 0.00 0.00 15 Yr. Fixed 5.58% -0.02 0.00 30 Yr. FHA 5.63% 0.00 0.00 30 Yr. Jumbo 6.28% -0.01 0.00 7/6 SOFR ARM 5.29% -0.11 0.00 30 Yr. VA 5.65% 0.00 0.00 Updates Daily - Last Update: 2/24 Freddie Mac Rate Change Points 30 Yr. Fixed 6.01% -0.08 0.00 15 Yr. Fixed 5.35% -0.09 0.00 Updates Weekly - Last Update: 2/19 Mortgage Bankers Assoc. 30 Yr. Fixed 6.17% -0.04 0.56 15 Yr. Fixed 5.50% -0.15 0.73 30 Yr. Jumbo 6.21% -0.09 0.27 Updates Weekly - Last Update: 2/18 UMBS 30YR 5.0 100.33 -0.03   95.71 100.50 UMBS 30YR 5.5 101.50 -0.02   98.11 101.64 10 YR Treasury 4.037 +0.003   3.932 4.590 Slower Start, More Sideways. Stock Lever in Play Tue, Feb 24, 2026 9:31AM Volume and volatility is lower this morning compared to yesterday, but the same theme of risk aversion looks to be in play, probably.  Why "probably?" Because the theme in question (risk aversion, or what we sometimes refer to as the "stock lever") oftentimes makes it hard to distinguish between correlation and causality. All we know so far today is tha... (read more) MBS Price Change UMBS 4.5 98.72 -0.03 UMBS 5.0 100.33 -0.03 UMBS 5.5 101.49 -0.02 GNMA 4.5 98.67 +0.00 GNMA 5.0 100.24 -0.01 GNMA 5.5 101.18 +0.01 Pricing as of: 2/24 8:39PM EST US Treasury Yield Change 2 YR Treasury 3.456 +0.007 5 YR Treasury 3.601 +0.007 7 YR Treasury 3.799 +0.010 10 YR Treasury 4.039 +0.004 30 YR Treasury 4.692 +0.011 Pricing as of: 2/24 8:39PM EST Other News Non-QM Pricing, Documentation, eSignature, AI Tools; Thoughts on New Starting Points for Borrowers Tue, Feb 24, 2026 11:17AM At the Optimal Blue Summit going on now, sessions range from AI to loan officer tools to market strategy, product unveilings built to transform pricing, trading, and profitability. Will AI help? A study published this month by the National Bureau of Economic Research found that among 6,000 CEOs, chief financial officers, and other executives from firms who r... (read more) Latest Video February consumer confidence comes in at 91.2, beating expectations December factory orders fell 0.7%, in line with estimates Homebuilder stocks rise slightly on SCOTUS tariff decision December new home sales come in at 745k, down 1.7% from November Around the Web Redfin Nearly 1 in 7 Home Sales Are Falling Through, a Record For This Time of Year Eye on Housing A 25-Basis-Point Decline in the Mortgage Rate Prices-In 1.42 Million Households CNBC Mortgage rates just dropped below 6%, matching 2022 lows Marketwatch Fed's Waller says next jobs report, not Supreme Court ruling, will be key for March interest rate decision ADP Private employers added 22,000 jobs in January PR Newswire ADP National Employment Report Preliminary Estimate for February 7, 2026 S&P Global S&P Cotality Case-Shiller Index Reports Annual Gain In November 2025 FHFA U.S. House Prices Rise 1.8 Percent Year over Year; Up 0.8 percent Quarter over Quarter CNBC Fed's Goolsbee calls for a hold on cuts as current rate of inflation is 'not good enough' Eye on Housing Young Adult Headship Rates in 2024: Cyclical Slip or New Equilibrium? American Bankers Assoc. ABA Statement on FDICs Quarterly Banking Profile CNBC Treasury yields hold steady after as investors weigh new Trump tariffs CNBC Treasury yields edge higher as markets weigh Trump tariff escalation

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