30YR Fixed Rate
6.73%
+0.06%
15YR Fixed Rate
5.97%
+0.06%
UMBS 30YR 5.5
99.69
-0.15
10 Year Treasury
4.333
+0.054
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This is the off-season for bonds, but they still have to show up for the game every day.  The coaching staff (aka the traders turning the cogs of the underlying bond market) have been running the same play every day since June 27th .  It's...
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July 16, 2018
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Rob Chrisman
Broker Products; Blockchain Transaction; Input on DACA Loans
When Costco rolled out its mortgage option to members, many lenders were very concerned. But despite great potential, Costco/First Choice has not become the #1 lender in America. I heard something interesting last week: Costco doesn’t make much... (read more)
MBS Commentary
MBS Live Week Ahead: Another Week, Another Chance to Run Same Old Play
This is the off-season for bonds, but they still have to show up for the game every day.  The coaching staff (aka the traders turning the cogs of the underlying bond market) have been running the same play every day since June 27th .  It's... (read more)
Mortgage Rate Watch
Mortgage Rates Edge Higher
Mortgage rates fell to their lowest levels since late May as of last Friday. Today, then, would be the 2nd best day since late May. Rates edged slightly higher to begin the new week as bond markets (which underlie rates) came under modest pressure fo... (read more)
Housing News
Permit to Completion - Builder Timeline Depends on Where and Why
Despite complaints about labor, lot, and material shortages, builders needed no more time to build a home last year than they did in 2016. The time did increase compared to 2015 by about two weeks. Using data from the Census Bureau's Survey of Constr... (read more)
Mortgage Rate Watch
Lowest Rates Since May, But There's a Catch
Mortgage rates fell by an observable amount today-- one of the few times they've done so in recent weeks. Technically, today's average lender is offering the best we've seen since May 31st. That sounds pretty great, right?! Unfortunately, there's a f... (read more)
MBS Commentary
MBS Live Recap: Bonds Gain Despite Data Surprise and Stock Rally
Before any discussion about market movement in July, we have to set the stage with some disclaimer about "slow summertime trading."   That was the subject of this morning's commentary (read it here, if you like). With that out of the way, we're... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.73% +0.06%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.73% +0.06 0.00
15 Yr. Fixed 5.97% +0.06 0.00
30 Yr. FHA 6.25% +0.06 0.00
30 Yr. Jumbo 6.84% +0.04 0.00
7/6 SOFR ARM 6.33% +0.04 0.00
30 Yr. VA 6.26% +0.06 0.00
Updates Daily - Last Update: 7/2
15 Yr. Fixed Rate
5.97% +0.06%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.77% -0.04 0.00
15 Yr. Fixed 5.89% -0.07 0.00
Updates Weekly - Last Update: 6/26
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.88% +0.04 0.63
15 Yr. Fixed 6.11% -0.03 0.74
30 Yr. Jumbo 6.88% +0.07 0.60
Updates Weekly - Last Update: 6/25
MBS / Treasuries
UMBS 30YR 5.5
99.65 -0.20
Price / Yield Change
MBS
UMBS 5.5 99.62 -0.23
UMBS 6.0 101.36 -0.21
GNMA 5.5 99.77 -0.20
GNMA 6.0 101.17 -0.24
Pricing as of: 7/3 9:46AM EST
10 Year US Treasury
4.3369 +0.0571
Price / Yield Change
US Treasury
2 YR Treasury 3.886 +0.098
5 YR Treasury 3.949 +0.082
7 YR Treasury 4.131 +0.074
10 YR Treasury 4.342 +0.063
30 YR Treasury 4.848 +0.040
Pricing as of: 7/3 9:46AM EST
Latest Video
Closing Bell Exchange: Trump-Putin meeting met market expectations
June retail sales up 0.5%, May retail sales numbers revised higher
Fed: Wage growth remains moderate
Around the Web
Reuters
S&P 500 slips with energy shares, but financials bounce
Reuters
Strong U.S. retail sales lift second-quarter GDP estimates
consumerfinancemonitor.com
CFPB to participate in new task force on market integrity and consumer fraud
CNBC
The bond market may be raising recession fears, but don't expect one anytime soon
Reuters
UK PM May says her Chequers plan on Brexit is not dead
Calculated Risk Blog
Earlier from the NY Fed: Manufacturing "Business activity continued to grow at a fairly brisk pace in New York State"
Bloomberg
This Is Not a Passing Fad: CFA Exam Adds Crypto, Blockchain Topics
Bloomberg
Pound Gains as Traders Await Brexit Progress, Economic Data
CNBC
Business inventories up 0.4% in May, matching expectations
IMF
The Global Expansion: Still Strong but Less Even, More Fragile, Under Threat
NAHB Eye on Housing
Western States Lead Single-family Residential Permits Growth, Northeast Lags
NAR - Realtor.com
The Fastest-Growing Suburbs in America: It's a Sprawl-for-All!
Reuters
U.S. credit market fires warning about recession
© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/2/2025
30 Yr. Fixed Rate
6.73%
+0.06%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.70
-0.15
10 Year US Treasury
99.321
-0.439
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