Five of the six components that make up Fannie Mae's Home Purchase Sentiment Index (HPSI) rose in January, pushing the index to an all-time high . HPSI, a quantification of some of the data collected through Fannie's National Housing Survey, was 89.5, up 3.7 points from the December reading. The index is also 6.8 percentage points higher than in January 2017. The only survey question for which the net positive responses did not improve in January was whether household income had grown significantly over the previous 12 months. That score was unchanged at 16 percent. A conviction that home prices will continue to rise was the main driver of the overall index. The net of responses predicting further gains was up 8 points from December to 52 percent. This is 10 points above the net a year ago

February 8, 2018 Download our Mobile App: Download our Mobile App: Housing News Consumers are Stoked About Housing Market Five of the six components that make up Fannie Mae's Home Purchase Sentiment Index (HPSI) rose in January, pushing the index to an all-time high . HPSI, a quantification of some of the data collected through Fannie's National Housing Survey, was 89.5... (read more) Housing News Delinquencies Up for All Loan Types; FHA Loans Hardest Hit The National Delinquency Survey (NDS), a quarterly measure of mortgage performance from the Mortgage Bankers Association (MBA), found delinquencies in the fourth quarter of 2017 had increased both quarter over quarter and year-over-year . The NDS fin... (read more) Mortgage Rate Watch Mortgage Rates Jump Back Up to 4-Year Highs Mortgage rates surged higher today, with most lenders ending up back in line with the 4-year highs seen on Friday afternoon. At issue--among other things--is the fact that the stock market has been unwilling to continue offering up a fresh supply of ... (read more) MBS Commentary MBS Live Day Ahead: Another Look at Inflation as The Enemy It's too easy and too common for experts and casual observers alike to discuss bond markets through the lens of inflation.  It's easy and common because inflation is always a consideration for bonds.  To understand exactly why this is, co... (read more) Rob Chrisman Upcoming Events and Conferences on Origination, Secondary, Cybersecurity, M&A, and More People are usually surprised to learn there are more boating licenses issued in Wyoming then in Hawai’i. Arizona and flooding? CoreLogic research finds 23% of residential and commercial properties in the US are at a “High” or &ldquo... (read more) MBS Commentary MBS Live Recap: Bond Rout Resumes; Duck and Cover In the past or under different circumstances, a day like yesterday might not have been enough for me to write a headline like "nice while it lasted."  But if you watched yesterday's video and read the analysis, you saw the chart showing the perc... (read more) Mortgage Rates 30 Yr. Fixed Rate 6.75% +0.02% Rate Change Points Mortgage News Daily 30 Yr. Fixed 6.75% +0.02 0.00 15 Yr. Fixed 5.98% +0.01 0.00 30 Yr. FHA 6.27% +0.02 0.00 30 Yr. Jumbo 6.85% +0.01 0.00 7/6 SOFR ARM 6.32% -0.01 0.00 30 Yr. VA 6.29% +0.03 0.00 Updates Daily - Last Update: 7/3 15 Yr. Fixed Rate 5.98% +0.01% Rate Change Points Freddie Mac 30 Yr. Fixed 6.67% -0.10 0.00 15 Yr. Fixed 5.80% -0.09 0.00 Updates Weekly - Last Update: 7/3 Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 6.79% -0.09 0.62 15 Yr. Fixed 6.06% -0.05 0.67 30 Yr. Jumbo 6.78% -0.10 0.40 Updates Weekly - Last Update: 6/26 MBS / Treasuries UMBS 30YR 5.5 99.64 -0.20 Price / Yield Change MBS UMBS 5.5 99.64 -0.20 UMBS 6.0 101.43 -0.13 GNMA 5.5 99.86 -0.11 GNMA 6.0 101.34 -0.06 Pricing as of: 7/3 8:50PM EST 10 Year US Treasury 4.3467 +0.0669 Price / Yield Change US Treasury 2 YR Treasury 3.883 +0.095 5 YR Treasury 3.937 +0.070 7 YR Treasury 4.125 +0.068 10 YR Treasury 4.347 +0.067 30 YR Treasury 4.863 +0.055 Pricing as of: 7/3 8:50PM EST Latest Video I think interest rates will rise slowly over time: Edward Jones Strategist: Equity markets needed a breather Bond market sell-off drove intial equity sell-off: Strategist Around the Web Reuters Congress to vote on long-term budget deal, averting shutdown CNBC US Senate panel narrowly backs Marvin Goodfriend for Fed board CNBC Fed's Dudley: Market drop is 'small potatoes,' economy still strong, rates going up NAR - Realtor.com Gig Economy Grows Up as Lenders Allow Airbnb Income on Mortgage Applications CNBC Retail sales expected to climb as much as 4.4 percent in 2018 Reuters Wall Street extends losses as bond yields creep up again Brookings Institution Hutchins Roundup: Medicaid expansion, unemployment insurance and mortgage defaults, and more NAHB Eye on Housing Housing Affordability Remains Flat in 2017 Freddie Mac Rates Jump Again bbc.com Bank of England hints at earlier and larger rate rises Calculated Risk Blog Weekly Initial Unemployment Claims decrease to 221,000 consumerfinancemonitor.com CFPB seeks comment on its enforcement processes Reuters Fed likely to continue raising rates: Kaplan

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