30YR Fixed Rate
6.75%
+0.02%
15YR Fixed Rate
5.98%
+0.01%
UMBS 30YR 5.5
99.64
-0.20
10 Year Treasury
4.347
+0.067
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Mortgage rates were steady again today, holding on to the improvements seen yesterday afternoon following a surprise "flash rally" in bond markets. Such flash moves always create the risk that rates will experience a correction that takes them quickly back in the other direction, so today's "flat" performance is actually fairly positive in the bigger picture. Still, neither today nor yesterday's rate levels are even close to recent extremes. In order to see those boundaries tested (for better or worse) we'll need to wait for the more important events on tap for next week. These include several major economic reports as well as policy announcements from the Fed and the European Central Bank. Loan Originator Perspective Bond markets slumbered through a quiet Friday, retaining a portion of yesterday
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June 8, 2018
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Mortgage Rate Watch
Mortgage Rates Flat Ahead of Potential Volatility
Mortgage rates were steady again today, holding on to the improvements seen yesterday afternoon following a surprise "flash rally" in bond markets. Such flash moves always create the risk that rates will experience a correction that takes them quickl... (read more)
Housing News
Consumer Optimism Continues Despite Rising Home Prices
Despite declining consumer confidence about buying a home, Fannie Mae's Home Purchase Sentiment Index® (HPSI) hit a second consecutive survey high in May. The Index, which distills some of the responses from the National Housing Survey, rose 0.6 ... (read more)
Rob Chrisman
Underwriting, Accounting Products; Fannie and Freddie Continue to Shift Risk
For me this week includes time in Indianapolis and Chicago. Once again, I am impressed by the talent in residential lending – the industry is filled with people helping clients and wanting to do it in a compliant, fair, and economical manner. B... (read more)
MBS Commentary
MBS Live Day Ahead: Refreshing Resilience Introduces New Possibilities
The day is young, but the fact that we're starting out with much of yesterday's "flash" rally intact means that new doors are opening for bonds.   Next week's central bank announcements are--well... central to any assessment of near term... (read more)
MBS Commentary
MBS Live Recap: Fleeting Gift or Just The Beginning?
Today ended up being all about the early afternoon "flash crash" in bond yields (from 2.94 to 2.884% in fairly short order).  While they're not common, these sorts of things do happen from time to time.  The most notable past example in Oct... (read more)
MBS Commentary
MBS Live Recap: Bonds Mostly Hold "Flash Rally" Gains
What a quiet and boring trading session it was!  Well, to be fair, there's still half an hour left as I type this, but most bond market participants mark the end of the day at 3pm E.T.  By that time, we were almost perfectly unchanged and... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.75% +0.02%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.75% +0.02 0.00
15 Yr. Fixed 5.98% +0.01 0.00
30 Yr. FHA 6.27% +0.02 0.00
30 Yr. Jumbo 6.85% +0.01 0.00
7/6 SOFR ARM 6.32% -0.01 0.00
30 Yr. VA 6.29% +0.03 0.00
Updates Daily - Last Update: 7/3
15 Yr. Fixed Rate
5.98% +0.01%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.67% -0.10 0.00
15 Yr. Fixed 5.80% -0.09 0.00
Updates Weekly - Last Update: 7/3
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.79% -0.09 0.62
15 Yr. Fixed 6.06% -0.05 0.67
30 Yr. Jumbo 6.78% -0.10 0.40
Updates Weekly - Last Update: 6/26
MBS / Treasuries
UMBS 30YR 5.5
99.64 -0.20
Price / Yield Change
MBS
UMBS 5.5 99.64 -0.20
UMBS 6.0 101.43 -0.13
GNMA 5.5 99.86 -0.11
GNMA 6.0 101.34 -0.06
Pricing as of: 7/6 2:27PM EST
10 Year US Treasury
4.3467 +0.0669
Price / Yield Change
US Treasury
2 YR Treasury 3.883 +0.095
5 YR Treasury 3.937 +0.070
7 YR Treasury 4.125 +0.068
10 YR Treasury 4.347 +0.067
30 YR Treasury 4.863 +0.055
Pricing as of: 7/6 2:27PM EST
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Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/3/2025
30 Yr. Fixed Rate
6.75%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.64
-0.20
10 Year US Treasury
99.222
-0.537
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