Consumer attitudes toward both buying and selling improved in October, although the number who feel it is a good time to buy a home remains at record lows. The increases helped Fannie Mae's Home Purchase Sentiment Index (HPSI) eke out a 1-point gain from its September level, rising to 75.5. This is 6.2 points lower than the index in October 2020. The HPSI, is based on a subset of questions from Fannie Mae's National Housing Survey (NHS). The question regarding whether or not it is a good time to buy a home received positive responses from 30 percent of those surveyed for a net positive of -35 percent. This is 3 percentage points higher than in the September survey, but 60 points lower than a year ago. Asked the same question about selling a home, 77 percent said it was a good time, a 60 percent

November 10, 2021 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.34% +0.06%   6.13% 7.26% 15 Yr. Fixed 5.82% +0.01%   5.6% 6.59% 30 Yr. Jumbo 6.32% +0.02%   6.1% 7.45% Compare Mortgage Rates from Local Lenders for Nov 10, 2021 Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.34% +0.06 0.00 15 Yr. Fixed 5.82% +0.01 0.00 30 Yr. FHA 6.06% +0.05 0.00 30 Yr. Jumbo 6.32% +0.02 0.00 7/6 SOFR ARM 5.98% +0.09 0.00 30 Yr. VA 6.08% +0.05 0.00 Updates Daily - Last Update: 11/3 Freddie Mac Rate Change Points 30 Yr. Fixed 6.17% -0.02 0.00 15 Yr. Fixed 5.41% -0.03 0.00 Updates Weekly - Last Update: 10/30 Mortgage Bankers Assoc. 30 Yr. Fixed 6.30% -0.07 0.58 15 Yr. Fixed 5.67% -0.07 0.61 30 Yr. Jumbo 6.38% -0.01 0.34 Updates Weekly - Last Update: 10/29 UMBS 30YR 5.0 99.58 +0.13   95.05 100.11 UMBS 30YR 5.5 101.08 +0.08   97.47 101.40 10 YR Treasury 4.087 -0.022   3.932 4.780 MBS Price Change UMBS 4.5 97.53 +0.12 UMBS 5.0 99.58 +0.13 UMBS 5.5 101.08 +0.08 GNMA 4.5 97.53 +0.02 GNMA 5.0 99.80 +0.15 GNMA 5.5 100.87 +0.08 Pricing as of: 11/4 2:59AM EST US Treasury Yield Change 2 YR Treasury 3.582 -0.027 5 YR Treasury 3.695 -0.029 7 YR Treasury 3.878 -0.027 10 YR Treasury 4.086 -0.023 30 YR Treasury 4.668 -0.026 Pricing as of: 11/4 2:59AM EST Other News Home Selling Sentiment at Record High Wed, Nov 10, 2021 11:13AM Consumer attitudes toward both buying and selling improved in October, although the number who feel it is a good time to buy a home remains at record lows. The increases helped Fannie Mae's Home Purchase Sentiment Index (HPSI) eke out a 1-point gain from its September level, rising to 75.5. This is 6.2 points lower than the index in October 2020. The HPSI, i... (read more) Lower Rates Revive Refinancing Wed, Nov 10, 2021 9:44AM Refinancing rebounded during the week ended November 5, driving the volume of mortgage applications to their largest week-over-week increase since late July . The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, gained 5.5 percent on a seasonally adjusted basis and 5.0 percent unadjusted The Refinance Index moved ... (read more) Securitization, MSR, Analytics, Desktop Appraisal Products; Credit Availability Numbers; Hot Inflation Data Wed, Nov 10, 2021 11:11AM I recently spent some of my day receiving a COVID test, and the nurse asked me, “Have you had a sudden loss of taste?” I replied, “No, I’ve always dressed like this.” MLOs and lenders have always spent their days helping clients create wealth. And woe to any lender whose profits are based entirely on refinances, and one of the c... (read more) Latest Video Treasury sells $24B in 30-year bonds, a 'horrible' 30-year bond auction, sa... The 2pm Bond Report: November 10, 2021 The 9am Bond Report - November 10, 2021 The Fed is behind the curve, MKM's Darda says Around the Web Calculated Risk Blog Housing: Inventory will Tell the Tale CNBC Inflation has taken away all the wage gains for workers and then some National Associattion of Realtors Home Prices Spiked by Double-Digits in 78% of Metro Areas inThird Quarter of 2021 CNBC The first Fed rate hike is now expected as early as July following the hot CPI data Calculated Risk Blog Weekly Initial Unemployment Claims Decrease to 267,000 CNBC Home prices are now rising much faster than incomes, studies show CNBC Consumer price index surges 6.2% in October, considerably more than expected Reuters U.S. Treasury's Yellen says investment bills will boost productivity, labor force CNBC Treasury yields rise as investors eye consumer price inflation data Calculated Risk Blog 2nd Look at Local Housing Markets in October: Memphis, Nashville, New Hampshire, North Texas (Dallas) and San Diego. Calculated Risk Blog NY Fed Q3 Report: Total Household Debt Climbs to Over $15 trillion CNBC Wholesale prices rise 8.6% year over year in October, tied for highest ever CNBC China's property market debt could weigh on the economy for years, economist George Magnus warns

© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031 Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc. This email was sent to: [recipientemail]. Go here to UNSUBSCRIBE from this email.